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Homes Under $300,000 in Clearfield, Utah
Clearfield sits in Davis County along the I-15 corridor, wedged between Hill Air Force Base and the Great Salt Lake wetlands, and it's long been one of the more affordable stretches of the Wasatch Front. Under-$300K listings here are mostly older stock: 1960s-1980s rambler and split-entry homes, townhomes near 1000 West, and the occasional condo in the complexes off 650 North. Some of these need updated kitchens or roofs, but the bones are usually solid brick or block construction typical of the era. Buyers priced out of Farmington, Kaysville, or Layton often land here first, especially Hill AFB personnel and civilian contractors who need something close to base and move-in ready on a tighter budget.
Inventory in this price band moves fast because it overlaps with what first-time buyers and VA loan holders are actively targeting — Hill AFB's presence means a steady flow of VA and FHA financing that fits well under $300K. Expect smaller lot sizes, 3-bedroom layouts in the 1,000-1,600 sq ft range, and a mix of as-is estate sales alongside cosmetically updated flips. Commute-wise, Clearfield's FrontRunner station puts downtown Salt Lake and the airport within reach without a car, which adds to the draw for buyers watching their budget. Browse the active listings below to see what's currently on the market.
August 2026 · Clearfield market
Live from the Utah MLS — what's actually happening in Clearfield right now.
Median sale
$417,900
17 closed in August 2026
Median DOM
23 days
listing → contract
Sale-to-list
99.4%
of final list price
Unsold inventory
92
active + pending
23 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Clearfield.
What kind of home can I actually get in Clearfield for under $300K? ▾
At this price point you're mostly looking at townhomes, condos, and smaller single-family homes built in the 1970s and 80s, typically 2-3 bedrooms and 1,000-1,400 square feet. Detached homes under $300K are getting rare and usually need cosmetic work. Newer construction in this range is almost always attached product near the FrontRunner corridor.
Is Clearfield a good area for first-time buyers? ▾
It's one of the more realistic entry points in Davis County. Hill Air Force Base drives steady demand from military and DoD families, FrontRunner gives you a rail commute to Salt Lake or Ogden, and prices run noticeably below Layton, Kaysville, and Farmington just down I-15. The trade-off is older housing stock and a mix of neighborhoods that vary block by block.
Will I run into HOA fees at this price? ▾
Often yes. A large share of sub-$300K listings in Clearfield are townhomes or condos with HOAs running roughly $150-$300 a month covering exterior maintenance, landscaping, and sometimes water. Factor that into your DTI when your lender runs numbers, because it can shift what you actually qualify for.
Are FHA and VA loans accepted on most of these listings? ▾
Yes, and they're heavily used here given the Hill AFB population. VA loans are especially common. Just be aware that older condos sometimes aren't on the approved FHA/VA condo list, so have your agent verify project approval before you write an offer.
How fast do homes under $300K move in Clearfield? ▾
The under-$300K segment is the most competitive price band in the city because inventory is thin and demand from first-time buyers and investors is steady. Well-priced, move-in ready listings often go under contract in under two weeks. Properties that sit are usually flagged for condition issues or deferred maintenance.
What neighborhoods in Clearfield typically fall in this price range? ▾
Look around the older grid west of Main Street, pockets near Steed Park, and the townhome developments off 700 South and 1000 East. Anything closer to the Clearfield FrontRunner station tends to hold value well. Areas bordering Sunset and West Point also show up in this range.