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Homes Under $300,000 in Clearfield, Utah
Clearfield sits between Hill Air Force Base and the Great Salt Lake shoreline, about 30 minutes north of downtown Salt Lake City on I-15. It's long been one of Davis County's more affordable cities, and that reputation still holds — homes under $300K here are mostly older stock: brick rambler-style houses from the 1960s and 70s in the neighborhoods east of Main Street, condos and townhomes near 1500 South, and the occasional manufactured or mobile home on owned land further west. This price point has gotten tighter over the past few years as Davis County prices climbed, so what's available tends to move fast and usually needs some updating — older kitchens, original windows, or a roof that's due.
Clearfield's proximity to Hill AFB means a steady stream of military buyers and renters, which keeps demand for entry-level housing consistent even when the broader Wasatch Front market cools. FHA and VA financing both work well in this price range, and a number of these listings qualify. Commute times to Layton, Ogden, and even Salt Lake are reasonable, and Clearfield's own retail corridor along 1300 South covers most daily needs without a long drive. Browse the active listings below to see what's currently on the market.
July 2026 · Clearfield market
Live from the Utah MLS — what's actually happening in Clearfield right now.
Median sale
$424,950
12 closed in July 2026
Median DOM
35 days
listing → contract
Sale-to-list
98.3%
of final list price
Unsold inventory
91
active + pending
23 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Clearfield.
What kind of home can I actually get in Clearfield for under $300K? ▾
At this price point you're mostly looking at townhomes, condos, and smaller single-family homes built in the 1970s and 80s, typically 2-3 bedrooms and 1,000-1,400 square feet. Detached homes under $300K are getting rare and usually need cosmetic work. Newer construction in this range is almost always attached product near the FrontRunner corridor.
Is Clearfield a good area for first-time buyers? ▾
It's one of the more realistic entry points in Davis County. Hill Air Force Base drives steady demand from military and DoD families, FrontRunner gives you a rail commute to Salt Lake or Ogden, and prices run noticeably below Layton, Kaysville, and Farmington just down I-15. The trade-off is older housing stock and a mix of neighborhoods that vary block by block.
Will I run into HOA fees at this price? ▾
Often yes. A large share of sub-$300K listings in Clearfield are townhomes or condos with HOAs running roughly $150-$300 a month covering exterior maintenance, landscaping, and sometimes water. Factor that into your DTI when your lender runs numbers, because it can shift what you actually qualify for.
Are FHA and VA loans accepted on most of these listings? ▾
Yes, and they're heavily used here given the Hill AFB population. VA loans are especially common. Just be aware that older condos sometimes aren't on the approved FHA/VA condo list, so have your agent verify project approval before you write an offer.
How fast do homes under $300K move in Clearfield? ▾
The under-$300K segment is the most competitive price band in the city because inventory is thin and demand from first-time buyers and investors is steady. Well-priced, move-in ready listings often go under contract in under two weeks. Properties that sit are usually flagged for condition issues or deferred maintenance.
What neighborhoods in Clearfield typically fall in this price range? ▾
Look around the older grid west of Main Street, pockets near Steed Park, and the townhome developments off 700 South and 1000 East. Anything closer to the Clearfield FrontRunner station tends to hold value well. Areas bordering Sunset and West Point also show up in this range.