bds
|
ba
|
sqft
ac lot
|
car garage
|
|
Homes Under $300,000 in Richmond, Utah
Richmond sits at the north end of Cache Valley, about 15 minutes from Logan and roughly 90 minutes from Salt Lake City, which keeps it a working town rather than a bedroom-community price trap. That distance from the metro is exactly why homes under $300K still exist here while they've nearly vanished in Logan proper. You'll see older brick ramblers near Main Street built in the 1940s-60s, modest starter homes on the newer streets toward the west side, and the occasional fixer-upper on a larger lot left over from the town's farming history. Cache County's dairy and ag economy, plus jobs tied to Utah State University in Logan, keep the buyer pool practical: first-time buyers, USU staff, and retirees who want small-town living without a big mortgage.
Winters here are real — Richmond sits at higher elevation than St. George or even Salt Lake, with lake-effect snow off nearby Bear Lake's weather systems and cold snaps that routinely dip below zero. Homes at this price point often need updated furnaces, newer roofs, or basement finishing, so a solid inspection matters more than in a newer subdivision. What you get in return is a quiet street, a real yard, and a five-minute drive to the Richmond exit off Highway 91. Browse the active listings below to see what's currently on the market.
August 2026 · Richmond market
Live from the Utah MLS — what's actually happening in Richmond right now.
Median sale
$490,000
3 closed in August 2026
Median DOM
—
listing → contract
Sale-to-list
95.0%
of final list price
Unsold inventory
16
active + pending
8 matching · page 1 of 1
Active listings
Prefer the map?
See all 8 homes under $300k on a map
Pan around Richmond and refine by drawing your own boundary.
Common questions
About homes under $300k in Richmond.
What kind of home can I actually get under $300K in Richmond? ▾
At this price point in Richmond, the active inventory typically leans toward older single-family homes on standard town lots, smaller ramblers built in the 70s-90s, manufactured homes on owned land, and occasionally a townhome or condo if any are listed. Building lots and fixer-uppers also show up in this range. Newer construction in Cache Valley has mostly pushed past $350K, so under $300K usually means trading age or square footage for the price.
Is Richmond a cheaper alternative to Logan and Smithfield? ▾
Yes. Richmond sits about 15 miles north of Logan on US-91, and its median sale prices generally run lower than Logan, Smithfield, or Hyde Park. Buyers commuting to USU, ICON Health & Fitness, or Logan Regional Hospital often look here specifically because the same money buys more lot and a quieter setting.
How often do homes under $300K come up in Richmond? ▾
Inventory in this price band is thin and moves quickly. Richmond is a small town of roughly 2,700 people, so on any given week you might see only a handful of active listings under $300K — sometimes none. Setting up an instant MLS alert is the realistic way to catch them before they go under contract.
What should I watch out for on older Richmond homes at this price? ▾
Many sub-$300K homes here were built before 1980, so budget for inspections around the roof, furnace, electrical panel, and any galvanized or polybutylene plumbing. Some properties are on private septic and well rather than city utilities — confirm which before writing an offer, since well and septic inspections are separate line items.
Are there USDA loan options for Richmond homes? ▾
Richmond falls inside USDA Rural Development eligible boundaries, which means qualified buyers can use a USDA loan with zero down on most homes in town. That pairs well with the under-$300K price range and is a meaningful advantage over Logan, where parts of the city are no longer USDA-eligible.
What's the property tax and HOA situation? ▾
Cache County property tax rates are among the lower ones in Utah, and primary residences receive the 45% residential exemption. Most Richmond homes under $300K are detached on individual lots with no HOA, though a small number of townhome or PUD properties may carry modest dues. Always verify on the specific listing.