Market analytics · July 2026 archive
Roy, Utah real estate market report.
Monthly sold prices, days on market, sale-to-list ratio, and absorption rate. Updated nightly from UtahRealEstate.com and the Washington County Board of Realtors.
Updated · Sources: UtahRealEstate.com & Washington County Board of Realtors
July 2026 · Market Analysis
Roy's active listings hit 143 as Hill AFB-area buyers wait out rate hikes.
Get this report emailed every month
✓ You're in — see you next month.
Active listings in Roy reached 143 in July, up 21.2% from June's 118 and the fourth straight monthly increase since March's 92. Only 30 homes closed, tied with June for the slowest month in over a year and well below the prior 12-month average of 40, so July's $437,950 median sale price should be read as a reflection of which homes closed rather than a clean market signal. With inventory climbing and closings flat, sellers are competing harder for a shrinking pool of buyers.
Market pulse
Active inventory has moved from 96 in May to 118 in June to 143 in July, while new listings held near 59-68 a month over that stretch — supply is building faster than it's being absorbed. Median days on market ticked from 9 in May to 18 in June and held at 18 in July, still fast by Roy's winter standards but no longer compressing. The sale-to-list ratio slipped to 98.53% in July from 100.1% in May, and sold-above-list count dropped to 9 from 13 that same month. Compared to July 2025's 52 closings and 100.11% sale-to-list ratio, this July's pace is markedly cooler even with a higher median sale price.
Mortgage context
The 30-year rate averaged 6.79% in July, up from 6.19% in February and now sitting at 6.875% as of early August. That climb is starting to show up in Roy's numbers — price cuts hit 14 of July's 30 closings, the highest share of the year, as sellers adjust to buyers who can't stretch as far each month.
Payment math
A buyer financing Roy's $438,000 median home with 20% down is looking at $2,302 a month in principal and interest at today's 6.875% rate, $58 more than they'd have paid just 30 days ago at 6.625%, and $158 above the $2,144 payment they'd have locked in back in February when rates averaged 6.19%.
If you're buying
With 143 homes active and closings stuck at 30, buyers have real room to negotiate — 11 of July's 30 sales closed below list. Target listings that have taken a price cut already; 14 of July's closings had one, the highest share all year. Crestwood Estates and Hidden Cove Ph. 4 both saw activity in July in the $590K-$615K range, worth watching if a price adjustment follows the broader trend.
If you're selling
Pricing near June's median list of $420,000 hasn't worked as well as pricing closer to what's actually closing — July's median list dropped to $406,000 while median sale price rose to $437,950, showing buyers are still paying up for the right homes. Sellers whose homes sit past 54 days (the current 75th-percentile mark) should expect to negotiate, not hold firm. Homes in the $400K-$700K band are still moving at a 19-day median, so price and condition in that range remain your best lever.
Outlook
Expect inventory to keep climbing into fall unless new listings pull back from their recent 59-68 monthly pace, especially with rates now above 6.875% discouraging some move-up sellers from listing and relisting. Buyers who can still qualify at today's payment have more leverage than at any point since last winter, while sellers should plan on longer days on market and more price adjustments through Q4. Watch whether Hill AFB-driven demand holds up as the school year starts, since that's traditionally when Roy's family-buyer pool thins out.
Watch for
If new listings keep running above 55 a month while sold counts stay near 30, months-of-supply likely climbs past 5 by September, pushing the sale-to-list ratio toward the high-96% range.
"More homes, fewer buyers — Roy tips toward a shopper's market."
Number of Listings
Active inventory · new listings · sold per month
Listing Prices
Active median list · new median list · sold median sale
Absorption Rate
Months of supply — active inventory ÷ monthly sold rate
Sale-to-List Ratio
Close price ÷ list price — buyer/seller leverage
Days on Market
Median days from listing to under contract
Price Volume
Total dollar volume — active · new · sold per month
July 2026 cohort breakdown
Distribution of what closed last month — by price band, sale-vs-list outcome, and top subdivisions.
How sales priced vs asking
32 sold homes that had a list price recorded
Days on market spread
Quartile distribution
Median 14 · 25th percentile 7 · 75th percentile 49
Needed a price change
Sold listings that had a recorded price change before close
14 of 32 sold homes had at least one price change while listed. Lower = sellers are pricing right the first time.
Sales by price band
Closed-price bucket → sold count and median days to contract
Top subdivisions this month
Ranked by closed count
- 1. Crestwood Estates 2 sold · $592K · 14d
- 2. Hidden Cove Ph. 4 1 sold · $615K · 35d
- 3. Olympia Park Phase 4 1 sold · $565K
- 4. Springbrook 1 sold · $486K · 5d
- 5. Midland Meadows 1 sold · $485K · 3d
July 2026 by property type
How each housing type performed last month — 27 closings total across subtypes.
Summary Statistics
| Metric | Jul-26 | Jul-25 | % Chg | 2026 YTD | 2025 YTD | % Chg |
|---|---|---|---|---|---|---|
| Sold Count | 32 | 52 | -38.46% | 263 | 295 | -10.85% |
| Median Sale Price | $428,950 | $446,200 | -3.87% | $420,929 | $425,423 | -1.06% |
| Median DOM | 14 | 14 | 0.00% | 23 | 23 | 0.00% |
| Sale-to-List Ratio | 98.70% | 100.11% | -1.41% | 98.89% | 99.81% | -0.92% |
Sources: UtahRealEstate.com and the Washington County Board of Realtors, aggregated by Best Utah Real Estate. Sale-to-list ratio compares closing price to the final list price (post-reduction). Absorption rate = active inventory ÷ monthly sold rate.