Homes Under $300,000 in Annabella, Utah
Annabella sits in Sevier County along the U.S. 89 corridor, about ten minutes north of Richfield and roughly three hours south of Salt Lake City. It's a small farming town of around 800 residents tucked between the Pahvant Range and the Sevier River, where pasture land, older brick ramblers, and modest manufactured homes on larger lots make up most of the housing stock. That rural mix is exactly why the under-$300K price band still produces real options here, while the same budget has largely vanished from places like Washington County or the Wasatch Front. Buyers in this range are typically looking at older 3-bedroom homes on quarter-acre to full-acre parcels, manufactured homes with land, or small fixer-uppers with outbuildings and irrigation shares.
The trade-offs are honest ones: you're 20 minutes from a Walmart or hospital in Richfield, an hour from Capitol Reef, and winters drop into the teens with real snow at 5,300 feet of elevation. In return, you get quiet streets, dark skies, USDA-eligible financing in most of the area, and a community where neighbors still wave from the tractor. Sevier School District serves the town, with kids bused to Ashman Elementary and Richfield's middle and high schools. Inventory in this price band moves in spurts — sometimes three or four homes are active, sometimes one — so checking the live MLS feed beats relying on last month's data. Browse the current listings below to see what's actually on the market in Annabella today.
May 2026 · Annabella market
Live from the Utah MLS — what's actually happening in Annabella right now.
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Common questions
About homes under $300k in Annabella.
How many homes under $300K are typically for sale in Annabella? ▾
Annabella is a small Sevier County town with roughly 800 residents, so active inventory is thin — often just a handful of listings at any given time, and homes under $300K may include older site-built houses, manufactured homes on land, or smaller starter properties. Checking the live MLS feed below is the only reliable way to see current count.
What kind of home does $300K actually buy in Annabella? ▾
At this price point you're generally looking at older 3-bedroom homes on larger lots (quarter acre to over an acre is common), manufactured homes with land, or fixer-uppers with outbuildings. Newer construction in this range is rare since most new builds in Sevier County price higher, especially in nearby Richfield.
Is Annabella cheaper than Richfield for similar homes? ▾
Yes, usually. Annabella sits about 6 miles south of Richfield off US-89, and the smaller town size, lack of commercial services, and rural setting tend to push prices 5-15% below comparable Richfield homes. Buyers willing to drive into Richfield for groceries and work often get more land and square footage for their money.
Can I get USDA financing on homes under $300K here? ▾
Annabella qualifies as a USDA Rural Development eligible area, so 0% down USDA loans are an option for buyers who meet income limits. That's a meaningful tool at this price point — it lets buyers keep cash for well, septic, or irrigation share inspections that rural Sevier County homes often need.
Do homes in this price range come with water shares or irrigation rights? ▾
Many do. Annabella properties frequently include shares in the Annabella Irrigation Company or rights from local ditches, which matter for pasture, gardens, or livestock. Always confirm shares are listed in writing on the REPC — they don't automatically transfer and they carry real value in this valley.
What's the commute like from Annabella to jobs in Richfield or Salina? ▾
Richfield is about 10 minutes north on US-89, and Salina is roughly 25 minutes via I-70. Sevier Valley Hospital, Sevier School District, and the Sevier County government offices are the main employers within easy reach, which makes Annabella practical for buyers who work locally but want a quieter setting.