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Homes Under $500,000 in Ogden, Utah
Ogden still gives buyers real options under $500K, which is increasingly rare along the Wasatch Front. In the older grid neighborhoods east of Washington Boulevard — Shooting Star, Eden's Bench, and the streets climbing toward 36th — you'll find brick bungalows and Victorians from the 1900s-1940s, many updated, in the $350K-$480K range. West Ogden and the flats near the river tend to run lower, often $280K-$400K, with newer townhomes and patio homes filling the gap in developments off 12th Street and Midland Drive. Older housing stock means older systems, so budget for a sewer scope and a look at the electrical panel before waiving inspection.
The appeal here is proximity without the Park City or Salt Lake price tag: Weber State and McKay-Dee Hospital are both major employers minutes away, I-15 gets you to SLC International Airport in about 35 minutes, and Snowbasin is a 25-minute drive for ski season. Ogden's downtown revival — restaurants and breweries along Historic 25th Street — has pulled younger buyers and remote workers into the market, which keeps inventory under $500K moving faster than it did five years ago. Property taxes in Weber County also run noticeably lower than Salt Lake or Summit counties, which matters on a fixed budget. Browse the active listings below to see what's currently on the market in this price range.
August 2026 · Ogden market
Live from the Utah MLS — what's actually happening in Ogden right now.
Median sale
$380,975
72 closed in August 2026
Median DOM
47 days
listing → contract
Sale-to-list
98.5%
of final list price
Unsold inventory
427
active + pending
388 matching · page 1 of 17
Active listings
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Common questions
About homes under $500k in Ogden.
What kind of home does $500K actually buy in Ogden right now? ▾
In most Ogden neighborhoods, $500K buys a 3-4 bedroom single-family home between roughly 1,500 and 2,400 finished square feet. Expect older construction (1920s-1970s) on the East Bench and in historic districts, and newer townhomes or smaller new-builds on the west side. Fully renovated craftsman homes in Eccles or Jefferson sometimes push right up to the cap.
Which Ogden neighborhoods have the most inventory under $500K? ▾
Shadow Valley, the Eccles Historic District, Jefferson Avenue, East Central, West Ogden, and the area around Weber State typically carry the bulk of sub-$500K listings. Downtown condos near 25th Street and The Junction also show up in this range, along with newer attached product in the Trackline area.
Are homes under $500K in Ogden eligible for VA and FHA loans? ▾
Most are. Hill Air Force Base is 15 minutes south, so VA financing is common here, and FHA works on the majority of single-family homes that meet condition requirements. Older properties with knob-and-tube wiring, original galvanized plumbing, or roof issues can complicate FHA/VA appraisals, so factor that into your offer strategy.
How competitive is this price range in Ogden? ▾
It's the most active segment of the Ogden market. Move-in-ready homes under $450K often see multiple offers within the first week, while fixer-uppers and homes needing major systems work sit longer. Pre-approval and a responsive agent matter more here than in the upper tiers.
What are property taxes like on a $500K Ogden home? ▾
Weber County's effective rate on a primary residence runs roughly 0.6-0.7% after the 45% residential exemption, so a $500K home generally produces $3,000-$3,500 a year in property taxes. Investment properties and second homes don't get the exemption and pay closer to double that.
Is it worth buying an older Ogden home in this range versus a newer west-side build? ▾
Depends on priorities. Historic homes near the East Bench offer character, mature trees, walkability to 25th Street, and proximity to Weber State, but often need updates. Newer west-side homes give you modern layouts, lower maintenance, and an HOA in many cases, but you trade walkability and lot size. Both have legitimate cases at this price.