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Homes Under $300,000 in Layton, Utah
Layton's under-$300K market has gotten tight, but it hasn't disappeared. Most of what turns up at this price point sits in the condo and townhome category — places like the complexes off Hill Field Road, Fairfield Village, or older stock near Main Street and Gentile — plus the occasional fixer-upper single-family home in the Layton Heights or East Layton areas. A handful of manufactured and mobile homes on owned land also land in this range. With Davis County's median home price well north of $450K, sub-$300K listings tend to move fast once they hit the MLS, so checking back often matters more here than in most price brackets.
Buyers drawn to this range are usually first-time purchasers, Hill Air Force Base personnel and civilian contractors looking to stay close to base without a long commute, or investors eyeing rental potential near I-15 and the FrontRunner station. Expect smaller square footage, HOA dues on most condos, and homes that may need updated flooring, paint, or an older furnace — nothing that scares off a buyer willing to put in some sweat equity. Property taxes and insurance stay manageable at this price, which helps offset a slightly higher interest rate environment. Browse the active listings below to see what's currently on the market in this range.
June 2026 · Layton market
Live from the Utah MLS — what's actually happening in Layton right now.
Median sale
$469,000
61 closed in June 2026
Median DOM
27 days
listing → contract
Sale-to-list
98.6%
of final list price
Unsold inventory
276
active + pending
55 matching · page 1 of 3
Active listings
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Common questions
About homes under $300k in Layton.
What kind of homes can I actually get in Layton for under $300K? ▾
Most listings in this range are two- and three-bedroom townhomes or condos, often in HOA communities built between the 1990s and 2010s. You'll occasionally see small detached homes from the 60s-80s that need cosmetic work. True move-in-ready detached single-family homes under $300K are uncommon in Layton right now.
Are VA loans common for buyers at this price point in Layton? ▾
Yes — Hill Air Force Base is right next door, so a large share of buyers under $300K use VA financing. Many sellers and listing agents in Layton are very familiar with VA appraisals and inspection requirements, which smooths the process compared to other markets.
How fast do homes under $300K sell in Layton? ▾
Quickly. Well-priced townhomes and condos in this range often go under contract within 3-10 days, sometimes with multiple offers. Having financing pre-approved and being ready to tour within 24 hours of a new listing makes a real difference.
Should I expect HOA fees on most of these listings? ▾
Most townhomes and condos under $300K in Layton carry HOA dues, typically running $150-$300 a month depending on whether the association covers exterior maintenance, landscaping, or amenities like a pool. Always review the HOA financials and CC&Rs during your due diligence period.
Which Layton neighborhoods have the most inventory below $300K? ▾
East Layton near Highway 89, the older sections south of Gentile Street, and townhome developments near Layton Parkway and the FrontRunner station tend to produce the most listings in this range. West Layton has newer townhome projects that occasionally dip under $300K for smaller units.
Are property taxes lower in Layton than in Salt Lake County? ▾
Generally yes. Davis County property tax rates run a bit lower than Salt Lake County, and Layton specifically tends to come in around 0.6-0.7% of assessed value annually. On a $290K home that's roughly $1,750-$2,000 per year, which keeps the total monthly payment more manageable.