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Homes Under $300,000 in Park City, Utah
Anyone who has priced homes in Park City knows that $300K doesn't buy a ski chalet on Main Street. The median single-family home in Park City proper runs well past $2 million, and even condos near the resorts often clear seven figures. What sub-$300K money actually buys are deed-restricted or resort-employee housing units through programs like Mountain Regional or the Park City Housing Authority, small studio and one-bedroom condos in older Prospector or Silver Springs complexes, fractional or interval ownership shares, or the occasional mobile home in a land-lease community out toward Kimball Junction. It's a narrow, specific slice of the market, not a scaled-down version of the rest of town.
Buyers chasing this price point are usually locals working at the resorts, hospital, or school district who need housing inside a punishing market, or investors looking at deed-restricted units they can occupy or rent under HOA rules. Deed restrictions matter enormously here — many of these units require the owner to work a minimum number of hours in Summit County, and resale is capped by formula rather than open market appreciation. That's the trade-off for getting a foothold in a city where raw land alone can cost more than most Utah houses. Before writing an offer, get the exact deed restriction language and HOA dues in hand, since those two factors do more to determine monthly cost than the purchase price itself. Browse the active listings below to see what qualifies right now.
July 2026 · Park City market
Live from the Utah MLS — what's actually happening in Park City right now.
Median sale
$2,422,220
44 closed in July 2026
Median DOM
4 days
listing → contract
Sale-to-list
97.7%
of final list price
Unsold inventory
1,026
active + pending
22 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Park City.
Can you actually buy a home in Park City for under $300K? ▾
Detached single-family homes under $300K are essentially nonexistent in the 84060 and 84098 ZIPs — Park City's median sits well north of $1.5M. What does occasionally show up at this price is a studio or small one-bedroom condo, often in older complexes near Park City Mountain Resort or Prospector, or a fractional/deeded interval at a hotel-condo property. Inventory is thin and moves fast when it appears.
What kind of properties show up in this price range? ▾
Expect ski-in or near-base studio condos (300–500 sq ft), older Prospector Square units, and quarter-share or 1/4-interest ownership at properties like the Grand Summit or Marriott MountainSide. HOA dues are the big variable — many of these units carry monthly fees of $500–$1,200 because they include utilities, cable, and resort amenities.
Are these condos a good short-term rental investment? ▾
Many of the sub-$300K condos sit in zones that allow nightly rentals, which is part of why they hold value despite small square footage. Prospector and the Resort Center area are the two best-known nightly-rental pockets. Run the numbers carefully — HOA dues, management fees (typically 35–50% of gross), and Summit County's TRT can eat into returns.
Should I look at Heber, Kamas, or Coalville for more house at this price? ▾
Honestly, yes — but even those markets have tightened. Heber and Kamas occasionally show townhomes or older manufactured homes near $300K, and Coalville and Wanship are the most realistic for a detached home under that number. You're trading the Park City address for a 15–30 minute commute back over Jordanelle or up Highway 40.
Can I finance a quarter-share or fractional unit with a regular mortgage? ▾
Usually not with conventional financing. Most lenders treat fractional and quarter-share ownership as a non-warrantable condo or specialty product, so buyers either pay cash or use a portfolio lender. If you're set on this route, line up financing before you write an offer — it changes which properties are actually viable.
How often do listings under $300K hit the Park City MLS? ▾
A handful per month at most, and many are quarter-share intervals rather than full ownership. Set up an instant alert if you're serious — the well-priced studios with strong rental history typically go under contract inside a week, often at or above ask.