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Multi-Family Homes for Sale in Washington Terrace, Utah
Washington Terrace sits just south of Ogden, tucked between Riverdale and South Ogden along the Weber River bench. It's one of Weber County's smaller cities — about 9,000 residents — but its location is the real story for multi-family investors and house hackers. You're five minutes from Hill Air Force Base via I-84, ten minutes to downtown Ogden and Weber State University, and roughly 35 minutes to the Salt Lake International Airport. That mix of military, university, and McKay-Dee Hospital employment within a tight commute radius keeps rental demand consistent, and the Weber School District serves the area. Housing stock skews older — many duplexes, triplexes, and small fourplexes here date to the 1950s and 60s, originally built to house Hill AFB families, which means brick construction, larger lots than newer Wasatch Front product, and entry prices that still make the rent-to-price math work better than in Davis or Salt Lake counties.
Buyers searching multi-family in Washington Terrace tend to fall into two camps: investors looking for cash-flowing units in the $400K–$700K range, and owner-occupants planning to live in one side while renting the other to offset a mortgage. Inventory turns over slowly, so when a duplex or fourplex hits the MLS it usually moves within a couple of weeks — particularly anything already tenant-occupied with documented rents. Pay attention to roof age, sewer lines, and whether units are separately metered, since these older buildings vary widely on those points. Browse the active multi-family listings below, and reach out if you'd like rent rolls or a walk-through on any of them.
August 2026 · Washington Terrace market
Live from the Utah MLS — what's actually happening in Washington Terrace right now.
Median sale
$400,000
3 closed in August 2026
Median DOM
41 days
listing → contract
Sale-to-list
100.4%
of final list price
Unsold inventory
26
active + pending
1 matching · page 1 of 1
Active listings
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Common questions
About multi-family homes in Washington Terrace.
Why are there so many duplexes in Washington Terrace specifically? ▾
The city grew up alongside Hill Air Force Base's expansion in the 1950s and 60s, and a lot of the housing stock from that era was built as side-by-side duplexes for base workers and their families. That history means multi-family units are woven into ordinary residential blocks here rather than clustered in a separate zone, which is less common in neighboring Riverdale or South Ogden.
Can I live in one unit and rent out the other? ▾
Yes, and it's the most common setup for owner-occupant buyers here. An FHA loan can work for a duplex, triplex, or fourplex as long as you occupy one unit, which lets you put down as little as 3.5% instead of the 15-25% typically required for investment-only multi-family financing.
How does Hill Air Force Base affect rental demand? ▾
Hill AFB employs around 20,000 people between military and civilian roles, and Washington Terrace's location just south of the base makes it a short commute for a lot of that workforce. That keeps a steady pool of renters looking for month-to-month or year-long leases, particularly for the smaller two- and three-bedroom units common here.
What price range should I expect for a duplex in Washington Terrace? ▾
Duplexes here have generally run in the mid-$400s to low-$600s total for both units, though pricing swings with lot size, whether both sides have separate utility meters, and how recently the units were updated. Fourplexes and larger properties price higher and trade less often, so expect a smaller pool of comparable sales to work from.
Do these properties have separate utility meters? ▾
It varies by property and by decade built. Many of the older duplexes from the 1950s and 60s share a single water meter and sometimes a single electrical panel setup split into two meters, so confirm utility configuration during your inspection period since it affects how cleanly you can bill tenants separately.
Is financing harder to get on a triplex or fourplex than a duplex? ▾
Conventional and FHA guidelines treat 2-4 unit properties similarly as residential financing, but lenders will look closely at rental income documentation and may require a specific multi-family appraisal form. Once you get to five or more units, you're into commercial lending territory with different down payment and rate structures, so it's worth confirming with your lender exactly how many units a property has before you assume your financing pre-approval applies.