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Homes Under $300,000 in Santa Clara, Utah
Santa Clara sits just west of St. George along the Santa Clara River, known for its historic Swiss and Mormon pioneer roots, mature pecan and fruit trees, and quick access to Snow Canyon State Park. It's a smaller, tighter-knit community than its sprawling neighbor, and that character comes with a price tag — new construction here regularly starts in the $450K range, and even modest single-family homes in established neighborhoods often clear $400K. Finding something under $300K in Santa Clara proper means looking hard at older homes on Main Street or in the Ashton/Santa Clara Heights pockets, condos and townhomes near Canyon View Drive, or manufactured and modular homes on owned land, since land here rarely comes cheap this close to St. George's job market and Ivins.
Inventory at this price point turns over fast and doesn't stay listed long, because Washington County's growth has pushed the entry-level market thin across the whole area. Buyers watching this range should expect smaller square footage, homes needing some cosmetic work, or attached-housing options like condos and patio homes rather than a detached house on a lot. Some listings may carry HOA dues or come from 55+ or age-restricted communities, which can actually be where the best value under $300K shows up. Browse the active listings below to see what's currently on the market in Santa Clara.
July 2026 · Santa Clara market
Live from the Utah MLS — what's actually happening in Santa Clara right now.
Median sale
$526,200
6 closed in July 2026
Median DOM
10 days
listing → contract
Sale-to-list
98.6%
of final list price
Unsold inventory
66
active + pending
2 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Santa Clara.
What kind of homes can I actually get under $300K in Santa Clara? ▾
At this price point, expect townhomes, condos, and manufactured homes on owned land rather than detached single-family houses. Most run 1,000-1,600 square feet with 2-3 bedrooms and an attached one- or two-car garage. Detached homes under $300K do come up occasionally, usually older builds needing updates or smaller patio homes in established subdivisions.
Are many of these listings in 55+ communities? ▾
Yes — a meaningful share of sub-$300K inventory in Santa Clara sits in age-restricted communities, particularly along the older sections near Lava Flow Drive. If you're under 55, double-check the HOA's age rules before writing an offer. Listings should disclose this, but it's worth confirming directly with the listing agent.
How competitive is this price range in Santa Clara right now? ▾
Anything well-priced under $300K moves quickly because it's the entry point for the entire St. George metro. Cash buyers from out of state and local first-time buyers compete for the same handful of listings. Having financing fully pre-approved and being ready to view within 24-48 hours of a new listing makes a real difference.
What do HOA fees typically run in this price band? ▾
Townhome and condo HOAs in Santa Clara generally fall between $150 and $300 per month, often covering exterior maintenance, landscaping, trash, and a community pool. Some include roof reserves, which matters because tile and asphalt roofs in southern Utah's UV climate don't last as long as buyers from cooler regions expect.
Will FHA or VA loans work on these properties? ▾
FHA and VA work on most single-family and manufactured homes that meet agency standards, but condo projects must be on the approved list. Several Santa Clara condo HOAs are FHA-approved and several aren't — it's the first thing to verify once you've picked a unit. Manufactured homes need to be on a permanent foundation and titled as real property.
How far is Santa Clara from St. George amenities and the airport? ▾
Downtown St. George is about 10 minutes east, the regional hospital is 12 minutes, and St. George Regional Airport is roughly 20 minutes. Costco, Walmart, and the Red Cliffs Mall are all inside 15 minutes. Las Vegas's Harry Reid International is about a 110-mile drive south on I-15 for flights Allegiant doesn't cover locally.