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Homes Under $500,000 in Washington Terrace, Utah
Washington Terrace sits between Ogden and South Ogden along Washington Boulevard, a working-class city built up in the mid-20th century that still delivers some of the most attainable prices in Weber County. Under $500K here isn't a stretch budget the way it is in Ogden Valley or up toward Huntsville — it's the norm. Most of the housing stock is brick rambler and split-entry homes from the 1950s through 1970s on quarter-acre lots, with a smaller pocket of newer townhomes near 5600 South. Buyers priced out of South Ogden or Riverdale often land here for the same commute to Hill Air Force Base, McKay-Dee Hospital, or downtown Ogden without the added cost.
What you get under $500K ranges widely: a fully updated 3-bed rambler with a finished basement in the $400s, a starter home needing cosmetic work in the low $300s, or a larger 5-bedroom split-entry with a mother-in-law setup pushing toward the top of that range. Weber School District serves the area, and access to I-15 and US-89 makes this a practical spot for anyone commuting south to Layton or north to Ogden. Winters bring real snow and heating costs worth factoring in, and older homes may still have original furnaces or roofs that are worth a close inspection. Browse the active listings below to see what's currently on the market.
September 2026 · Washington Terrace market
Live from the Utah MLS — what's actually happening in Washington Terrace right now.
Median sale
—
3 closed in September 2026
Median DOM
68 days
listing → contract
Sale-to-list
—
of final list price
Unsold inventory
27
active + pending
21 matching · page 1 of 1
Active listings
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Common questions
About homes under $500k in Washington Terrace.
What kind of home does $500K buy in Washington Terrace? ▾
At this price point, most options are 3 to 4 bedroom single-family homes built between the 1950s and 1980s, often on quarter-acre lots with mature trees. Newer construction is rare inside city limits since Washington Terrace is largely built out, so expect updated mid-century ramblers, split-entries, and the occasional renovated brick rancher. Townhomes and smaller patio homes also fall under $500K when they come up.
Is Washington Terrace cheaper than neighboring Ogden or South Ogden? ▾
Generally yes — Washington Terrace tends to run a bit below South Ogden on price per square foot and is comparable to parts of central Ogden, but with quieter streets and a small-town feel. The city's compact 2.3 square miles and stable older housing stock keep entry prices accessible compared to Layton or Riverdale's newer builds.
What school district serves homes in Washington Terrace? ▾
Washington Terrace is part of the Weber School District. Most neighborhoods feed into Washington Terrace Elementary, Bonneville Junior High, and Bonneville High School. Some boundary-adjacent homes near the north end may route differently, so verify the assigned schools for any specific address before writing an offer.
How's the commute to Hill Air Force Base and downtown Ogden from here? ▾
Hill AFB is about 10 to 15 minutes south via I-15 or Highway 89, which makes Washington Terrace popular with military families and base contractors. Downtown Ogden is roughly 10 minutes north, and FrontRunner commuter rail at Ogden Station puts Salt Lake City within an hour without driving.
Are there HOA fees on most homes in this price range? ▾
Most single-family homes in Washington Terrace are not in HOAs — it's an older established city with traditional neighborhoods. The exceptions are a few townhome and condo developments where monthly dues typically run $150 to $300. Always check the listing details to confirm.
What should I watch for when touring older homes under $500K here? ▾
Many homes were built before 1980, so inspect for outdated electrical panels, original cast iron or galvanized plumbing, aging furnaces, and any signs of foundation settling on the sloped lots near the bench. Some properties also still have original single-pane windows. A thorough inspection and a sewer scope are money well spent on homes of this vintage.