Homes Under $300,000 in Ogden, Utah
Ogden remains one of the last Wasatch Front cities where $300K still buys a real house, not just a condo shell. The inventory in this range clusters in East Central, Ogden's Five Points area, Marriott-Slaterville, and pockets of South Ogden — mostly brick bungalows and ranch homes from the 1900s-1960s, plus some manufactured and mobile homes on owned land further west. Square footage tends to run 900-1,400 for detached homes, often with unfinished basements that add flexibility for a future rec room or rental unit. Compare that to Salt Lake or Davis County, where sub-$300K detached listings have mostly disappeared, and Ogden's value gap becomes obvious — it's still commutable to SLC via I-15 or FrontRunner, about 35-40 minutes to downtown.
Older homes in this price band usually need some updating — expect original galvanized or polybutylene plumbing, single-pane windows, and dated electrical panels on many pre-1970 properties, which matters for financing since FHA and USDA appraisers will flag health-and-safety issues. First-time buyers using FHA 3.5% down or USDA zero-down (parts of Ogden qualify) tend to compete hardest in this range, so homes in decent condition move fast. Weber State University and the McKay-Dee Hospital campus keep steady rental and starter-home demand on the east side. Browse the active listings below to see what's currently on the market in this range.
August 2026 · Ogden market
Live from the Utah MLS — what's actually happening in Ogden right now.
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Active listings
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Common questions
About homes under $300k in Ogden.
What kind of homes can I actually get in Ogden for under $300K? ▾
Most listings in this range are 2-3 bedroom older homes between 900 and 1,400 square feet, often built between 1900 and 1960. You'll also see condos and townhomes near downtown and a handful of small ramblers on Ogden's west side. Fully renovated properties at this price point move fast, often within days of listing.
Which Ogden neighborhoods have the most homes under $300K? ▾
The west side (west of Wall Avenue), East Central, the Jefferson Historic District, and pockets around Weber State and Five Points typically have the highest concentration. The Bench and East Bench neighborhoods rarely show inventory at this price unless it's a small condo or a fixer.
Are these homes mostly fixer-uppers? ▾
Many need some level of work — roofs, windows, electrical panels, and old galvanized or cast iron plumbing are common issues in Ogden's older housing stock. That said, you'll find move-in-ready flips and well-maintained owner-occupied homes in the mix too. Budget for an inspection and a sewer scope on anything pre-1970.
Can I use an FHA or VA loan on Ogden homes at this price? ▾
Yes, and they're heavily used here. Both loan types work well on most single-family homes under $300K, though properties with major deferred maintenance (peeling paint on pre-1978 homes, missing handrails, active roof leaks) may need repairs before closing. VA buyers connected to Hill Air Force Base are very active in this price range.
How competitive is the under-$300K market in Ogden? ▾
Turnkey homes priced correctly often see multiple offers within the first week. Homes needing visible work sit longer and have more room to negotiate. Cash investors compete with owner-occupants on the lower end, so first-time buyers using financing sometimes need to write above ask or offer flexible closing terms to win.
Are HOA fees common on condos in this price range? ▾
Yes — most Ogden condos and townhomes under $300K carry HOA dues somewhere between $150 and $350 per month, depending on whether the building covers exterior maintenance, water, and amenities. Always check the HOA's reserve study and recent assessments before writing an offer, especially in older complexes.