Market analytics · October 2026 archive
Clearfield, Utah real estate market report.
Monthly sold prices, days on market, sale-to-list ratio, and absorption rate. Updated nightly from UtahRealEstate.com and the Washington County Board of Realtors.
Updated · Sources: UtahRealEstate.com & Washington County Board of Realtors
October 2026 · Market Analysis
Clearfield closings drop to 16 in October as 111 listings wait for buyers
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Closed sales in Clearfield fell to 16 in October from 28 in September, and the median home price came in at $424,250. That is a small step up from $421,000 a year ago. The housing market now leans toward buyers, with 111 homes for sale and about 7 months of supply at this pace. Homes that did sell still went for 99.3% of list, so sellers who priced well were not forced into deep cuts.
Market pulse
Homes for sale grew from 65 in May to 111 in October, and the count has risen every month since June. New listings were 36 in October, up from 31 in September, so supply keeps arriving. Closings moved the other way, from 33 in June to 16 now. Homes that sold did so faster, with median days on market at 15 versus 24 in September.
Mortgage context
Eleven of October's 16 closings landed between $400,000 and $700,000, at a median $465,500, and those buyers feel every rate move the most. The 30-year rate has eased 0.375 percentage points over the past 30 days, which helps a little. Five closings under $400,000 took a median 80 days, so rates are not the only thing slowing the entry-level end.
Payment math
Buying at the $424,000 median home price with 20% down costs $2,344 a month in principal and interest at 7.375%, which is $87 less than the $2,432 payment 30 days ago at 7.75%, but still $217 above April's low of $2,127 when rates averaged 6.42%.
If you're buying
Go after homes under $400,000 that have sat for weeks. That group took a median 80 days to sell in October, which is where a price cut or seller-paid rate help is most likely. Homes in Wilcox Farms closed in a median 6 days at $489,900, so expect little discount on well-priced homes there. Of the 16 closings, 6 took a price cut first.
If you're selling
Set your price from what has closed, not from what neighbors are asking. The median list price was $407,500 against a $424,250 median sale price, and 8 of 16 homes sold right at list. Homes in Melanie Acres closed at a median $424,250 after 15 days, so a fair price still moves. With 111 competing listings, overpriced homes will wait.
Outlook
Expect a slower November and December, as closings and new listings usually thin before winter. With 111 homes for sale, buyers will have more choice than a year ago, when there were 58. A lower rate would help, though the 30-year is still about 1 percentage point above April's average.
Watch for
If closings stay near 16 a month while new listings hold above 30, supply would pass 8 months by January and sale-to-list would likely slip toward 98%.
"Clearfield's quiet October, with fewer buyers and more homes to look at"
Common questions about Clearfield this month
What is the median home price in Clearfield? ▾
The median home price in Clearfield was $424,250 in October 2026, down 1.9% from September's $432,400. The average sale price was $425,100. The two are close because no homes sold above $700,000 and the sales were spread evenly. The median list price was $407,500.
Is the Clearfield housing market slowing down? ▾
Yes, in volume. Clearfield closed 16 sales in October versus 28 in September, while active listings rose to 111. Prices have held, though, and homes still sold for 99.3% of list. It is more buyer-friendly than a year ago but not a collapse.
How much is my Clearfield home worth? ▾
Clearfield homes sold for a median $424,250 in October, at 99.3% of list and a median 15 days on market. Your own home's value depends on recent similar sales nearby, including size, condition and subdivision. Homes under $400,000 sold at a median $335,000, while those in the $400,000 to $700,000 range sold at $465,500.
How have mortgage rates changed the monthly payment in Clearfield? ▾
At the $424,000 median home price with 20% down, principal and interest is $2,344 a month at 7.375%. That is $87 less than 30 days ago. It is still $217 above April's payment of $2,127.
Number of Listings
Active inventory · new listings · sold per month
Listing Prices
Active median list · new median list · sold median sale
Absorption Rate
Months of supply — active inventory ÷ monthly sold rate
Sale-to-List Ratio
Close price ÷ list price — buyer/seller leverage
Days on Market
Median days from listing to under contract
Price Volume
Total dollar volume — active · new · sold per month
October 2026 cohort breakdown
Distribution of what closed last month — by price band, sale-vs-list outcome, and top subdivisions.
How sales priced vs asking
16 sold homes that had a list price recorded
Days on market spread
Quartile distribution
Median 15 · 25th percentile 7 · 75th percentile 56
Needed a price change
Sold listings that had a recorded price change before close
6 of 16 sold homes had at least one price change while listed. Lower = sellers are pricing right the first time.
Sales by price band
Closed-price bucket → sold count and median days to contract
Top neighborhoods this month
Named subdivisions ranked by homes sold · median price · median days to contract
- 1. Wilcox Farms 2 sold · 6d
- 2. Valhalla Estates 2 sold · 35d
- 3. Melanie Acres Sub Ph 2 sold · 15d
- 4. Tanner Heritage Estates 1 sold · 38d
- 5. Major Meadows 1 sold · 7d
- 6. Green Pastures 1 sold · 34d
- 7. Canterbury Court 1 sold · 80d
- 8. Yorkshire Place 1 sold · 54d
October 2026 by property type
How each housing type performed last month — 13 closings total across subtypes.
Summary Statistics
| Metric | Oct-26 | Oct-25 | % Chg | 2026 YTD | 2025 YTD | % Chg |
|---|---|---|---|---|---|---|
| Sold Count | 16 | 24 | -33.33% | 241 | 238 | +1.26% |
| Median Sale Price | $424,250 | $421,000 | +0.77% | $417,107 | $413,714 | +0.82% |
| Median DOM | 15 | 30 | -50.00% | 25 | 26 | -3.85% |
| Sale-to-List Ratio | 99.32% | 99.70% | -0.38% | 99.26% | 99.68% | -0.42% |
Sources: UtahRealEstate.com and the Washington County Board of Realtors, aggregated by Best Utah Real Estate. Sale-to-list ratio compares closing price to the final list price (post-reduction). Absorption rate = active inventory ÷ monthly sold rate.