Homes Under $500,000 in Garden City, Utah

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Finding an affordable home in Garden City offers a unique opportunity to own property in one of Utah's most scenic lakeside communities. With homes under $500K, you can enjoy the tranquil beauty of Bear Lake without breaking the bank. This charming town attracts families, retirees, and vacation home buyers who appreciate the area's famous turquoise waters, sandy beaches, and year-round recreational activities including boating, fishing, skiing, and snowmobiling.

Properties in this price range in Garden City typically include cozy single-family homes, townhomes, and condos that serve as perfect primary residences or weekend retreats. Many homes offer convenient access to Bear Lake State Park, local marinas, and the town's beloved restaurants and shops. The community maintains a welcoming, small-town atmosphere while providing essential amenities and services that make full-time living comfortable and enjoyable.

Browse our current listings below to discover available homes that match your budget and lifestyle needs. Whether you're searching for a year-round residence or a vacation getaway in Bear Lake country, Garden City's affordable housing market presents excellent value. Our experienced local agents understand the unique characteristics of this market and can help you find the perfect property that meets your goals. Contact us today to learn more about these opportunities or to schedule a showing.

View Homes Under $500K in Garden City, Utah


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189 Homes For Sale in HOMES UNDER 500K Utah

331 W MOONLIGHT DR, Garden City UT 84028

331 W MOONLIGHT DR
Garden City UT 84028





  • 0.50 Acres

$220,000

360 N ELKS RIDGE RD, Garden City UT 84028

360 N ELKS RIDGE RD
Garden City UT 84028

Enjoy breathtaking views of Bear Lake's turquoise-blue water from your own .89 acre property! This location is perfect for creating lasting family memories or t...

  • 0.89 Acres

$275,000

703 S COYOTE TRACKS CIR, Garden City UT 84028

703 S COYOTE TRACKS CIR
Garden City UT 84028

A one of a kind vacation home! 1/17th ownership of this stunning new build cabin will offer 21 nights each year, with plenty of room to bring your friends and ...

  • 6610 Sq Ft

  • 4

  • 7

  • 3

$210,000

413 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

413 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Come see this fantastic new community in Garden City!! Breathtaking views of Bear Lake and surrounding mountains. If looking to build an investment property or ...

  • 0.71 Acres

$250,000

418 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

418 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Your search for a perfect build lot is over!! Lake View at Bear Lake has it all: Paved roads Access to ATV and hiking trails Utilities on site Minutes to Beave...

  • 0.76 Acres

$250,000

473 W MOONLIGHT DR, Garden City UT 84028

473 W MOONLIGHT DR
Garden City UT 84028





  • 0.77 Acres

$210,000

445 W MOONLIGHT DR, Garden City UT 84028

445 W MOONLIGHT DR
Garden City UT 84028





  • 0.77 Acres

$210,000

871 N NEWBERG DR #3, Garden City UT 84028

871 N NEWBERG DR #3
Garden City UT 84028

Bear Lake condo, three levels with a lake view from each. Upper and main level have decks the walk out basement has a patio. This unit has been used as a short...

  • 1800 Sq Ft

  • 2

  • 3

$409,000

55 W BUTTERCUP LN #33, Garden City UT 84028

55 W BUTTERCUP LN #33
Garden City UT 84028

This high end Legacy Condo is right in the heart of Garden City. This condo is ready for you to enjoy and/or nightly rent out! With 4 bedrooms, 2 bath this stun...

  • 1512 Sq Ft

  • 4

  • 2

$499,000

921 S LAKEVIEW DR, Garden City UT 84028

921 S LAKEVIEW DR
Garden City UT 84028

Almost an acre with stunning views of Bear Lake! Perfect for a vacation or year round home. Lot has been surveyed!! Access to Cache National Forest with miles o...

  • 0.91 Acres

$137,500

465 N LAKEVIEW RIDGE RD, Garden City UT 84028

465 N LAKEVIEW RIDGE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.68 Acres

$275,000

939 N HARBOR VILLAGE DR #104, Garden City UT 84028

939 N HARBOR VILLAGE DR #104
Garden City UT 84028

Newly Built Units with Spectacular Views of Bear Lake Marina! 3 Bedrooms / 2 Bathrooms, Full Kitchen and Laundry Area, 2-Car Garage with Additional Parking Spac...

