Homes Under $500,000 in Garden City, Utah

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Finding an affordable home in Garden City offers a unique opportunity to own property in one of Utah's most scenic lakeside communities. With homes under $500K, you can enjoy the tranquil beauty of Bear Lake without breaking the bank. This charming town attracts families, retirees, and vacation home buyers who appreciate the area's famous turquoise waters, sandy beaches, and year-round recreational activities including boating, fishing, skiing, and snowmobiling.

Properties in this price range in Garden City typically include cozy single-family homes, townhomes, and condos that serve as perfect primary residences or weekend retreats. Many homes offer convenient access to Bear Lake State Park, local marinas, and the town's beloved restaurants and shops. The community maintains a welcoming, small-town atmosphere while providing essential amenities and services that make full-time living comfortable and enjoyable.

Browse our current listings below to discover available homes that match your budget and lifestyle needs. Whether you're searching for a year-round residence or a vacation getaway in Bear Lake country, Garden City's affordable housing market presents excellent value. Our experienced local agents understand the unique characteristics of this market and can help you find the perfect property that meets your goals. Contact us today to learn more about these opportunities or to schedule a showing.

View Homes Under $500K in Garden City, Utah


To buy in Garden City, Utah call us directly at 435-359-4332


219 Homes For Sale in GARDEN CITY Utah

330 W MORNING STAR CIR, Garden City UT 84028

330 W MORNING STAR CIR
Garden City UT 84028

Own a 1/8 share of Raspberry Retreat and enjoy 45+ nights a year. Raspberry Retreat is a perfect escape for larger groups. Easily sleeps 34. This beautiful home...

  • 4764 Sq Ft

  • 6

  • 5

  • 4

$225,000

2300 S PICKLE VILLE PKWY, Garden City UT 84028

2300 S PICKLE VILLE PKWY
Garden City UT 84028

This property can be residential with a multi-use, Townhouses, duplex, vacation home, barn dominium or use it for commercial property or industrial. PROPERTY i...

  • 2.47 Acres

$495,000

939 W CISCO RUN, Garden City UT 84028

939 W CISCO RUN
Garden City UT 84028

This exceptional 1-acre end lot in Swan Creek Village offers the ideal setting for a custom home with a walk-out basement, thanks to its natural slope and eleva...

  • 1.00 Acres

$105,000

728 S SPRUCE DR, Garden City UT 84028

728 S SPRUCE DR
Garden City UT 84028

Breath-taking, sweeping view of Bear Lake. Stream location should prevent building. Sharper drop-off east of lot (behind) maintain view, privacy. Upscale homes ...

  • 0.34 Acres

$175,000

476 W MOONLIGHT DR, Garden City UT 84028

476 W MOONLIGHT DR
Garden City UT 84028





  • 0.76 Acres

$210,000

977  CISCO RUN, Garden City UT 84028

977 CISCO RUN
Garden City UT 84028

Looking to build your dream cabin by the lake? Look no further! This Beautiful Swan Creek Village lot is located high up on the hill near the state marina. Clos...

  • 0.53 Acres

$110,000

350 W MOONLIGHT DR, Garden City UT 84028

350 W MOONLIGHT DR
Garden City UT 84028





  • 1.03 Acres

$240,000

426 W MOONLIGHT DR, Garden City UT 84028

426 W MOONLIGHT DR
Garden City UT 84028





  • 0.78 Acres

$210,000

809 N CAMBRY DR, Garden City UT 84028

809 N CAMBRY DR
Garden City UT 84028

Amazing views on Spacious lot in the Raspberry Patch Estates. This lot is perched on the hillside and has amazing views of the lake! Don't miss this opportunity...

