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Homes Under $300,000 in Richmond, Utah
Richmond sits in Cache Valley about 15 minutes north of Logan and a few miles from the Idaho line, and it's one of the few places on the northern Wasatch Front region where a sub-$300K purchase is still a real conversation. The town is small, around 3,000 residents, with a farming and food-processing backbone. Lewiston and Cache Valley employers like Lower Foods, Pepperidge Farm, and the Utah State University campus in Logan keep a steady base of local buyers. Most of what comes in under $300K here is older single-level homes, smaller rambler-style houses, townhomes, and the occasional manufactured home on its own lot, rather than new construction, which has largely priced above that mark.
Winters in Richmond are cold and snowy, with January highs near freezing and lows often in the single digits, so heating costs, insulation, and roof condition deserve close attention on older homes. Summers are dry and mild, and lots tend to be larger than in Logan, with room for gardens, sheds, and sometimes a few animals under Richmond's city rules. Richmond is served by the Cache County School District, and the town is known for its Black and White Days celebration and the Pioneer Museum. At this price point, inventory is thin and homes tend to move quickly, so it helps to be pre-approved before you tour. Browse the active listings below to see what's currently on the market.
August 2026 · Richmond market
Live from the Utah MLS — what's actually happening in Richmond right now.
Median sale
—
3 closed in August 2026
Median DOM
46 days
listing → contract
Sale-to-list
—
of final list price
Unsold inventory
12
active + pending
10 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Richmond.
What kind of home can I actually get under $300K in Richmond? ▾
At this price point in Richmond, the active inventory typically leans toward older single-family homes on standard town lots, smaller ramblers built in the 70s-90s, manufactured homes on owned land, and occasionally a townhome or condo if any are listed. Building lots and fixer-uppers also show up in this range. Newer construction in Cache Valley has mostly pushed past $350K, so under $300K usually means trading age or square footage for the price.
Is Richmond a cheaper alternative to Logan and Smithfield? ▾
Yes. Richmond sits about 15 miles north of Logan on US-91, and its median sale prices generally run lower than Logan, Smithfield, or Hyde Park. Buyers commuting to USU, ICON Health & Fitness, or Logan Regional Hospital often look here specifically because the same money buys more lot and a quieter setting.
How often do homes under $300K come up in Richmond? ▾
Inventory in this price band is thin and moves quickly. Richmond is a small town of roughly 2,700 people, so on any given week you might see only a handful of active listings under $300K — sometimes none. Setting up an instant MLS alert is the realistic way to catch them before they go under contract.
What should I watch out for on older Richmond homes at this price? ▾
Many sub-$300K homes here were built before 1980, so budget for inspections around the roof, furnace, electrical panel, and any galvanized or polybutylene plumbing. Some properties are on private septic and well rather than city utilities — confirm which before writing an offer, since well and septic inspections are separate line items.
Are there USDA loan options for Richmond homes? ▾
Richmond falls inside USDA Rural Development eligible boundaries, which means qualified buyers can use a USDA loan with zero down on most homes in town. That pairs well with the under-$300K price range and is a meaningful advantage over Logan, where parts of the city are no longer USDA-eligible.
What's the property tax and HOA situation? ▾
Cache County property tax rates are among the lower ones in Utah, and primary residences receive the 45% residential exemption. Most Richmond homes under $300K are detached on individual lots with no HOA, though a small number of townhome or PUD properties may carry modest dues. Always verify on the specific listing.