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Homes Under $500,000 in Ogden, Utah
Ogden has quietly become one of the most compelling places in northern Utah to buy a home without stretching your budget past its limit. Sitting at the base of the Wasatch Mountains roughly 35 miles north of Salt Lake City International Airport, the city offers a rare mix of urban amenities and outdoor access that larger Front Range metros charge a significant premium for. Within the $500K ceiling, buyers can realistically shop single-family homes in established neighborhoods like Harrison Boulevard, Bonneville Hills, and South Ogden — many of which feature mature trees, full basements, and mountain views of Ben Lomond Peak. The median home price in Ogden has historically tracked well below Salt Lake County, making sub-$500K ownership far more attainable here than in Draper, Murray, or Sandy. That price point also keeps you eligible for a variety of conventional and FHA loan programs with down payments as low as 3–5%.
Ogden's economy has diversified considerably over the past decade. Hill Air Force Base, one of the largest employers in Utah, anchors steady job growth in Weber County, and the downtown 25th Street corridor draws tech firms, healthcare workers, and small-business owners who want walkable access to restaurants and the Ogden Intermodal Center. Skiers and outdoor enthusiasts have direct canyon access to Snowbasin, Powder Mountain, and Nordic Valley — all within 20–35 minutes. Homes under $500K in Ogden range from renovated Craftsman bungalows near Weber State University to newer townhomes in fast-developing pockets of Washington Terrace and Roy. Inventory moves, so checking the active listings below gives you the most accurate picture of what's available right now.
May 2026 · Ogden market
Live from the Utah MLS — what's actually happening in Ogden right now.
Median sale
$385,000
77 closed in May 2026
Median DOM
12 days
listing → contract
Sale-to-list
98.6%
of final list price
Unsold inventory
370
active + pending
359 matching · page 4 of 15
Active listings
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Common questions
About homes under $500k in Ogden.
What kind of home does $500K actually buy in Ogden right now? ▾
In most Ogden neighborhoods, $500K buys a 3-4 bedroom single-family home between roughly 1,500 and 2,400 finished square feet. Expect older construction (1920s-1970s) on the East Bench and in historic districts, and newer townhomes or smaller new-builds on the west side. Fully renovated craftsman homes in Eccles or Jefferson sometimes push right up to the cap.
Which Ogden neighborhoods have the most inventory under $500K? ▾
Shadow Valley, the Eccles Historic District, Jefferson Avenue, East Central, West Ogden, and the area around Weber State typically carry the bulk of sub-$500K listings. Downtown condos near 25th Street and The Junction also show up in this range, along with newer attached product in the Trackline area.
Are homes under $500K in Ogden eligible for VA and FHA loans? ▾
Most are. Hill Air Force Base is 15 minutes south, so VA financing is common here, and FHA works on the majority of single-family homes that meet condition requirements. Older properties with knob-and-tube wiring, original galvanized plumbing, or roof issues can complicate FHA/VA appraisals, so factor that into your offer strategy.
How competitive is this price range in Ogden? ▾
It's the most active segment of the Ogden market. Move-in-ready homes under $450K often see multiple offers within the first week, while fixer-uppers and homes needing major systems work sit longer. Pre-approval and a responsive agent matter more here than in the upper tiers.
What are property taxes like on a $500K Ogden home? ▾
Weber County's effective rate on a primary residence runs roughly 0.6-0.7% after the 45% residential exemption, so a $500K home generally produces $3,000-$3,500 a year in property taxes. Investment properties and second homes don't get the exemption and pay closer to double that.
Is it worth buying an older Ogden home in this range versus a newer west-side build? ▾
Depends on priorities. Historic homes near the East Bench offer character, mature trees, walkability to 25th Street, and proximity to Weber State, but often need updates. Newer west-side homes give you modern layouts, lower maintenance, and an HOA in many cases, but you trade walkability and lot size. Both have legitimate cases at this price.