Market analytics · June 2026 archive
Clearfield, Utah real estate market report.
Monthly sold prices, days on market, sale-to-list ratio, and absorption rate. Updated nightly from UtahRealEstate.com and the Washington County Board of Realtors.
Updated · Sources: UtahRealEstate.com & Washington County Board of Realtors
June 2026 · Market Analysis
Clearfield closings hit a 13-day median as buyers gain negotiating room despite faster pace.
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The headline number in June 2026 is how fast homes are closing: the median days on market fell to 13, matching last June's 14-day pace and well below the winter drag of 39 days in January and 51 days in December. That speed, though, is paired with a sale-to-list ratio of 96.59% — meaning the typical closed home sold about 3.4 percentage points below its asking price, the softest reading since last December. Compared to June 2025, when 33 homes closed at 99.11% of list, this June's 21 closings at a steeper discount suggest buyers are moving quickly but not competitively — they're finding room to negotiate even in prime selling season.
Market pulse
The days-on-market story over the past six months is striking: after peaking at 51 days in December 2025, the median eased to 39 in both January and February, then compressed to 28 in March, 32 in April, 15 in May, and 13 in June — the fastest pace of the year. Active inventory ticked up to 62 homes in June from 56 in May and 55 in April, so supply is growing modestly even as closings hold steady at 21. The sale-to-list ratio tells the other side: it was above 100% in April, dropped to 96.83% in May, and slipped further to 96.59% in June — 12 of 21 closings came in below asking price. The $400K–$700K band closed in a median of just 3 days, while homes under $400K took 35 days, a clear split between what's moving and what's sitting.
Mortgage context
The 30-year fixed rate has climbed steadily since February's 6.14% monthly average, reaching 6.66% in June and now sitting at 6.875% — up 0.125 percentage points over the past 30 days. That trajectory matters for a Davis County market like Clearfield, where most buyers are financing in the $350K–$500K range and every rate tick narrows the pool of qualified households near Hill Air Force Base who can comfortably carry a new mortgage.
Payment math
At $420,000 — June's median sale price — a buyer putting 20% down carries a monthly principal-and-interest payment of $2,207 at today's 6.875% rate, which is $28 more than 30 days ago when the rate stood at 6.75%, and $162 above the February low when rates averaged 6.14% and that same loan would have run $2,045 a month.
If you're buying
Target homes that have been listed more than 30 days — with 12 of 21 June closings coming in below list and a 96.59% sale-to-list ratio, sellers on slower-moving inventory are the ones making concessions. Wilcox Farms closed two homes at a median $459,900 in 13 days, so well-priced product in established subdivisions still moves fast; focus your negotiating energy on anything sitting past 35 days, particularly in the under-$400K range where the median days on market was 35 in June. An FHA loan at 6.375% or a VA loan at 6.5% — both below the conventional 6.875% — can meaningfully change the monthly math for buyers near Hill AFB who qualify.
If you're selling
The speed data is encouraging, but the sale-to-list ratio is the number to watch: pricing even 2–3% above what recent comparable sales support is likely to cost you more in final concessions than it gains in list-price optics. Homes in the $400K–$700K range are closing in a median of 3 days when priced right — Fox Hollow Phase 2 closed at $546,000 in 24 days — so condition and accurate pricing matter more than timing. If you're in the under-$400K segment, expect buyers to negotiate harder; that band is sitting 35 days on average and closing at a steeper discount.
Outlook
Active inventory has been building gradually — 55 homes in April, 56 in May, 62 in June — and with 40 new listings entering in June alone, that trend is likely to continue into July and August. Rates averaging 6.66% in June and now at 6.875% will keep some buyers on the sidelines, particularly first-timers who were already stretching; expect the sale-to-list ratio to stay in the mid-96% range rather than recover toward the 99–100% readings seen last fall. Buyers who can act now have more negotiating room than at any point since last winter, but that window narrows if rates pull back even modestly.
Watch for
At the current pace of new listings running near 40 per month against 21 closings, active inventory could cross 80 homes by September — and if that happens, the sale-to-list ratio likely drifts into the low-95% range, giving buyers even more leverage heading into the slower fall season.
