Homes Under $300,000 in Santa Clara, Utah
Santa Clara sits just west of St. George along the Santa Clara River, known for its historic Swiss and Mormon pioneer roots, the Jacob Hamblin Home, and easy access to Snow Canyon State Park. It's also one of the pricier corners of Washington County, with median home values that have pushed well past $500K in recent years. That makes homes under $300K genuinely scarce here — you're mostly looking at older single-wide or manufactured homes in the established mobile home parks along Sunset Blvd and Canyon View Drive, small condos or townhomes in complexes like Fiesta Fun or similar, or the occasional fixer needing real work on a smaller lot away from the newer Ledges and SunRiver-adjacent developments.
Because inventory at this price point turns over fast and doesn't get replaced, buyers need to move quickly and keep expectations realistic — square footage will be modest, often 700-1,200 square feet, and financing options matter since many lenders won't write conventional loans on older manufactured housing or park-owned land. Some listings come with HOA or lot-lease fees that affect the real monthly cost, so read the fine print before falling for the price tag alone. Browse the active listings below to see what's currently on the market in this range.
August 2026 · Santa Clara market
Live from the Utah MLS — what's actually happening in Santa Clara right now.
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Common questions
About homes under $300k in Santa Clara.
What kind of homes can I actually get under $300K in Santa Clara? ▾
At this price point, expect townhomes, condos, and manufactured homes on owned land rather than detached single-family houses. Most run 1,000-1,600 square feet with 2-3 bedrooms and an attached one- or two-car garage. Detached homes under $300K do come up occasionally, usually older builds needing updates or smaller patio homes in established subdivisions.
Are many of these listings in 55+ communities? ▾
Yes — a meaningful share of sub-$300K inventory in Santa Clara sits in age-restricted communities, particularly along the older sections near Lava Flow Drive. If you're under 55, double-check the HOA's age rules before writing an offer. Listings should disclose this, but it's worth confirming directly with the listing agent.
How competitive is this price range in Santa Clara right now? ▾
Anything well-priced under $300K moves quickly because it's the entry point for the entire St. George metro. Cash buyers from out of state and local first-time buyers compete for the same handful of listings. Having financing fully pre-approved and being ready to view within 24-48 hours of a new listing makes a real difference.
What do HOA fees typically run in this price band? ▾
Townhome and condo HOAs in Santa Clara generally fall between $150 and $300 per month, often covering exterior maintenance, landscaping, trash, and a community pool. Some include roof reserves, which matters because tile and asphalt roofs in southern Utah's UV climate don't last as long as buyers from cooler regions expect.
Will FHA or VA loans work on these properties? ▾
FHA and VA work on most single-family and manufactured homes that meet agency standards, but condo projects must be on the approved list. Several Santa Clara condo HOAs are FHA-approved and several aren't — it's the first thing to verify once you've picked a unit. Manufactured homes need to be on a permanent foundation and titled as real property.
How far is Santa Clara from St. George amenities and the airport? ▾
Downtown St. George is about 10 minutes east, the regional hospital is 12 minutes, and St. George Regional Airport is roughly 20 minutes. Costco, Walmart, and the Red Cliffs Mall are all inside 15 minutes. Las Vegas's Harry Reid International is about a 110-mile drive south on I-15 for flights Allegiant doesn't cover locally.