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Homes Under $300,000 in Smithfield, Utah
Smithfield sits in northern Cache Valley about 12 miles north of Logan, and homes under $300K here are a tight slice of the market. Median sale prices in town have run well above that line in recent years, often in the $450K to $550K range, so a sub-$300K purchase usually means a townhome, a condo, an older rambler on a smaller lot, or a manufactured home on owned land. Newer subdivisions on the east and north sides of town lean toward larger two-story builds that start higher. Expect a thin supply, and expect good listings to move quickly.
What keeps buyers looking here is the setting and the price gap to Logan's core. Smithfield is in the Cache County School District, with Sunrise Elementary, North Cache Middle, and Sky View High nearby, and Utah State University and Logan's hospital and manufacturing employers are a short commute away. Winters are real: Cache Valley gets heavy snow and cold inversions, so check the roof, furnace age, and insulation on older homes. Summers are dry and mild, and Green Canyon and the Bear River range are close for hiking and skiing. Lot size, irrigation shares, and HOA fees can change the true monthly cost of an entry-level home. Browse the active listings below to see what's currently on the market under $300K.
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Utah MLS data · updated Nov 9, 2026
Smithfield homes under $300K by the numbers
Today's listings plus closed sales recorded in the MLS, each home counted once. Medians, not averages, so one outlier can't skew them.
- For sale now
- 1
- listed at $299,000
- Median sale, last 12 mo
- $288,000
- 5 sold
- Price per sq ft
- $153
- median of closed sales · typical 1,929 sq ft
- HOA dues
- $250/mo
- median · 100% of listings have dues
Over the last 12 months, 5 homes under $300K sold in Smithfield, taking a median of 81 days to go under contract and closing at 97.7% of the final list price.
Homes under $300K by neighborhood
Closed sales over the last 24 months, plus what's listed today. Click a name for that neighborhood's page.
-
- Sold (24 mo)
- 2
- Median sale
- —
- Typical size
- 1,931 sq ft
- Built
- 2005
- HOA / mo
- $250
- For sale now
- 1 · $299,000
Median sale is shown only where at least 5 homes sold. HOA dues are the median monthly fee (yearly dues divided by 12) and can change, so confirm the amount and what it covers with the association. "Built" is the median year built.
Common questions
About homes under $300k in Smithfield.
What kind of home can I actually get in Smithfield under $300K? ▾
At this price point in Smithfield, expect older single-family homes built in the 1960s-1980s, smaller two- or three-bedroom ramblers, townhomes and condos in newer developments off Main Street, or the occasional fixer on a larger lot near the historic core. Manufactured homes on owned land also show up in this range. Newer construction with full upgrades has largely moved past $300K in Cache Valley over the last few years.
How competitive is the under-$300K market in Smithfield? ▾
It's the most competitive segment in town. First-time buyers, USU faculty and staff commuting south to Logan, and investors looking for rentals near campus all chase the same listings. Well-priced homes in clean condition often go under contract within a week or two, sometimes with multiple offers.
Are there many condos or townhomes under $300K in Smithfield? ▾
Yes — townhome and condo developments along 200 East and the north side of town regularly list in the $230K-$290K range, depending on size and HOA. These are a realistic path to ownership for buyers who don't need a yard or want lower maintenance, and they tend to move quickly.
What should I budget for property taxes and utilities? ▾
Cache County property taxes are among the lower rates along the Wasatch and Cache Front, typically running roughly 0.55%-0.70% of assessed value on a primary residence. Winter heating bills are the bigger line item — Smithfield sits at about 4,600 feet and gets real winters, so factor in natural gas costs from November through March.
Is it worth waiting for prices to drop further, or buying now? ▾
Smithfield's inventory under $300K has been thin since 2021, and Cache Valley's job base (USU, ICON Health, Schreiber Foods, Conservice) keeps steady demand on entry-level housing. Trying to time the bottom rarely beats locking in a home you can afford today, especially since rate buydowns and assumable loans are sometimes available on listings in this bracket.
What neighborhoods in Smithfield tend to have the most affordable listings? ▾
The older grid east and west of Main Street (roughly 100 East through 400 West) has the most homes that come in under $300K, along with pockets near Summit Elementary and the area around Mack Park. Newer subdivisions on the north end and toward Amalga generally price higher.