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No HOA Homes for Sale in Annabella, Utah
Annabella sits in the Sevier Valley about six miles south of Richfield, tucked between the Pahvant Range and the Sevier River. It's a small agricultural town of fewer than a thousand residents, and the housing here reflects that — older farmhouses on big lots, rural ranchettes with irrigation rights, and a scattering of newer custom builds. Homeowners associations are uncommon in this part of central Utah, which is exactly why buyers wanting space, animals, outbuildings, and freedom from CC&Rs gravitate to towns like Annabella instead of HOA-heavy subdivisions along the Wasatch Front. No HOA means no monthly dues, no architectural review committees, and no rules about RVs in the driveway, chicken coops out back, or the color you paint your shop.
The trade-off buyers should understand is that "no HOA" in Annabella still comes with Sevier County zoning, town ordinances, and septic/well regulations on most rural parcels. Most homes here use well water and septic systems rather than full municipal service, and irrigation shares are often deeded with the property — worth confirming during due diligence. Winters are cold with real snow, summers run hot and dry, and you're about 2.5 hours south of Salt Lake City and 3 hours north of St. George. Inventory in a town this size turns over slowly, so the list below is short by nature. Browse the active no-HOA listings to see what's currently available in Annabella.
May 2026 · Annabella market
Live from the Utah MLS — what's actually happening in Annabella right now.
Median sale
$342,000
1 closed in May 2026
Median DOM
24 days
listing → contract
Sale-to-list
95.5%
of final list price
Unsold inventory
2
active + pending
6 matching · page 1 of 1
Active listings
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Common questions
About no hoa homes in Annabella.
Do most homes in Annabella have an HOA? ▾
No. Annabella is a small rural town without the master-planned developments that drive HOA formation. The large majority of homes here are on unrestricted lots, so finding a no-HOA property is the rule rather than the exception.
Can I keep livestock or build a shop on a no-HOA Annabella property? ▾
In most cases yes, but it depends on the lot's zoning under Sevier County and any deed restrictions specific to the parcel. Many Annabella properties are zoned to allow horses, chickens, and detached shops or barns. Always confirm zoning and any recorded covenants before writing an offer.
Are there any subdivisions in Annabella that do have an HOA? ▾
A handful of newer parcels and small developments in the broader Richfield-Annabella area carry light covenants, but true HOAs with monthly dues are rare in this part of Sevier County. If avoiding dues entirely matters to you, your agent can flag any recorded CC&Rs during the title review.
What do no-HOA homes in Annabella typically cost? ▾
Most active listings fall between roughly $300,000 and $550,000, with smaller older homes on standard lots at the lower end and properties with acreage, updated builds, or outbuildings pushing higher. Larger acreage parcels with a home can exceed that range.
Without an HOA, who handles road maintenance and shared services? ▾
Public streets in town are maintained by Annabella or Sevier County. A few properties on private lanes share maintenance informally among neighbors rather than through an HOA — if a listing sits on a private road, ask for the maintenance arrangement in writing before closing.
Is water a concern on no-HOA properties here? ▾
Annabella properties typically run on culinary water through the town system plus separate irrigation or share water for lawns, pasture, and gardens. Irrigation shares transfer with the property in most cases, but the number of shares varies by parcel and is worth verifying during due diligence.