Market analytics
North Ogden, Utah real estate market report.
Monthly sold prices, days on market, sale-to-list ratio, and absorption rate. Updated nightly from UtahRealEstate.com and the Washington County Board of Realtors.
Updated · Sources: UtahRealEstate.com & Washington County Board of Realtors
July 2026 · Market Analysis
North Ogden's fastest July in years masks a thinning, pricier sales pool
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Homes that sold in North Ogden this July closed in a median 6 days, down from 49 in June and the fastest pace in the past six months. But only 16 homes closed — half of June's already-thin 20 and well below the 32 that sold in July 2025 — so that speed reflects a handful of well-matched deals more than a broad shift in demand. The homes that did sell fetched a median $575,000, and buyers paid over asking on six of them, pushing the sale-to-list ratio to 102.83%.
Market pulse
The past six months have swung between a slow winter, a spring volume run (35 sales in April, 36 in May), and now a summer pullback to 20 in June and 16 in July. Median days on market followed the same rollercoaster: 67 in February, down to 13 in May, back up to 49 in June, then down to 6 in July. Active listings haven't followed that pattern — they've climbed every month since April, from 87 to 101 to 123, even as fewer homes close each month. New listings held near 42 in July, about the same as May and June, so the growing shelf is really a function of slower sales, not a rush of new sellers.
Mortgage context
The 30-year mortgage rate climbed from 6.19% in February to 6.79% in July's monthly average, and now sits at 6.875% today, up 0.25 percentage points from 6.625% just 30 days ago. That's a fast move on top of an already-rising six-month trend, and it likely explains why closed volume keeps thinning even as the homes that do close move quickly.
Payment math
At $575,000 with 20% down, a North Ogden buyer is financing $460,000 at 6.875% today, which runs $3,022 a month in principal and interest — $76 more than the $2,945 payment 30 days ago at 6.625%, and $208 above the $2,814 payment from February's 6.19% rate low.
If you're buying
Sixteen closings this month means your negotiating leverage depends on which price band you're in — the under-$400K tier only had one sale, so don't expect much room there. In the $400K-$700K band, homes are moving in a median 6 days with a 102.83% sale-to-list ratio, so come in ready to compete, not lowball. If you can wait past Labor Day for more of August's building 123-home shelf to get picked over, some of that inventory may soften on price.
If you're selling
A 102.83% sale-to-list ratio and a 6-day median this July means well-priced homes are still getting bid up — price at or slightly under recent sales like the $939,900 close at Ward Farms and the $787,500 sale at North Oaks Cove to invite that kind of competition. But watch the shelf: active listings hit 123, up from 101 in June and 84 in May, so a home that doesn't move in the first two weeks risks getting lost in that pile. Don't chase June's slower comps — July's pricing power belongs to homes that hit the market fresh.
Outlook
With rates near 6.875% and climbing into August's 6.88% average, expect closed volume to stay thin through late summer as higher payments keep some buyers on the sidelines. Sellers with well-priced homes in the $400K-$700K band should still see quick sales given July's 102.83% ratio, but the growing 123-home shelf means overpriced listings will sit. Watch whether new listings pick up after Labor Day — if they don't, months-of-supply keeps building even with sales this slow.
Watch for
If active inventory keeps climbing at July's pace — up from 84 in May to 101 in June to 123 in July — while only 16 to 20 homes close each month, months-of-supply likely pushes past 8 by October even without the absorption math looking that extreme yet.
"Fewer homes, faster deals, higher prices — July's odd combination"
Number of Listings
Active inventory · new listings · sold per month
Listing Prices
Active median list · new median list · sold median sale
Absorption Rate
Months of supply — active inventory ÷ monthly sold rate
Sale-to-List Ratio
Close price ÷ list price — buyer/seller leverage
Days on Market
Median days from listing to under contract
Price Volume
Total dollar volume — active · new · sold per month
July 2026 cohort breakdown
Distribution of what closed last month — by price band, sale-vs-list outcome, and top subdivisions.
How sales priced vs asking
18 sold homes that had a list price recorded
Days on market spread
Quartile distribution
Median 18 · 25th percentile 3 · 75th percentile 30
Needed a price change
Sold listings that had a recorded price change before close
3 of 18 sold homes had at least one price change while listed. Lower = sellers are pricing right the first time.
Sales by price band
Closed-price bucket → sold count and median days to contract
Top subdivisions this month
Ranked by closed count
- 1. Warren Acres 2 sold · $485K · 33d
- 2. Ward Farms 304 1 sold · $940K · 26d
- 3. Northview Estates Su 1 sold · $870K · 0d
- 4. Hall Tree 1 sold · $846K
- 5. North Oaks Cove 1 sold · $788K · 4d
July 2026 by property type
How each housing type performed last month — 17 closings total across subtypes.
Summary Statistics
| Metric | Jul-26 | Jul-25 | % Chg | 2026 YTD | 2025 YTD | % Chg |
|---|---|---|---|---|---|---|
| Sold Count | 18 | 32 | -43.75% | 173 | 167 | +3.59% |
| Median Sale Price | $570,750 | $552,250 | +3.35% | $513,853 | $536,674 | -4.25% |
| Median DOM | 18 | 22 | -18.18% | 38 | 35 | +8.57% |
| Sale-to-List Ratio | 102.48% | 98.72% | +3.81% | 99.33% | 99.30% | +0.03% |
Past months
Browse historical North Ogden reports — each month's snapshot stays at its own permanent URL.
Sources: UtahRealEstate.com and the Washington County Board of Realtors, aggregated by Best Utah Real Estate. Sale-to-list ratio compares closing price to the final list price (post-reduction). Absorption rate = active inventory ÷ monthly sold rate.