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Homes Under $500,000 in Ogden, Utah
Ogden still delivers something that's gotten rare along the Wasatch Front: a real inventory of houses under $500K inside city limits, not just out in the county. East Bench neighborhoods near McKay-Dee Hospital and the foothills run higher, but head into the flatter grid around Washington Terrace, South Ogden, or the streets north of 12th Street and you'll find 1940s-60s brick bungalows, split-levels, and the occasional newer townhome that pencil out well under that number. Older housing stock means smaller square footage and sometimes a needed roof or furnace, but it also means real yards, mature trees, and a walk score most new subdivisions can't touch.
This price point in Ogden pulls two very different buyers: first-timers priced out of Davis and Salt Lake counties, and investors eyeing the university's steady rental demand from Weber State students and staff. Winter commutes to Snowbasin and Powder Mountain run 25-35 minutes, and downtown Ogden's restaurant and brewery scene keeps expanding along 25th Street, adding value to close-in neighborhoods that used to be overlooked. Expect more competition on well-priced, move-in-ready listings than on ones needing cosmetic work. Browse the active listings below to see what's currently on the market.
July 2026 · Ogden market
Live from the Utah MLS — what's actually happening in Ogden right now.
Median sale
$352,000
57 closed in July 2026
Median DOM
30 days
listing → contract
Sale-to-list
98.0%
of final list price
Unsold inventory
433
active + pending
360 matching · page 9 of 15
Active listings
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Common questions
About homes under $500k in Ogden.
What kind of home does $500K actually buy in Ogden right now? ▾
In most Ogden neighborhoods, $500K buys a 3-4 bedroom single-family home between roughly 1,500 and 2,400 finished square feet. Expect older construction (1920s-1970s) on the East Bench and in historic districts, and newer townhomes or smaller new-builds on the west side. Fully renovated craftsman homes in Eccles or Jefferson sometimes push right up to the cap.
Which Ogden neighborhoods have the most inventory under $500K? ▾
Shadow Valley, the Eccles Historic District, Jefferson Avenue, East Central, West Ogden, and the area around Weber State typically carry the bulk of sub-$500K listings. Downtown condos near 25th Street and The Junction also show up in this range, along with newer attached product in the Trackline area.
Are homes under $500K in Ogden eligible for VA and FHA loans? ▾
Most are. Hill Air Force Base is 15 minutes south, so VA financing is common here, and FHA works on the majority of single-family homes that meet condition requirements. Older properties with knob-and-tube wiring, original galvanized plumbing, or roof issues can complicate FHA/VA appraisals, so factor that into your offer strategy.
How competitive is this price range in Ogden? ▾
It's the most active segment of the Ogden market. Move-in-ready homes under $450K often see multiple offers within the first week, while fixer-uppers and homes needing major systems work sit longer. Pre-approval and a responsive agent matter more here than in the upper tiers.
What are property taxes like on a $500K Ogden home? ▾
Weber County's effective rate on a primary residence runs roughly 0.6-0.7% after the 45% residential exemption, so a $500K home generally produces $3,000-$3,500 a year in property taxes. Investment properties and second homes don't get the exemption and pay closer to double that.
Is it worth buying an older Ogden home in this range versus a newer west-side build? ▾
Depends on priorities. Historic homes near the East Bench offer character, mature trees, walkability to 25th Street, and proximity to Weber State, but often need updates. Newer west-side homes give you modern layouts, lower maintenance, and an HOA in many cases, but you trade walkability and lot size. Both have legitimate cases at this price.