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Homes Under $300,000 in Washington Terrace, Utah
Washington Terrace sits between Ogden and South Weber, close enough to Hill Air Force Base that a chunk of its housing stock was built in the 1950s and 60s for base workers and their families. That older inventory is exactly why homes under $300K still show up here while much of Weber County has pushed past that mark. Brick ramblers on quarter-acre lots, some with unfinished basements ready for a family room or extra bedrooms, make up a good share of what's available at this price. Streets like those off 40th and Adams, or the grid east of Wall Avenue, tend to carry the older, more affordable stock.
At this price point you're mostly looking at 3-bedroom, 1-1.5 bath homes in the 1,000-1,400 square foot range, sometimes with a partially finished basement that needs work. Some will need updated electrical panels, newer roofs, or kitchen and bath remodels — expect that trade-off for the price. Buyers priced out of Ogden's newer subdivisions or South Weber's larger lots often land here because commute times to Hill AFB, downtown Ogden, and even the drive south to Davis County stay reasonable. Browse the active listings below to see what's currently on the market.
July 2026 · Washington Terrace market
Live from the Utah MLS — what's actually happening in Washington Terrace right now.
Median sale
$392,500
4 closed in July 2026
Median DOM
34 days
listing → contract
Sale-to-list
99.9%
of final list price
Unsold inventory
21
active + pending
3 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Washington Terrace.
What kind of home does $300K actually buy in Washington Terrace? ▾
Most listings at or below $300K here are 1950s–1970s ramblers and split-entries, typically 3 bedrooms and 1–2 bathrooms between roughly 1,100 and 1,800 square feet. Many sit on a quarter-acre lot with a detached garage or carport. Updated kitchens and finished basements push closer to the top of the range, while original-condition homes show up nearer $250K.
Are condos and townhomes part of the inventory under $300K? ▾
Yes. Smaller attached units along 400 East and near Washington Boulevard occasionally list in the $200K–$280K range, often with 2 bedrooms and an HOA covering exterior maintenance. They move quickly because first-time buyers and downsizers compete for the same units.
How does Washington Terrace compare to South Ogden or Riverdale at this price point? ▾
Washington Terrace tends to be a few thousand dollars cheaper than South Ogden for similar square footage and lot size, largely because the housing stock is older and more uniform. Riverdale has more retail and newer construction, so $300K stretches further in Washington Terrace if you want a yard and a quieter street.
What are the property taxes and HOA costs like? ▾
Weber County property taxes on a $290K home run roughly $1,600–$1,900 per year depending on primary residence status. Most single-family homes have no HOA. Townhome and condo HOAs in the area generally fall between $150 and $250 per month.
Is this area realistic for FHA or VA buyers? ▾
Very much so. Hill Air Force Base is about 10 minutes south, so VA loans are common, and FHA limits in Weber County comfortably cover the under-$300K range. Older homes do sometimes need minor repairs to pass FHA or VA appraisal — peeling paint, handrails, or roof age are the usual flags.
How fast do homes under $300K sell here? ▾
Move-in ready homes priced correctly typically go under contract within 2–3 weeks, and multiple offers still happen on the cleanest listings. Homes needing cosmetic work or with deferred maintenance sit longer, often 30–60 days, which can be an opening for buyers willing to do some updating.