  • 0.36 Acres

$109,900

261 W MOONLIGHT DR, Garden City UT 84028

261 W MOONLIGHT DR
Garden City UT 84028





  • 0.46 Acres

$210,000

1259 S NORTH STAR WAY, Garden City UT 84028

1259 S NORTH STAR WAY
Garden City UT 84028





  • 0.98 Acres

$265,000

1242 S NORTH STAR WAY, Garden City UT 84028

1242 S NORTH STAR WAY
Garden City UT 84028





  • 0.90 Acres

$275,000

334 W MOONLIGHT DR, Garden City UT 84028

334 W MOONLIGHT DR
Garden City UT 84028





  • 1.17 Acres

$240,000

309 W MOONLIGHT DR, Garden City UT 84028

309 W MOONLIGHT DR
Garden City UT 84028





  • 1.26 Acres

$240,000

283 W MOONLIGHT DR, Garden City UT 84028

283 W MOONLIGHT DR
Garden City UT 84028





  • 0.46 Acres

$210,000

566 N RICHLAND ST, Garden City UT 84028

566 N RICHLAND ST
Garden City UT 84028

***Seller Financing Alert*** LOCATION, UTILITY, BEAUTY!!! This is a MUST-SEE if youre looking in Garden City! This incredible property at 566 Richland Valley Dr...

  • 2075 Sq Ft

  • 3

  • 3

  • 2

$440,000

1697 N RENDEVOUS RUN, Garden City UT 84028

1697 N RENDEVOUS RUN
Garden City UT 84028

Stunning Vacant Land Opportunity in Garden City! Discover the perfect canvas for your dream home in the sought-after Swan Creek Village HOA. This beautiful wood...

  • 1.00 Acres

$129,900

417 W MOONLIGHT DR, Garden City UT 84028

417 W MOONLIGHT DR
Garden City UT 84028





  • 0.59 Acres

$210,000

379 W MOONLIGHT DR, Garden City UT 84028

379 W MOONLIGHT DR
Garden City UT 84028





  • 0.59 Acres

$210,000

484 N ELK RIDGE RD, Garden City UT 84028

484 N ELK RIDGE RD
Garden City UT 84028

Wake up to the kind of Bear Lake views you normally only see on postcards. This stunning lot is perfectly positioned to capture sweeping panoramas of the lake, ...

  • 1.18 Acres

$325,000

367 W MOONLIGHT DR, Garden City UT 84028

367 W MOONLIGHT DR
Garden City UT 84028





  • 0.62 Acres

$210,000

347 W MOONLIGHT DR, Garden City UT 84028

347 W MOONLIGHT DR
Garden City UT 84028





  • 0.50 Acres

$220,000

331 W MOONLIGHT DR, Garden City UT 84028

331 W MOONLIGHT DR
Garden City UT 84028





  • 0.50 Acres

$220,000

360 N ELKS RIDGE RD, Garden City UT 84028

360 N ELKS RIDGE RD
Garden City UT 84028

Enjoy breathtaking views of Bear Lake's turquoise-blue water from your own .89 acre property! This location is perfect for creating lasting family memories or t...

  • 0.89 Acres

$275,000

703 S COYOTE TRACKS CIR, Garden City UT 84028

703 S COYOTE TRACKS CIR
Garden City UT 84028

A one of a kind vacation home! 1/17th ownership of this stunning new build cabin will offer 21 nights each year, with plenty of room to bring your friends and ...

  • 6610 Sq Ft

  • 4

  • 7

  • 3

$210,000

575 BLUE LAKE ST #49, Garden City UT 84028

575 BLUE LAKE ST #49
Garden City UT 84028

Unit 49. This brand new short term rental approved townhome can comfortably sleep up to 12 people! Great location within walking distance to marina and shopping...

  • 2075 Sq Ft

  • 3

  • 3

  • 2

$409,900

413 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

413 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Come see this fantastic new community in Garden City!! Breathtaking views of Bear Lake and surrounding mountains. If looking to build an investment property or ...

  • 0.71 Acres

$250,000

418 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

418 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Your search for a perfect build lot is over!! Lake View at Bear Lake has it all: Paved roads Access to ATV and hiking trails Utilities on site Minutes to Beave...

