Market analytics
Layton, Utah real estate market report.
Monthly sold prices, days on market, sale-to-list ratio, and absorption rate. Updated nightly from UtahRealEstate.com and the Washington County Board of Realtors.
Updated · Sources: UtahRealEstate.com & Washington County Board of Realtors
July 2026 · Market Analysis
Layton's for-sale shelf tops 300 as Davis County buyers wait out rising rates.
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The story in Layton this July is the shelf of unsold homes, not the sale price. Active listings reached 312, up from 254 in June and nearly double February's 186 — a build that's been steady for five straight months. Only 50 homes closed, down from 62 in June and well below the 77 that sold in July 2025, even as the median sale price held close to a year ago at $487,000 versus $500,000.
Market pulse
Active listings have climbed every month since February's 186, reaching 312 in July — a jump of 58 homes just since June's 254. Closings, meanwhile, have gone the other way: from 77 in April to 71 in May, 62 in June, and 50 in July, even as new listings kept arriving at 120 for the month. Days on market moved from a May low of 12 back up to 33 in July, and price cuts touched 20 of the month's 50 sales, up sharply from single digits back in February and March. The sale-to-list ratio held near 99%, so sellers who are pricing correctly aren't losing much ground — they're just waiting longer to find a buyer.
Mortgage context
The 30-year averaged 6.79% in July and has climbed further to 6.875% today, up from 6.75% just 30 days ago. That 0.125-point move adds $32 a month to the payment on a median-priced home, and it's part of a longer climb — rates have risen 0.68 percentage points since February's 6.19% average. Buyers who could afford a home in February are increasingly priced out of the same one today.
Payment math
A $487,000 median-priced Layton home with 20% down runs $2,559 a month at today's 6.875% rate — $32 more than the $2,527 payment just 30 days ago at 6.75%, and $175 above the $2,384 payment homes carried back in February 2026 when rates averaged 6.19%.
If you're buying
With 312 homes active and only 50 closings, you have room to negotiate — 20 of July's 50 sales came with a price cut along the way. Look hard at the under-$400K band, where the typical home sat 65 days before selling; that's where sellers are most likely to work with you. Windsor Meadows and Wild Horse Spirngs both had multiple closings this month if you want a read on what's actually trading in those areas.
If you're selling
Price to what's closing, not what's sitting — the median list price of $475,000 is already above the $487,000 median sale, but homes in the $400K-$700K band are taking a median 28 days and plenty are selling below list. If your home has been on the market past 33 days (this month's median), a price adjustment now beats waiting through August as rates climb further.
Outlook
Expect inventory to keep building into August unless new listings pull back from July's pace of 120 a month — sellers who need to move should plan for buyers with more options and less urgency. Warm summer weather in Davis County usually supports showing traffic, but with rates near 6.875% and climbing, buyers are taking longer to commit even on well-priced homes. If the 30-year crosses 7% before fall, expect days on market to keep drifting past 33 and price cuts to become even more common.
Watch for
If new listings keep running near 120 a month while sales stay near 50, it would take under seven months to sell through current inventory at this pace — and that math gets worse, not better, if the 30-year keeps climbing toward 7%.
"Layton's inventory outgrows its buyer pool."
Common questions about Layton this month
Is Layton a buyer's or seller's market in July 2026? ▾
It's tilting toward buyers. Active listings reached 312 while only 50 homes closed, and it would take roughly six months to sell through what's currently listed at this pace. Sellers are still getting close to asking price on average — a 99.09% sale-to-list ratio — but 20 of the 50 July sales involved a price cut first.
Why are so many Layton listings sitting unsold right now? ▾
New listings have kept arriving at a fast clip — 120 in July alone — while closings have fallen from 77 in April to 50 in July. That gap is what's pushed active inventory from 186 in February to 312 in July, and it's also why days on market bounced back to 33 after bottoming at 12 in May.
How much has the rise in mortgage rates affected what I can afford in Layton? ▾
On the median $487,000 home, the monthly principal-and-interest payment is $2,559 at today's 6.875% rate, up $175 from what it would have been in February 2026 when rates averaged 6.19%. That's a meaningful bite out of purchasing power even though home prices themselves haven't moved much.
Are home prices actually falling in Layton? ▾
Not dramatically. July's median sale price of $487,000 is close to July 2025's $500,000, and June's dip to $464,092 looks more like a mix shift than a real decline given July bounced back. The bigger change this year is in how long homes take to sell and how much room buyers have to negotiate, not the headline price.
Which Layton neighborhoods are seeing the most activity this summer? ▾
Windsor Meadows led July with three closings at a median $540,000, while Wild Horse Springs and Eastridge Park also saw sales in the month. These smaller counts reflect a market where activity is spread thin across many subdivisions rather than concentrated in one or two hot spots.
Number of Listings
Active inventory · new listings · sold per month
Listing Prices
Active median list · new median list · sold median sale
Absorption Rate
Months of supply — active inventory ÷ monthly sold rate
Sale-to-List Ratio
Close price ÷ list price — buyer/seller leverage
Days on Market
Median days from listing to under contract
Price Volume
Total dollar volume — active · new · sold per month
July 2026 cohort breakdown
Distribution of what closed last month — by price band, sale-vs-list outcome, and top subdivisions.
How sales priced vs asking
51 sold homes that had a list price recorded
Days on market spread
Quartile distribution
Median 38 · 25th percentile 9 · 75th percentile 69
Needed a price change
Sold listings that had a recorded price change before close
21 of 51 sold homes had at least one price change while listed. Lower = sellers are pricing right the first time.
Sales by price band
Closed-price bucket → sold count and median days to contract
Top subdivisions this month
Ranked by closed count
- 1. Windsor Meadows 3 sold · $540K · 28d
- 2. Wild Horse Springs 2 sold · $803K
- 3. Eastridge Park 1 sold · $1,272K · 0d
- 4. Deere Valley 1 sold · $930K · 6d
- 5. Adams Wood Landing S 1 sold · $917K
July 2026 by property type
How each housing type performed last month — 49 closings total across subtypes.
Summary Statistics
| Metric | Jul-26 | Jul-25 | % Chg | 2026 YTD | 2025 YTD | % Chg |
|---|---|---|---|---|---|---|
| Sold Count | 51 | 77 | -33.77% | 420 | 465 | -9.68% |
| Median Sale Price | $489,000 | $500,000 | -2.20% | $494,622 | $503,202 | -1.71% |
| Median DOM | 38 | 27 | +40.74% | 30 | 27 | +11.11% |
| Sale-to-List Ratio | 99.11% | 98.92% | +0.19% | 99.11% | 99.15% | -0.04% |
Past months
Browse historical Layton reports — each month's snapshot stays at its own permanent URL.
Sources: UtahRealEstate.com and the Washington County Board of Realtors, aggregated by Best Utah Real Estate. Sale-to-list ratio compares closing price to the final list price (post-reduction). Absorption rate = active inventory ÷ monthly sold rate.