bds
|
ba
|
sqft
ac lot
|
car garage
|
|
Assumable Homes for Sale in Roy, Utah
These Roy listings mention an assumable loan, usually an FHA or VA mortgage you can take over at the seller's interest rate. Matching listings today: 4.
You qualify with the seller's servicer and pay the seller the difference between the price and the loan balance. See owner-financed homes.
4 matching · page 1 of 1
Active listings
New assumable homes in Roy, straight to your inbox
We'll email you the moment a new one hits the MLS. Free, and you can stop anytime.
Prefer the map?
See all 4 assumable homes on a map
Pan around Roy and refine by drawing your own boundary.
Utah MLS data · updated Nov 4, 2026
Roy assumable homes by the numbers
Today's listings plus closed sales recorded in the MLS, each home counted once. Medians, not averages, so one outlier can't skew them.
- For sale now
- 4
- listed $437,000–$510,000
- Median sale, last 12 mo
- $405,000
- 7 sold
- Price per sq ft
- $263
- median of closed sales · typical 1,953 sq ft
- HOA dues
- $265/mo
- median · 25% of listings have dues
Over the last 12 months, 7 assumable homes sold in Roy, taking a median of 51 days to go under contract and closing at 100% of the final list price.
Assumable homes by neighborhood
Closed sales over the last 24 months, plus what's listed today. Click a name for that neighborhood's page.
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 1,890 sq ft
- Built
- 1996
- HOA / mo
- —
- For sale now
- 1 · $449,900
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 1,668 sq ft
- Built
- 1994
- HOA / mo
- —
- For sale now
- 1 · $457,900
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 2,994 sq ft
- Built
- 1999
- HOA / mo
- $265
- For sale now
- 1 · $510,000
Median sale is shown only where at least 5 homes sold. HOA dues are the median monthly fee (yearly dues divided by 12) and can change, so confirm the amount and what it covers with the association. "Built" is the median year built.
Common questions
About assumable homes in Roy.
What is an assumable mortgage? ▾
A loan the buyer takes over from the seller, keeping its rate and remaining term. FHA, VA and USDA loans are usually assumable with lender approval.