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Homes Under $500,000 in Washington Terrace, Utah
Washington Terrace is a compact, established city of roughly 10,000 residents tucked between Ogden and South Ogden along the Wasatch Front, and homes priced under $500,000 represent the majority of what trades hands here. The city's housing stock leans heavily toward mid-century ranchers, split-levels, and brick ramblers built between the 1940s and 1970s — well-maintained neighborhoods with mature trees, manageable lot sizes, and quick access to I-15 and US-89. Weber School District serves the area, with schools like Washington Terrace Elementary and Bonneville High School a short drive away. Proximity to Hill Air Force Base — about 10 miles south — makes this corridor consistently popular with military families and federal contractors, which helps sustain steady demand even when the broader Utah market softens. For buyers watching their budget, Washington Terrace offers the kind of price-per-square-foot value that's increasingly hard to find anywhere along the northern Wasatch Front.
At the sub-$500K price point, buyers here typically find three- and four-bedroom single-family homes ranging from roughly 1,100 to 2,200 square feet, often with full basements and attached garages — features that feel like bonuses in pricier markets but are standard fare in Washington Terrace. Many properties have been updated with modern kitchens or baths while keeping the solid-bones construction the area is known for. Downtown Ogden's restaurants, the Ogden FrontRunner station, and Snowbasin ski resort (about 30 miles east) are all within easy reach. Browse the active listings below to see what's currently on the market.
June 2026 · Washington Terrace market
Live from the Utah MLS — what's actually happening in Washington Terrace right now.
Median sale
$448,950
6 closed in June 2026
Median DOM
1 days
listing → contract
Sale-to-list
100.1%
of final list price
Unsold inventory
16
active + pending
16 matching · page 1 of 1
Active listings
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Common questions
About homes under $500k in Washington Terrace.
What kind of home does $500K buy in Washington Terrace? ▾
At this price point, most options are 3 to 4 bedroom single-family homes built between the 1950s and 1980s, often on quarter-acre lots with mature trees. Newer construction is rare inside city limits since Washington Terrace is largely built out, so expect updated mid-century ramblers, split-entries, and the occasional renovated brick rancher. Townhomes and smaller patio homes also fall under $500K when they come up.
Is Washington Terrace cheaper than neighboring Ogden or South Ogden? ▾
Generally yes — Washington Terrace tends to run a bit below South Ogden on price per square foot and is comparable to parts of central Ogden, but with quieter streets and a small-town feel. The city's compact 2.3 square miles and stable older housing stock keep entry prices accessible compared to Layton or Riverdale's newer builds.
What school district serves homes in Washington Terrace? ▾
Washington Terrace is part of the Weber School District. Most neighborhoods feed into Washington Terrace Elementary, Bonneville Junior High, and Bonneville High School. Some boundary-adjacent homes near the north end may route differently, so verify the assigned schools for any specific address before writing an offer.
How's the commute to Hill Air Force Base and downtown Ogden from here? ▾
Hill AFB is about 10 to 15 minutes south via I-15 or Highway 89, which makes Washington Terrace popular with military families and base contractors. Downtown Ogden is roughly 10 minutes north, and FrontRunner commuter rail at Ogden Station puts Salt Lake City within an hour without driving.
Are there HOA fees on most homes in this price range? ▾
Most single-family homes in Washington Terrace are not in HOAs — it's an older established city with traditional neighborhoods. The exceptions are a few townhome and condo developments where monthly dues typically run $150 to $300. Always check the listing details to confirm.
What should I watch for when touring older homes under $500K here? ▾
Many homes were built before 1980, so inspect for outdated electrical panels, original cast iron or galvanized plumbing, aging furnaces, and any signs of foundation settling on the sloped lots near the bench. Some properties also still have original single-pane windows. A thorough inspection and a sewer scope are money well spent on homes of this vintage.