Homes Under $300,000 in Farmington, Utah
Farmington sits in Davis County about 18 miles north of Salt Lake City, between the Wasatch foothills and the Great Salt Lake. It is one of the pricier cities on the northern Wasatch Front. The median single-family price has run well above $600,000 in recent years, so a budget under $300K is a narrow target here. Most of what fits is a condo, a townhome, or an older attached unit. A detached house at that price is rare.
Those lower-priced homes are mostly clustered near Station Park, the FrontRunner station, and the Lagoon-area corridors off I-15 and Park Lane. That gives you quick commutes to Salt Lake, Hill Air Force Base, and Davis Hospital, and easy access to Station Park's shops and restaurants. Schools are part of the Davis School District, which is a big reason Farmington holds its value. Expect HOA dues on most townhomes and condos. Check what they cover, since some include water, exterior maintenance, and snow removal, which matters with Farmington's roughly 60 inches of annual mountain-adjacent snowfall. Inventory under $300K turns over quickly, so buyers who have pre-approval in hand have an edge. Browse the active listings below to see what's currently on the market.
October 2026 · Farmington market
Live from the Utah MLS — what's actually happening in Farmington right now.
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Common questions
About homes under $300k in Farmington.
How many homes under $300K are usually active in Farmington at one time? ▾
Typically only a handful — often between two and eight active listings, almost all condos or townhomes. Detached single-family homes under $300K are unusual in Farmington and tend to sell within days when they appear.
Can I find a detached single-family home in Farmington for under $300K? ▾
Occasionally, but it's the exception. When they do come up, they're usually older homes needing renovation, manufactured homes on leased land, or estate sales priced for a quick close. Most buyers at this price point end up in a condo or townhome.
What neighborhoods or communities should I focus on? ▾
Farmington Greens condos, townhome projects near Park Lane and Shepard Lane, and entry-level units in the Station Park / Farmington Station transit-oriented area are your best bets. Each has different HOA structures and amenities, so compare monthly carrying costs carefully.
How much should I budget for HOA fees at this price point? ▾
Most Farmington condos and townhomes under $300K carry HOA dues between $200 and $400 per month. Some cover exterior maintenance, water, and trash; others are more bare-bones. Lenders count HOA dues in your debt-to-income ratio, so the fee directly affects how much you can borrow.
Are there down-payment assistance programs that work in this price range? ▾
Yes. Utah Housing Corporation offers first-time buyer loans with down-payment assistance that pair well with FHA financing, and Farmington qualifies. Davis County also occasionally has assistance for buyers under certain income limits. Talk to a lender familiar with these programs before you start writing offers.
Is the commute from Farmington to Salt Lake City realistic for a first-time buyer here? ▾
Very. The Farmington FrontRunner station puts you in downtown SLC in about 25 minutes without driving, and I-15 access at Park Lane is direct. That transit access is a big part of why entry-level Farmington condos tend to hold value better than equivalent units further north.