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Homes Under $300,000 in Park City, Utah
Let's be upfront: homes under $300K in Park City proper are rare. The median single-family price in the 84060 and 84098 zip codes has sat well above $1.5 million for years, and even condos in Prospector, Kimball Junction, and Old Town usually start north of $400,000. What does show up under $300K tends to be a small studio or one-bedroom condo, a deed-restricted workforce unit, or a fractional or timeshare-style interest near the resorts. Many of these carry HOA dues that run several hundred dollars a month, so look at the total monthly cost and not only the list price.
Buyers with this budget often get more for their money by widening the map. Heber City, Kamas, Oakley, and Coalville in the Wasatch and Summit County area sit 20 to 40 minutes from Main Street and have older townhomes, condos, and starter homes at lower prices. Park City is about 35 minutes from Salt Lake International Airport, and Deer Valley, Park City Mountain, and the Basin Recreation trails are close by. Winters bring heavy snow and summers are mild at 7,000 feet. Browse the active listings below to see what's currently on the market under $300K.
September 2026 · Park City market
Live from the Utah MLS — what's actually happening in Park City right now.
Median sale
$1,862,500
66 closed in September 2026
Median DOM
44 days
listing → contract
Sale-to-list
96.9%
of final list price
Unsold inventory
679
active + pending
14 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Park City.
Can you actually buy a home in Park City for under $300K? ▾
Detached single-family homes under $300K are essentially nonexistent in the 84060 and 84098 ZIPs — Park City's median sits well north of $1.5M. What does occasionally show up at this price is a studio or small one-bedroom condo, often in older complexes near Park City Mountain Resort or Prospector, or a fractional/deeded interval at a hotel-condo property. Inventory is thin and moves fast when it appears.
What kind of properties show up in this price range? ▾
Expect ski-in or near-base studio condos (300–500 sq ft), older Prospector Square units, and quarter-share or 1/4-interest ownership at properties like the Grand Summit or Marriott MountainSide. HOA dues are the big variable — many of these units carry monthly fees of $500–$1,200 because they include utilities, cable, and resort amenities.
Are these condos a good short-term rental investment? ▾
Many of the sub-$300K condos sit in zones that allow nightly rentals, which is part of why they hold value despite small square footage. Prospector and the Resort Center area are the two best-known nightly-rental pockets. Run the numbers carefully — HOA dues, management fees (typically 35–50% of gross), and Summit County's TRT can eat into returns.
Should I look at Heber, Kamas, or Coalville for more house at this price? ▾
Honestly, yes — but even those markets have tightened. Heber and Kamas occasionally show townhomes or older manufactured homes near $300K, and Coalville and Wanship are the most realistic for a detached home under that number. You're trading the Park City address for a 15–30 minute commute back over Jordanelle or up Highway 40.
Can I finance a quarter-share or fractional unit with a regular mortgage? ▾
Usually not with conventional financing. Most lenders treat fractional and quarter-share ownership as a non-warrantable condo or specialty product, so buyers either pay cash or use a portfolio lender. If you're set on this route, line up financing before you write an offer — it changes which properties are actually viable.
How often do listings under $300K hit the Park City MLS? ▾
A handful per month at most, and many are quarter-share intervals rather than full ownership. Set up an instant alert if you're serious — the well-priced studios with strong rental history typically go under contract inside a week, often at or above ask.