This home for sale at 554 W COTTLE LN Farmington, UT 84025 has been listed at $1,299,950 and has been on the market for 281 days.
Full Description
Welcome to 554 W Cottle Lane-one of the final two homes available on this private custom lane in Farmington, offering a rare blend of space, design, and livability. Set on a generous 0.40-acre lot with fully usable flat yard space and no HOA, this property offers flexibility for outdoor living, future customization, or additional storage-all framed by beautiful mountain views. Inside, the home opens to a bright, airy layout with expansive windows and an effortless flow between living, dining, and kitchen spaces. The great room is both inviting and functional, centered around a fireplace and surrounded by natural light, with direct access to the backyard-creating a seamless indoor-outdoor connection. The kitchen is a true standout, designed with both style and function in mind. It features full-height custom cabinetry, quartz countertops, a large two-tone island with additional storage, and an ideal layout for entertaining or everyday living. A walk-in pantry and dedicated prep areas enhance usability while maintaining a clean, modern aesthetic. The primary suite offers a private, spa-like retreat, complete with vaulted ceilings, a soaking tub positioned beneath natural light, a fully tiled glass-enclosed shower with bench and niche, dual vanities, and a spacious walk-in closet. Thoughtful design continues throughout the home with a dedicated mudroom/drop zone and an oversized laundry room featuring cabinetry, sink, and folding space, adding convenience and organization to daily routines. Upstairs, generously sized secondary bedrooms and a versatile loft provide flexible living space for work, play, or relaxation. In addition to the attached 2-car garage, the property includes a detached 2-car shop/garage, offering rare versatility for hobbies, storage, or workspace. The unfinished basement presents an opportunity to expand and build additional value over time. To make this opportunity even more compelling, the seller is offering $33,629.60 toward an interest rate buy-down when using the preferred lender-helping significantly reduce your monthly payment. With limited availability, a premium lot, no HOA, and thoughtfully curated finishes throughout, this home stands out as a truly unique opportunity in one of Farmingtons most desirable areas.
Property Highlights
Welcome to 554 W Cottle Lane-one of the final two homes available on this private custom lane in Farmington, offering a rare blend of space, design, and livability. .
It features full-height custom cabinetry, quartz countertops, a large two-tone island with additional storage, and an ideal layout for entertaining or everyday living. .
In addition to the attached 2-car garage, the property includes a detached 2-car shop/garage, offering rare versatility for hobbies, storage, or workspace. .
With limited availability, a premium lot, no HOA, and thoughtfully curated finishes throughout, this home stands out as a truly unique opportunity in one of Farmingtons most desirable areas. .
Inside, the home opens to a bright, airy layout with expansive windows and an effortless flow between living, dining, and kitchen spaces. .
Upstairs, generously sized secondary bedrooms and a versatile loft provide flexible living space for work, play, or relaxation. .
The home for sale at 554 W COTTLE LN Farmington,
UT 84025 has been listed at $1,299,950 and has
been on the market for 281 days.
Welcome to 554 W Cottle Lane-one of the final two homes available on this private custom lane in Farmington, offering a rare blend of space, design, and livability. Set on a generous 0.40-acre lot with fully usable flat yard space and no HOA, this property offers flexibility for outdoor living, future customization, or additional storage-all framed by beautiful mountain views. Inside, the home opens to a bright, airy layout with expansive windows and an effortless flow between living, dining, and kitchen spaces. The great room is both inviting and functional, centered around a fireplace and surrounded by natural light, with direct access to the backyard-creating a seamless indoor-outdoor connection. The kitchen is a true standout, designed with both style and function in mind. It features full-height custom cabinetry, quartz countertops, a large two-tone island with additional storage, and an ideal layout for entertaining or everyday living. A walk-in pantry and dedicated prep areas enhance usability while maintaining a clean, modern aesthetic. The primary suite offers a private, spa-like retreat, complete with vaulted ceilings, a soaking tub positioned beneath natural light, a fully tiled glass-enclosed shower with bench and niche, dual vanities, and a spacious walk-in closet. Thoughtful design continues throughout the home with a dedicated mudroom/drop zone and an oversized laundry room featuring cabinetry, sink, and folding space, adding convenience and organization to daily routines. Upstairs, generously sized secondary bedrooms and a versatile loft provide flexible living space for work, play, or relaxation. In addition to the attached 2-car garage, the property includes a detached 2-car shop/garage, offering rare versatility for hobbies, storage, or workspace. The unfinished basement presents an opportunity to expand and build additional value over time. To make this opportunity even more compelling, the seller is offering $33,629.60 toward an interest rate buy-down when using the preferred lender-helping significantly reduce your monthly payment. With limited availability, a premium lot, no HOA, and thoughtfully curated finishes throughout, this home stands out as a truly unique opportunity in one of Farmingtons most desirable areas.
PMI (Private Mortgage Insurance) - Required for conventional loans with less than 20% down payment. Protects the lender if you default.
MIP (Mortgage Insurance Premium) - Required for all FHA loans regardless of down payment. Similar to PMI but through FHA.
Key Differences:
Conventional PMI: Can be removed at 20% equity
FHA MIP: Cannot be removed if < 10% down, removable after 11 years if ≥ 10% down
VA Loans: No PMI/MIP ever required
Principal & Interest
$0
Property Tax (est)
$0
Home Insurance
$0
HOA Fees
$0
PMI Insurance?$0
Loan Amount:$0
Total Interest Paid:$0
Total Amount Paid:$0
Other Property Info
Area: Bntfl; NSL; Cntrvl; WdX; Frmtn
Zoning: Single-Family
State: UT
County: Davis
This listing is courtesy of:: McCall Vargas East Avenue Real Estate, LLC.
Utilities
Natural Gas Connected
Electricity Connected
Sewer Connected
Water Connected
Based on information from UtahRealEstate.com as of 2025-07-24 15:27:34. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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