"Speed up, prices down from ask — Clearfield's June split tells two stories at once."
Common questions about Clearfield this month
Is Clearfield a buyer's or seller's market in June 2026? ▾
It's closer to balanced, leaning slightly toward buyers. Homes are closing fast — 13-day median — but 12 of 21 closings came in below asking price and the sale-to-list ratio was 96.59%. Sellers with well-priced homes in the $400K–$700K range are still seeing quick offers, but buyers have real negotiating room on anything sitting past 30 days.
How does June 2026 compare to June 2025 in Clearfield? ▾
Closings are down — 21 this June versus 33 last June — and the sale-to-list ratio softened from 99.11% to 96.59%. The median sale price rose from $390,000 to $420,000, but buyers are getting more off the asking price than they were a year ago. The speed of closings is nearly identical: 13 days this year versus 14 days last June.
What's happening with home prices in Clearfield right now? ▾
The median sale price was $420,000 in June, roughly flat with May's $425,000 and up from $390,000 a year ago. The gap between the median list price ($399,950) and median sale price ($420,000) reflects a mix of price bands — two homes over $700K closed at a median $807,500, pulling the sold median above the list median. In the under-$400K range, the median closed price was $300,750, well below asking.
Are homes near Hill Air Force Base selling faster than the rest of Clearfield? ▾
The data doesn't break out sales by proximity to Hill AFB specifically, but the overall market is moving quickly — 13-day median days on market in June. Clearfield's location in Davis County makes it a natural draw for military and civilian Hill AFB employees, and that steady employment base helps sustain demand even as rates climb toward 6.875%.
Should I wait for rates to drop before buying in Clearfield? ▾
Rates have climbed from 6.14% in February to 6.875% today, adding $162 a month to the principal-and-interest payment on a median-priced home compared to February's low. Waiting for a rate drop is a reasonable strategy, but active inventory is building — 62 homes in June versus 55 in April — which means more choices and more negotiating room now than earlier this year. If rates do fall, competition tends to return quickly and that negotiating room shrinks.
Number of Listings
Active inventory · new listings · sold per month
Listing Prices
Active median list · new median list · sold median sale
Absorption Rate
Months of supply — active inventory ÷ monthly sold rate
Sale-to-List Ratio
Close price ÷ list price — buyer/seller leverage
Days on Market
Median days from listing to under contract
Price Volume
Total dollar volume — active · new · sold per month
June 2026 cohort breakdown
Distribution of what closed last month — by price band, sale-vs-list outcome, and top subdivisions.
How sales priced vs asking
21 sold homes that had a list price recorded
Days on market spread
Quartile distribution
Median 13 · 25th percentile 3 · 75th percentile 45
Needed a price change
Sold listings that had a recorded price change before close
6 of 21 sold homes had at least one price change while listed. Lower = sellers are pricing right the first time.
Sales by price band
Closed-price bucket → sold count and median days to contract
Top subdivisions this month
Ranked by closed count
- 1. Wilcox Farms 2 sold · $460K · 13d
- 2. Fox Hollow Phase 2 1 sold · $546K · 24d
- 3. Westwood Estates 1 sold · $479K · 0d
- 4. Country Village Sub 1 sold · $460K
- 5. Green Hills Acres B 1 sold · $450K
June 2026 by property type
How each housing type performed last month — 18 closings total across subtypes.
Summary Statistics
| Metric | Jun-26 | Jun-25 | % Chg | 2026 YTD | 2025 YTD | % Chg |
|---|---|---|---|---|---|---|
| Sold Count | 21 | 33 | -36.36% | 136 | 140 | -2.86% |
| Median Sale Price | $420,000 | $390,000 | +7.69% | $407,596 | $412,336 | -1.15% |
| Median DOM | 13 | 14 | -7.14% | 28 | 28 | 0.00% |
| Sale-to-List Ratio | 96.59% | 99.11% | -2.54% | 98.69% | 99.49% | -0.80% |
Sources: UtahRealEstate.com and the Washington County Board of Realtors, aggregated by Best Utah Real Estate. Sale-to-list ratio compares closing price to the final list price (post-reduction). Absorption rate = active inventory ÷ monthly sold rate.