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Homes Under $300,000 in Richfield, Utah
Richfield still delivers something that's gotten hard to find on the Wasatch Front: a real starter home under $300,000. As the Sevier County seat and the commercial hub for central Utah, Richfield has a housing stock that includes older brick ranches near Main Street, mid-century three-bedroom homes on quarter-acre lots, and newer manufactured and modular homes on the edges of town toward Elsinore and Monroe. Prices in this range typically land you a 900-1,600 square foot home built between the 1950s and 1990s, sometimes with a detached garage or shop space that appeals to buyers who work with trucks, tools, or livestock. Employers like Sevier Valley Hospital, the Sevier School District, and the seasonal I-70 travel corridor traffic keep local demand steady without pushing prices anywhere near Salt Lake or Washington County levels.
Buyers looking at this price point tend to fall into a few groups: first-time buyers who work locally or commute to Salina or Monroe, retirees drawn to the mild high-desert climate and lower cost of living, and investors eyeing rentals near Sevier Valley Hospital or Snow College's satellite campus. Winters bring real snow and cold snaps (highs in the 30s, lows below freezing), but nothing like the lake-effect totals up north, and summers stay warm and dry with easy access to Fish Lake and the Pahvant Range for recreation. Because inventory under $300K moves fast when it's in good condition, it pays to move quickly once something new comes up. Browse the active listings below to see what's currently on the market.
August 2026 · Richfield market
Live from the Utah MLS — what's actually happening in Richfield right now.
Median sale
$235,000
3 closed in August 2026
Median DOM
31 days
listing → contract
Sale-to-list
91.0%
of final list price
Unsold inventory
42
active + pending
27 matching · page 1 of 2
Active listings
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Common questions
About homes under $300k in Richfield.
What kind of home can I actually get under $300K in Richfield? ▾
Most listings in this range are 3-bedroom ramblers and older brick homes on standard city lots, plus some manufactured homes on permanent foundations in the outlying county areas. Square footage typically lands between 1,200 and 1,800 finished, often with a partial basement. Newer construction is rare at this price — expect 1970s-1990s builds with original or partially updated kitchens.
Is Richfield cheaper than other Utah towns this size? ▾
Yes. Sevier County sits well below the Wasatch Front and Washington County on price per square foot, which is why sub-$300K inventory still exists here when it has largely vanished in places like Cedar City or Heber. The trade-off is a smaller job market — most local employment ties to Sevier Valley Medical Center, the school district, Intermountain Power-related work, and agriculture.
What property taxes and HOA fees should I budget for? ▾
Utah's primary residence property tax assessment knocks the rate down to roughly 0.5-0.6% of market value in Sevier County, so a $275K home runs about $1,400-$1,700 a year. Most Richfield neighborhoods don't have HOAs, which keeps monthly carrying costs lower than comparable Wasatch Front purchases.
Are USDA loans available in Richfield? ▾
Much of the area around Richfield qualifies as USDA Rural Development eligible, which means zero-down financing for buyers under the income caps. That's a meaningful tool at this price point — a $290K purchase with no down payment and competitive rates is realistic for qualifying households. Check the current USDA eligibility map for your specific address.
How fast do homes under $300K sell here? ▾
The sub-$300K segment moves faster than the upper end of Richfield's market because it's where most local buyers and out-of-county retirees shop. Well-priced, move-in-ready homes often go under contract in two to four weeks. Fixers and homes with deferred maintenance sit longer and leave room to negotiate.
What's nearby for work and daily life? ▾
Richfield is the commercial hub for central Utah — Walmart, Smith's, Sevier Valley Medical Center, Snow College's Richfield campus, and most county services are all here. Salt Lake City is about 2.5 hours north on I-70/I-15, and Capitol Reef, Fishlake, and Big Rock Candy Mountain are all within an hour for weekend recreation.