  • 0.76 Acres

$250,000

140 W 150 S #F21, Garden City UT 84028

140 W 150 S #F21
Garden City UT 84028

Experience elevated lake living at Waterdance Bear Lake in this beautifully appointed 3-bedroom, 4-bath townhome offering 1,776 sq ft of thoughtfully designed s...

  • 1776 Sq Ft

  • 3

  • 4

$499,900

473 W MOONLIGHT DR, Garden City UT 84028

473 W MOONLIGHT DR
Garden City UT 84028





  • 0.77 Acres

$210,000

445 W MOONLIGHT DR, Garden City UT 84028

445 W MOONLIGHT DR
Garden City UT 84028





  • 0.77 Acres

$210,000

871 N NEWBERG DR #3, Garden City UT 84028

871 N NEWBERG DR #3
Garden City UT 84028

Bear Lake condo, three levels with a lake view from each. Upper and main level have decks the walk out basement has a patio. This unit has been used as a short...

  • 1800 Sq Ft

  • 2

  • 3

$409,000

2640 S EAGLE DR, Garden City UT 84028

2640 S EAGLE DR
Garden City UT 84028

Build your Bear Lake retreat on this .30-acre lot in the Golf Course Subdivision in Garden City. With a gentle slope and beautiful views of Bear Lake, the surro...

  • 0.30 Acres

$90,000

55 W BUTTERCUP LN #33, Garden City UT 84028

55 W BUTTERCUP LN #33
Garden City UT 84028

This high end Legacy Condo is right in the heart of Garden City. This condo is ready for you to enjoy and/or nightly rent out! With 4 bedrooms, 2 bath this stun...

  • 1512 Sq Ft

  • 4

  • 2

$499,000

3436  SWEETWATER PKWY, Garden City UT 84028

3436 SWEETWATER PKWY
Garden City UT 84028

Build your dream cabin on this 1.35-acre lot with stunning Bear Lake and Wasatch Mountain views. Located in the Sweetwater Subdivision, this gently sloped parce...

  • 1.35 Acres

$119,000

921 S LAKEVIEW DR, Garden City UT 84028

921 S LAKEVIEW DR
Garden City UT 84028

Almost an acre with stunning views of Bear Lake! Perfect for a vacation or year round home. Lot has been surveyed!! Access to Cache National Forest with miles o...

  • 0.91 Acres

$137,500

465 N LAKEVIEW RIDGE RD, Garden City UT 84028

465 N LAKEVIEW RIDGE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.68 Acres

$275,000

939 N HARBOR VILLAGE DR #104, Garden City UT 84028

939 N HARBOR VILLAGE DR #104
Garden City UT 84028

Newly Built Units with Spectacular Views of Bear Lake Marina! 3 Bedrooms / 2 Bathrooms, Full Kitchen and Laundry Area, 2-Car Garage with Additional Parking Spac...

  • 917 Sq Ft

  • 3

  • 2

  • 2

$359,000

3075 S SPOKE WAY, Garden City UT 84028

3075 S SPOKE WAY
Garden City UT 84028

Sweetwater RV lot with full RV hookups, storage shed and firepit. 44' x 70'. Access to public beach from property. Amenities include pool, two playground areas,...

  • 0.07 Acres

$175,000

526 N RICHLAND VALLEY ST #10, Garden City UT 84028

526 N RICHLAND VALLEY ST #10
Garden City UT 84028

Be the first to use the never been lived in model home! Fully approved for short term rentals. This unit will include all furniture and appliances. Located next...

  • 1962 Sq Ft

  • 3

  • 3

  • 2

$420,000

Homes Under $500K in Garden City

Looking for homes under $500k in Garden City, Utah? We currently have 219 listings matching your criteria. New properties are added daily, so check back often or create a custom search to get notified of new listings.

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