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Homes Under $500,000 in Richmond, Utah
Richmond sits at the north end of Cache Valley, about ten minutes from Logan and a straight shot down Highway 91 for anyone commuting to the Logan business park or Utah State. It's a farm town at heart — black powder shooting range on the edge of town, the Black and White Days rodeo every May, and a Main Street that still feels like 1970s small-town Utah more than a bedroom community. That character, combined with being a bit further from Logan than Hyde Park or Smithfield, keeps prices lower here than almost anywhere else in the valley, which is exactly why a $500K budget still buys real square footage and a lot in Richmond when it's getting tight in neighboring cities.
Under $500K in Richmond typically means a newer three- or four-bedroom home on a quarter-acre or larger, built in the last fifteen years in one of the subdivisions that have filled in north and east of downtown, or an older brick rambler on Main Street or 100 East with mature landscaping and more land than new construction offers. Winters here run cold and snowy — this is the valley floor below the Bear River Range, so plan on real snow removal — but the tradeoff is quiet streets, good well and city water, and a lot of buyers who want small-town Cache Valley without the Logan price tag. Browse the active listings below to see what's currently on the market.
August 2026 · Richmond market
Live from the Utah MLS — what's actually happening in Richmond right now.
Median sale
$490,000
3 closed in August 2026
Median DOM
—
listing → contract
Sale-to-list
95.0%
of final list price
Unsold inventory
16
active + pending
16 matching · page 1 of 1
Active listings
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Common questions
About homes under $500k in Richmond.
What kind of home does $500K actually buy in Richmond? ▾
In Richmond, the under-$500K range typically covers three- and four-bedroom single-family homes on standard town lots, plus a handful of older farmhouses and newer builds in subdivisions on the south and west edges of town. Lot sizes here tend to run larger than what the same money gets you in Logan or North Logan. You'll see a mix of 1980s–2000s ramblers, some recently built two-stories, and the occasional fixer with outbuildings or pasture access.
How does Richmond pricing compare to nearby Logan and Smithfield? ▾
Richmond generally runs a touch below Smithfield and meaningfully below North Logan for comparable square footage, mostly because it sits about 15 minutes farther north of USU and the main Cache Valley job centers. That commute trade-off is exactly why under-$500K inventory tends to be more usable here — you get more house, more yard, or both for the same budget.
Are there newer-construction homes in Richmond under $500K? ▾
Yes, though the window has narrowed as Cache Valley land and material costs have climbed. New builds under $500K in Richmond are usually smaller-footprint two-stories or three-bedroom ramblers on smaller lots in the newer subdivisions off Main Street and State Road 142. Spec homes come and go quickly, so the active list below is the most accurate snapshot.
What are property taxes and utilities like at this price point? ▾
Cache County property tax rates are among the lower ones in Utah, and Richmond homes assessed in the $400K–$500K range generally see annual tax bills in the $1,800–$2,400 ballpark depending on primary-residence status. Most homes run on Richmond City power and culinary water, with natural gas from Dominion — utility costs are reasonable, though winter heating bills climb during the valley's cold inversion stretches.
Is Richmond a reasonable commute to Logan or the USU campus? ▾
It's about 18–22 minutes from Richmond down US-91 to North Logan and roughly 25–30 minutes to USU, depending on weather and time of day. Plenty of buyers under $500K here are USU staff, Schreiber Foods or ICON employees, and remote workers who want acreage-adjacent living without paying Providence or Hyde Park prices.
How much inventory is usually available under $500K in Richmond? ▾
Richmond is a small town — roughly 2,800 residents — so active listings under $500K typically number in the single digits at any given time. New listings move fast when priced right, especially in spring. The list below pulls live MLS data, so it reflects exactly what's available today.