Homes Under $300,000 in Ogden, Utah
Ogden is one of the last Wasatch Front cities where $300K still buys a real house, not just a condo or a fixer-upper on a busy street. The stock in this range runs through East Central, Ogden's historic grid neighborhoods near 25th Street, the flats around Washington Boulevard, and pockets of West Ogden and South Ogden where 1940s-60s brick bungalows and ramblers still trade below the county median. Expect 900 to 1,400 square feet, two to three bedrooms, one bath, and a mix of original hardwood and dated kitchens alongside homes that have already been updated by investors. Some lots come with detached garages or basement apartments that help with a mortgage payment, which is common in these older Ogden blocks.
Buyers chasing this price point are usually first-timers, Weber State-adjacent renters ready to stop paying someone else's mortgage, or investors eyeing rental income near the university and the FrontRunner station downtown. Because inventory under $300K moves fast and often needs work, a pre-approval and a contractor's phone number matter more here than in the newer subdivisions further south in Weber County. Winters bring real snow and heating bills worth checking on older furnaces, so ask about age of mechanical systems before writing an offer. Browse the active listings below to see what's currently on the market in this range.
July 2026 · Ogden market
Live from the Utah MLS — what's actually happening in Ogden right now.
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Common questions
About homes under $300k in Ogden.
What kind of homes can I actually get in Ogden for under $300K? ▾
Most listings in this range are 2-3 bedroom older homes between 900 and 1,400 square feet, often built between 1900 and 1960. You'll also see condos and townhomes near downtown and a handful of small ramblers on Ogden's west side. Fully renovated properties at this price point move fast, often within days of listing.
Which Ogden neighborhoods have the most homes under $300K? ▾
The west side (west of Wall Avenue), East Central, the Jefferson Historic District, and pockets around Weber State and Five Points typically have the highest concentration. The Bench and East Bench neighborhoods rarely show inventory at this price unless it's a small condo or a fixer.
Are these homes mostly fixer-uppers? ▾
Many need some level of work — roofs, windows, electrical panels, and old galvanized or cast iron plumbing are common issues in Ogden's older housing stock. That said, you'll find move-in-ready flips and well-maintained owner-occupied homes in the mix too. Budget for an inspection and a sewer scope on anything pre-1970.
Can I use an FHA or VA loan on Ogden homes at this price? ▾
Yes, and they're heavily used here. Both loan types work well on most single-family homes under $300K, though properties with major deferred maintenance (peeling paint on pre-1978 homes, missing handrails, active roof leaks) may need repairs before closing. VA buyers connected to Hill Air Force Base are very active in this price range.
How competitive is the under-$300K market in Ogden? ▾
Turnkey homes priced correctly often see multiple offers within the first week. Homes needing visible work sit longer and have more room to negotiate. Cash investors compete with owner-occupants on the lower end, so first-time buyers using financing sometimes need to write above ask or offer flexible closing terms to win.
Are HOA fees common on condos in this price range? ▾
Yes — most Ogden condos and townhomes under $300K carry HOA dues somewhere between $150 and $350 per month, depending on whether the building covers exterior maintenance, water, and amenities. Always check the HOA's reserve study and recent assessments before writing an offer, especially in older complexes.