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Homes Under $300,000 in Park City, Utah
Park City is one of the most expensive real estate markets in Utah, so anything listed below $300,000 here is a narrow slice of the market — and it's almost always a condo, a studio, or a fractional ownership interest rather than a detached house. The median single-family sale price in the 84060 and 84098 zip codes has sat well above $2M for several years, which means sub-$300K inventory tends to cluster in older buildings around Prospector Square, Park Avenue, and the Three Kings area near the Park City Mountain base. Many of these units are in nightly-rental zoned buildings, which is part of why they hold value at smaller square footage.
Buyers shopping this price point in Park City generally fall into three camps: people wanting a ski-season crash pad within walking distance of Old Town or the resort shuttle, investors looking at short-term rental income on a small unit, and locals trying to get into the market through deed-restricted affordable housing offered by Park City Municipal. HOA dues, transfer fees, and Summit County's non-primary residence tax rate all matter more here than the sticker price alone, so the real monthly cost of a $275K studio can surprise first-time Park City buyers. Browse the active listings below to see what's currently on the market under $300K, and reach out if you want help comparing HOA documents or rental histories on a specific building.
May 2026 · Park City market
Live from the Utah MLS — what's actually happening in Park City right now.
Median sale
$1,950,000
56 closed in May 2026
Median DOM
23 days
listing → contract
Sale-to-list
96.6%
of final list price
Unsold inventory
852
active + pending
16 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Park City.
Can you actually buy a home in Park City for under $300K? ▾
Detached single-family homes under $300K are essentially nonexistent in the 84060 and 84098 ZIPs — Park City's median sits well north of $1.5M. What does occasionally show up at this price is a studio or small one-bedroom condo, often in older complexes near Park City Mountain Resort or Prospector, or a fractional/deeded interval at a hotel-condo property. Inventory is thin and moves fast when it appears.
What kind of properties show up in this price range? ▾
Expect ski-in or near-base studio condos (300–500 sq ft), older Prospector Square units, and quarter-share or 1/4-interest ownership at properties like the Grand Summit or Marriott MountainSide. HOA dues are the big variable — many of these units carry monthly fees of $500–$1,200 because they include utilities, cable, and resort amenities.
Are these condos a good short-term rental investment? ▾
Many of the sub-$300K condos sit in zones that allow nightly rentals, which is part of why they hold value despite small square footage. Prospector and the Resort Center area are the two best-known nightly-rental pockets. Run the numbers carefully — HOA dues, management fees (typically 35–50% of gross), and Summit County's TRT can eat into returns.
Should I look at Heber, Kamas, or Coalville for more house at this price? ▾
Honestly, yes — but even those markets have tightened. Heber and Kamas occasionally show townhomes or older manufactured homes near $300K, and Coalville and Wanship are the most realistic for a detached home under that number. You're trading the Park City address for a 15–30 minute commute back over Jordanelle or up Highway 40.
Can I finance a quarter-share or fractional unit with a regular mortgage? ▾
Usually not with conventional financing. Most lenders treat fractional and quarter-share ownership as a non-warrantable condo or specialty product, so buyers either pay cash or use a portfolio lender. If you're set on this route, line up financing before you write an offer — it changes which properties are actually viable.
How often do listings under $300K hit the Park City MLS? ▾
A handful per month at most, and many are quarter-share intervals rather than full ownership. Set up an instant alert if you're serious — the well-priced studios with strong rental history typically go under contract inside a week, often at or above ask.