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Homes Under $300,000 in Park City, Utah
Homes priced under $300,000 in Park City proper are close to nonexistent today — median prices in Old Town, Deer Valley, and the Park Meadows area routinely run well into seven figures, driven by ski access, second-home demand, and a limited land base squeezed between Forest Service boundaries and resort footprints. When something does show up at this price point inside city limits, it's almost always a small studio or one-bedroom condo in an older complex like Prospector Square or Iron Horse, often deed-restricted through the Park City or Summit County affordable/attainable housing programs, which cap resale price and restrict buyers to those who work locally a set number of hours per week. These deed-restricted units are the realistic path to ownership under $300K here, and they turn over fast because demand from service workers, ski patrol, and hospitality staff far outpaces supply. Buyers who aren't tied to a deed restriction and want true market-rate ownership under this budget usually end up widening the search to Summit County towns like Coalville, Wanship, or parts of Kamas, roughly 20-30 minutes from Main Street, where land and older single-family homes still trade in that range. Others look at fractional or condo-hotel interests, though those come with their own resale limitations and HOA structures worth reading closely. Because inventory this affordable moves quickly and often carries specific eligibility rules, it pays to have a local agent flag new listings the moment they hit the MLS. Browse the active listings below to see what qualifies and what's currently available.
August 2026 · Park City market
Live from the Utah MLS — what's actually happening in Park City right now.
Median sale
$1,913,750
58 closed in August 2026
Median DOM
28 days
listing → contract
Sale-to-list
95.6%
of final list price
Unsold inventory
951
active + pending
20 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Park City.
Can you actually buy a home in Park City for under $300K? ▾
Detached single-family homes under $300K are essentially nonexistent in the 84060 and 84098 ZIPs — Park City's median sits well north of $1.5M. What does occasionally show up at this price is a studio or small one-bedroom condo, often in older complexes near Park City Mountain Resort or Prospector, or a fractional/deeded interval at a hotel-condo property. Inventory is thin and moves fast when it appears.
What kind of properties show up in this price range? ▾
Expect ski-in or near-base studio condos (300–500 sq ft), older Prospector Square units, and quarter-share or 1/4-interest ownership at properties like the Grand Summit or Marriott MountainSide. HOA dues are the big variable — many of these units carry monthly fees of $500–$1,200 because they include utilities, cable, and resort amenities.
Are these condos a good short-term rental investment? ▾
Many of the sub-$300K condos sit in zones that allow nightly rentals, which is part of why they hold value despite small square footage. Prospector and the Resort Center area are the two best-known nightly-rental pockets. Run the numbers carefully — HOA dues, management fees (typically 35–50% of gross), and Summit County's TRT can eat into returns.
Should I look at Heber, Kamas, or Coalville for more house at this price? ▾
Honestly, yes — but even those markets have tightened. Heber and Kamas occasionally show townhomes or older manufactured homes near $300K, and Coalville and Wanship are the most realistic for a detached home under that number. You're trading the Park City address for a 15–30 minute commute back over Jordanelle or up Highway 40.
Can I finance a quarter-share or fractional unit with a regular mortgage? ▾
Usually not with conventional financing. Most lenders treat fractional and quarter-share ownership as a non-warrantable condo or specialty product, so buyers either pay cash or use a portfolio lender. If you're set on this route, line up financing before you write an offer — it changes which properties are actually viable.
How often do listings under $300K hit the Park City MLS? ▾
A handful per month at most, and many are quarter-share intervals rather than full ownership. Set up an instant alert if you're serious — the well-priced studios with strong rental history typically go under contract inside a week, often at or above ask.