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Homes Under $500,000 in Ogden, Utah
Ogden remains one of the more attainable Wasatch Front markets, and the under-$500K range is where most local buyers — first-timers, young families, and folks relocating from pricier Salt Lake and Davis County neighborhoods — actually shop. At this budget you're looking at a real mix: 1920s brick bungalows in the historic 25th Street and Jefferson districts, mid-century ramblers on the East Bench with views of Mount Ogden and Ben Lomond, and newer two-story homes in West Haven, Roy, and pockets of North Ogden. Condition varies widely, so the same dollar can buy a turn-key townhome or a larger fixer with a detached garage and mature trees.
Location math matters here. Homes closer to Weber State University, McKay-Dee Hospital, and the East Bench trail system hold value strongly and tend to push toward the top of the budget. West-side and central Ogden listings give you more square footage and yard for the money, with quick access to I-15, Hill Air Force Base commuters, and the FrontRunner station downtown. Winters bring real snow — Ogden averages around 60 inches a year — so driveway grade, garage space, and roof condition are worth a hard look during showings. Weber School District serves most of the area, with Ogden City School District covering the urban core. Browse the active listings below to see what's currently on the market under $500,000.
May 2026 · Ogden market
Live from the Utah MLS — what's actually happening in Ogden right now.
Median sale
$385,000
77 closed in May 2026
Median DOM
12 days
listing → contract
Sale-to-list
98.6%
of final list price
Unsold inventory
374
active + pending
358 matching · page 1 of 15
Active listings
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Common questions
About homes under $500k in Ogden.
What kind of home does $500K actually buy in Ogden right now? ▾
In most Ogden neighborhoods, $500K buys a 3-4 bedroom single-family home between roughly 1,500 and 2,400 finished square feet. Expect older construction (1920s-1970s) on the East Bench and in historic districts, and newer townhomes or smaller new-builds on the west side. Fully renovated craftsman homes in Eccles or Jefferson sometimes push right up to the cap.
Which Ogden neighborhoods have the most inventory under $500K? ▾
Shadow Valley, the Eccles Historic District, Jefferson Avenue, East Central, West Ogden, and the area around Weber State typically carry the bulk of sub-$500K listings. Downtown condos near 25th Street and The Junction also show up in this range, along with newer attached product in the Trackline area.
Are homes under $500K in Ogden eligible for VA and FHA loans? ▾
Most are. Hill Air Force Base is 15 minutes south, so VA financing is common here, and FHA works on the majority of single-family homes that meet condition requirements. Older properties with knob-and-tube wiring, original galvanized plumbing, or roof issues can complicate FHA/VA appraisals, so factor that into your offer strategy.
How competitive is this price range in Ogden? ▾
It's the most active segment of the Ogden market. Move-in-ready homes under $450K often see multiple offers within the first week, while fixer-uppers and homes needing major systems work sit longer. Pre-approval and a responsive agent matter more here than in the upper tiers.
What are property taxes like on a $500K Ogden home? ▾
Weber County's effective rate on a primary residence runs roughly 0.6-0.7% after the 45% residential exemption, so a $500K home generally produces $3,000-$3,500 a year in property taxes. Investment properties and second homes don't get the exemption and pay closer to double that.
Is it worth buying an older Ogden home in this range versus a newer west-side build? ▾
Depends on priorities. Historic homes near the East Bench offer character, mature trees, walkability to 25th Street, and proximity to Weber State, but often need updates. Newer west-side homes give you modern layouts, lower maintenance, and an HOA in many cases, but you trade walkability and lot size. Both have legitimate cases at this price.