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Homes Under $300,000 in Richmond, Utah
Richmond sits at the north end of Cache Valley, about 15 minutes from Logan and roughly an hour and a half from the Salt Lake City airport. It's a farm town at heart — hay fields, black angus pasture, and the Black & White Days celebration every May — but it's also become an option for buyers priced out of Logan proper. Homes under $300K here tend to be older stock: brick ramblers and 1970s-1990s single-family homes near Main Street or on the west side toward the fairgrounds, sometimes needing updated flooring, roofs, or kitchens. Occasionally a smaller manufactured or modular home on its own lot lands in this range too. Lot sizes run bigger than you'd see in Logan or Smithfield, which matters if you want space for animals or a garden.
Buyers in this price bracket are usually commuters to Logan (Utah State University, Cache Valley Hospital, Icon Health & Fitness) or Preston, Idaho, or they're locals wanting to stay near family without paying Logan prices. Winters are cold and snowy — expect several weeks below freezing and lake-effect-style snow off the valley — so furnace age and insulation are worth checking closely at this price point. Inventory under $300K moves fast when it appears since it's the most affordable tier in the valley. Browse the active listings below to see what's currently on the market.
June 2026 · Richmond market
Live from the Utah MLS — what's actually happening in Richmond right now.
Median sale
$427,000
3 closed in June 2026
Median DOM
396 days
listing → contract
Sale-to-list
97.9%
of final list price
Unsold inventory
9
active + pending
9 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Richmond.
What kind of home can I actually get under $300K in Richmond? ▾
At this price point in Richmond, the active inventory typically leans toward older single-family homes on standard town lots, smaller ramblers built in the 70s-90s, manufactured homes on owned land, and occasionally a townhome or condo if any are listed. Building lots and fixer-uppers also show up in this range. Newer construction in Cache Valley has mostly pushed past $350K, so under $300K usually means trading age or square footage for the price.
Is Richmond a cheaper alternative to Logan and Smithfield? ▾
Yes. Richmond sits about 15 miles north of Logan on US-91, and its median sale prices generally run lower than Logan, Smithfield, or Hyde Park. Buyers commuting to USU, ICON Health & Fitness, or Logan Regional Hospital often look here specifically because the same money buys more lot and a quieter setting.
How often do homes under $300K come up in Richmond? ▾
Inventory in this price band is thin and moves quickly. Richmond is a small town of roughly 2,700 people, so on any given week you might see only a handful of active listings under $300K — sometimes none. Setting up an instant MLS alert is the realistic way to catch them before they go under contract.
What should I watch out for on older Richmond homes at this price? ▾
Many sub-$300K homes here were built before 1980, so budget for inspections around the roof, furnace, electrical panel, and any galvanized or polybutylene plumbing. Some properties are on private septic and well rather than city utilities — confirm which before writing an offer, since well and septic inspections are separate line items.
Are there USDA loan options for Richmond homes? ▾
Richmond falls inside USDA Rural Development eligible boundaries, which means qualified buyers can use a USDA loan with zero down on most homes in town. That pairs well with the under-$300K price range and is a meaningful advantage over Logan, where parts of the city are no longer USDA-eligible.
What's the property tax and HOA situation? ▾
Cache County property tax rates are among the lower ones in Utah, and primary residences receive the 45% residential exemption. Most Richmond homes under $300K are detached on individual lots with no HOA, though a small number of townhome or PUD properties may carry modest dues. Always verify on the specific listing.