  • 917 Sq Ft

  • 3

  • 2

  • 2

$359,000

1107 W CEDAR RIDGE DR, Garden City UT 84028

1107 W CEDAR RIDGE DR
Garden City UT 84028

Bear Lake is the place to be. Build your dream cabin on this lot and you'll be close to the lake, Beaver Mountain ski resort, Garden City and all the fun Bear...

  • 1.23 Acres

$120,000

2953 S SWEETWATER PKWY, Garden City UT 84028

2953 S SWEETWATER PKWY
Garden City UT 84028





  • 1.07 Acres

$120,000

641 N LOCHWOOD DR, Garden City UT 84028

641 N LOCHWOOD DR
Garden City UT 84028





  • 0.12 Acres

$109,900

373 N ELKSRIDGE RD, Garden City UT 84028

373 N ELKSRIDGE RD
Garden City UT 84028

New community in Bear lake! Fantastic views of Bear Lake and surrounding mountains, short term rentals are permitted in this subdivision. Utilities stubbed to t...

  • 0.74 Acres

$250,000

205 E FROGHAIR CIR, Garden City UT 84028

205 E FROGHAIR CIR
Garden City UT 84028

BEAUTIFUL BUILDING LOT NEAR BEAR LAKE! Numerous possibilities and year-round outdoor activities. WALKING DISTANCE to the GOLF COURSE. Optional owner access to...

  • 0.31 Acres

$89,000

374 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

374 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 1.05 Acres

$325,000

2992 S CHOKECHERRY CIR, Garden City UT 84028

2992 S CHOKECHERRY CIR
Garden City UT 84028

Great buy on a quality Sweetwater lot! This gorgeous, mostly-flat lot sits on a quiet cul-de-sac. At 1.04 acres, there's plenty of room for your summer getaway ...

  • 1.04 Acres

$93,000

305 N ELKSRIDGE RD, Garden City UT 84028

305 N ELKSRIDGE RD
Garden City UT 84028

This new community in Bear Lake has it all ! Property highlights: Short term rentals are permitted Paved roads Utilities stubbed to the lot Panoramic views of...

  • 1.15 Acres

$250,000

3500 S SADDLE UP CIR, Garden City UT 84028

3500 S SADDLE UP CIR
Garden City UT 84028

Perched above Garden City on a quiet culdesac, this gently sloped 0.30acre lot in SweetwaterOmega Sub5 delivers sweeping, beautiful views of Bear Lake's turquoi...

  • 0.30 Acres

$110,000

254 W SEASONS LN, Garden City UT 84028

254 W SEASONS LN
Garden City UT 84028

Experience comfort, style, and adventure with this modern townhouse in scenic Garden City, Utah. Just steps from Bear Lake and downtown, and minutes from Beaver...

  • 1854 Sq Ft

  • 4

  • 3

  • 1

$389,500

27.5k

NEW - 69 HOUR AGO
1080 N BROAD HOLLOW RD, Garden City UT 84028

1080 N BROAD HOLLOW RD
Garden City UT 84028

**Seller Financing available** Improved building lot in Swan Creek Village. Rare lot with actual lake view from ground level, not drone like others. Located ju...

  • 0.34 Acres

$70,000

2689 S WEDGE CIR, Garden City UT 84028

2689 S WEDGE CIR
Garden City UT 84028

This .28-acre lot in the desirable Sweetwater Subdivision offers the perfect opportunity to build your dream vacation home or a strong investment property. Loca...

  • 0.28 Acres

$94,000

265 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

265 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.72 Acres

$275,000

305 W BUTTERCUP LN, Garden City UT 84028

305 W BUTTERCUP LN
Garden City UT 84028

Beautiful lot in Garden City, ready to build! NO HOA. Year round accessible, short term renting allowed subject to Garden City approval. Power, sewer and water ...

  • 0.75 Acres

$270,000

339 N LAKEVIEW RIDGE RD, Garden City UT 84028

339 N LAKEVIEW RIDGE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.66 Acres

$275,000

285 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

285 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.61 Acres

$275,000

311 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

311 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.71 Acres

$275,000

Homes Under $500K in Garden City

Looking for homes under $500k in Garden City, Utah? We currently have 189 listings matching your criteria. New properties are added daily, so check back often or create a custom search to get notified of new listings.

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