Market analytics · September 2026 archive
Roy, Utah real estate market report.
Monthly sold prices, days on market, sale-to-list ratio, and absorption rate. Updated nightly from UtahRealEstate.com and the Washington County Board of Realtors.
Updated · Sources: UtahRealEstate.com & Washington County Board of Realtors
September 2026 · Market Analysis
Roy homes sell in 18 days again, but 138 listings give buyers choices.
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Roy's median days on market fell from 46 in August to 18 in September, and the median home price came in at $413,900. Only 19 homes closed, well under the 37 a month average of the past year, so treat that price as a thin read. Active listings reached 138, which makes the housing market more of a buyer's market than it was a few months ago: at September's pace it would take about 7.5 months to sell everything listed.
Market pulse
Supply is the bigger story. Active listings grew from 78 in May to 138 in September, while new listings stayed near 50 a month. Speed bounced around: median days on market dropped from 46 in August to 18 in September, close to last September's 15. Sale-to-list was 99.8%, and 8 of the 19 closings went above asking, so well-priced homes still draw offers even with all the choice.
Mortgage context
Roy's closings split cleanly by price this month: 12 of the 19 landed in the $400,000 to $700,000 range at a median $447,500, and 7 closed under $400,000 at a median $331,000. The higher group carries the bigger loans, so it feels the move to 7.5% most. Entry-level buyers took 55 days at the median, which suggests they are shopping more carefully.
Payment math
Financing Roy's $414,000 median home with 20% down costs $2,315 a month at 7.5%, which is $84 more than the $2,231 payment at 7.125% thirty days ago and $239 above April's $2,076 low, when rates averaged 6.42%.
If you're buying
Look at homes under $400,000 first. That group took a median 55 days to sell, and Bridal Veil and Rose Lane each had a home close at 54 or 55 days for $410,000 and $382,000. Those sellers have already waited, so ask for a price cut or rate-buydown help. Homes in the $400,000 to $700,000 range moved in 12 days, so come with a firm offer on those.
If you're selling
Your home is one of 138 listings, and buyers paid 99.8% of list in September. Price close to what similar homes just closed for, since only 5 of the 19 sales took a price cut first. If you are listing below $400,000, expect a longer wait and price a little sharper from the start.
Outlook
Colder weather in northern Utah usually brings fewer tours from October into winter, and with 138 homes listed, inventory is unlikely to shrink fast. With the 30-year at 7.5% and rising, expect sale prices to stay near $410,000 to $420,000 and days on market to stretch past 30 again by December. The $400,000-plus homes near Hill AFB commuters' favorite areas should keep selling fastest.
Watch for
If new listings stay near 51 a month while closings hold at 19, inventory would pass 8 months of supply by December.
"Roy's speed returned in September, and the supply to match it came with it."
Common questions about Roy this month
What is the median home price in Roy? ▾
The median home price in Roy was $413,900 in September 2026, based on only 19 closings, so it can swing from month to month. The average sale price was $402,247. It sits below the median because 7 sales under $400,000 closed at a median $331,000, and none went over $700,000. The median list price was $415,000.
Is Roy a buyer's or seller's market? ▾
Roy is moving toward buyers. Active listings reached 138 in September, up from 114 in August, and it would take about 7.5 months to sell them all at the current pace. Still, homes sold for 99.8% of list and 8 of 19 went above asking, so well-priced homes remain competitive.
How much is my Roy home worth? ▾
Roy homes sold for a median $413,900 in September, at 99.8% of list price, with a median of 18 days to sell. Your own home's value depends on what similar homes nearby have closed for recently. Homes under $400,000 took 55 days, so condition and price range matter a lot.
How long does it take to sell a home in Roy? ▾
The median was 18 days in September, down from 46 in August. A quarter of homes took longer than 54 days. The $400,000 to $700,000 range sold in 12 days, while homes under $400,000 took 55.
How have rates changed the monthly payment in Roy? ▾
At 7.5%, principal and interest on the median home with 20% down is $2,315 a month. That is $84 more than 30 days ago and $239 more than in April. Higher payments are one reason entry-level homes are sitting longer.
Number of Listings
Active inventory · new listings · sold per month
Listing Prices
Active median list · new median list · sold median sale
Absorption Rate
Months of supply — active inventory ÷ monthly sold rate
Sale-to-List Ratio
Close price ÷ list price — buyer/seller leverage
Days on Market
Median days from listing to under contract
Price Volume
Total dollar volume — active · new · sold per month
September 2026 cohort breakdown
Distribution of what closed last month — by price band, sale-vs-list outcome, and top subdivisions.
How sales priced vs asking
32 sold homes that had a list price recorded
Days on market spread
Quartile distribution
Median 20 · 25th percentile 10 · 75th percentile 47
Needed a price change
Sold listings that had a recorded price change before close
9 of 32 sold homes had at least one price change while listed. Lower = sellers are pricing right the first time.
Sales by price band
Closed-price bucket → sold count and median days to contract
Top neighborhoods this month
Named subdivisions ranked by homes sold · median price · median days to contract
- 1. Lewis Farms Subdivis 1 sold · 14d
- 2. Heatherwood 1 sold · 20d
- 3. Carriage Place 1 sold · 20d
- 4. Sharon Village 1 sold · 3d
- 5. Ridgewood Estates Subdivison 3 1 sold · 14d
- 6. Country Lane 1 sold · 81d
- 7. Bridal Veil 1 sold · 54d
- 8. Meadowcreek 1 sold · 10d
September 2026 by property type
How each housing type performed last month — 31 closings total across subtypes.
Summary Statistics
| Metric | Sep-26 | Sep-25 | % Chg | 2026 YTD | 2025 YTD | % Chg |
|---|---|---|---|---|---|---|
| Sold Count | 32 | 49 | -34.69% | 353 | 387 | -8.79% |
| Median Sale Price | $411,950 | $412,000 | -0.01% | $423,691 | $421,999 | +0.40% |
| Median DOM | 20 | 15 | +33.33% | 24 | 22 | +9.09% |
| Sale-to-List Ratio | 100.27% | 98.62% | +1.67% | 98.97% | 99.58% | -0.61% |
Sources: UtahRealEstate.com and the Washington County Board of Realtors, aggregated by Best Utah Real Estate. Sale-to-list ratio compares closing price to the final list price (post-reduction). Absorption rate = active inventory ÷ monthly sold rate.