Multi-Family Homes for Sale in Ogden, Utah

Duplexes and triplexes dominate the inventory, especially in central and east Ogden where older single-family homes were split into multiple units decades ago. Purpose-built fourplexes and small 5-10 unit buildings show up more often on the west side and in Riverdale. True apartment complexes (10+ units) are listed less frequently and usually trade as commercial.

Yes, as long as you occupy one of the units as your primary residence for at least 12 months. FHA allows up to 4 units with 3.5% down, and VA allows 100% financing for eligible buyers. House-hacking is one of the most common ways buyers enter the Ogden multi-family market.

Two-bedroom units in central Ogden generally rent in the $1,100-$1,500 range, with east bench and newer construction pushing higher. One-bedroom units typically run $850-$1,150. Rents near Weber State and McKay-Dee Hospital tend to sit at the top of those ranges because of student and medical staff demand.

Yes — verify the legal unit count with Ogden City before writing an offer. Some properties operate as triplexes but are only zoned as duplexes, which affects financing, insurance, and resale. The city's planning department can confirm legal nonconforming status, and your agent should pull the zoning record during due diligence.

Sewer laterals (clay pipe is common and roots are a recurring problem), electrical panels and any remaining knob-and-tube wiring, the condition of the main roof, and whether each unit has separate gas and electric meters. Separately metered utilities meaningfully affect your operating expenses and rent strategy.

Ogden duplexes and triplexes typically price 15-25% below comparable Salt Lake County properties, which is why cap rates here tend to run higher. The trade-off is that much of the stock is older and may need capital improvements, so factor deferred maintenance into your underwriting.