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Homes Under $300,000 in Santa Clara, Utah
Santa Clara sits just west of St. George along the Santa Clara River, known for the Swiss immigrant heritage still visible in old stone homes near Church and Main, and for newer subdivisions like Sullivan Heights and Springs at Santa Clara pushing toward the bench above town. Homes under $300K are getting scarce here — the city has become an extension of St. George's growth, and land prices reflect that. What you'll typically find at this price point are older single-level homes built in the 1970s-90s near downtown Santa Clara, smaller condos or townhomes, and the occasional manufactured or modular home on its own lot. Square footage tends to run 1,000-1,600 feet, often with a carport instead of a garage and a smaller lot than the newer construction farther out.
Inventory under $300K moves fast because it's one of the few remaining entry points into a city with a median home price well above that mark. Buyers priced out of St. George proper look here first, drawn by the shorter commute to Tuozzo's, the Santa Clara trails along the river, and easy access to Highway 91 toward Ivins and Snow Canyon. Expect to compete with cash offers and be ready to move quickly once something in this range hits the MLS. Older homes may need updated HVAC or roofing given the desert heat, so a home inspection matters more here than on newer builds. Browse the active listings below to see what's currently available in this price range.
July 2026 · Santa Clara market
Live from the Utah MLS — what's actually happening in Santa Clara right now.
Median sale
$526,200
6 closed in July 2026
Median DOM
10 days
listing → contract
Sale-to-list
98.6%
of final list price
Unsold inventory
69
active + pending
2 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Santa Clara.
What kind of homes can I actually get under $300K in Santa Clara? ▾
At this price point, expect townhomes, condos, and manufactured homes on owned land rather than detached single-family houses. Most run 1,000-1,600 square feet with 2-3 bedrooms and an attached one- or two-car garage. Detached homes under $300K do come up occasionally, usually older builds needing updates or smaller patio homes in established subdivisions.
Are many of these listings in 55+ communities? ▾
Yes — a meaningful share of sub-$300K inventory in Santa Clara sits in age-restricted communities, particularly along the older sections near Lava Flow Drive. If you're under 55, double-check the HOA's age rules before writing an offer. Listings should disclose this, but it's worth confirming directly with the listing agent.
How competitive is this price range in Santa Clara right now? ▾
Anything well-priced under $300K moves quickly because it's the entry point for the entire St. George metro. Cash buyers from out of state and local first-time buyers compete for the same handful of listings. Having financing fully pre-approved and being ready to view within 24-48 hours of a new listing makes a real difference.
What do HOA fees typically run in this price band? ▾
Townhome and condo HOAs in Santa Clara generally fall between $150 and $300 per month, often covering exterior maintenance, landscaping, trash, and a community pool. Some include roof reserves, which matters because tile and asphalt roofs in southern Utah's UV climate don't last as long as buyers from cooler regions expect.
Will FHA or VA loans work on these properties? ▾
FHA and VA work on most single-family and manufactured homes that meet agency standards, but condo projects must be on the approved list. Several Santa Clara condo HOAs are FHA-approved and several aren't — it's the first thing to verify once you've picked a unit. Manufactured homes need to be on a permanent foundation and titled as real property.
How far is Santa Clara from St. George amenities and the airport? ▾
Downtown St. George is about 10 minutes east, the regional hospital is 12 minutes, and St. George Regional Airport is roughly 20 minutes. Costco, Walmart, and the Red Cliffs Mall are all inside 15 minutes. Las Vegas's Harry Reid International is about a 110-mile drive south on I-15 for flights Allegiant doesn't cover locally.