Homes Under $500,000 in Garden City, Utah

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Finding an affordable home in Garden City offers a unique opportunity to own property in one of Utah's most scenic lakeside communities. With homes under $500K, you can enjoy the tranquil beauty of Bear Lake without breaking the bank. This charming town attracts families, retirees, and vacation home buyers who appreciate the area's famous turquoise waters, sandy beaches, and year-round recreational activities including boating, fishing, skiing, and snowmobiling.

Properties in this price range in Garden City typically include cozy single-family homes, townhomes, and condos that serve as perfect primary residences or weekend retreats. Many homes offer convenient access to Bear Lake State Park, local marinas, and the town's beloved restaurants and shops. The community maintains a welcoming, small-town atmosphere while providing essential amenities and services that make full-time living comfortable and enjoyable.

Browse our current listings below to discover available homes that match your budget and lifestyle needs. Whether you're searching for a year-round residence or a vacation getaway in Bear Lake country, Garden City's affordable housing market presents excellent value. Our experienced local agents understand the unique characteristics of this market and can help you find the perfect property that meets your goals. Contact us today to learn more about these opportunities or to schedule a showing.

View Homes Under $500K in Garden City, Utah


To buy in Garden City, Utah call us directly at 435-359-4332


219 Homes For Sale in GARDEN CITY Utah

1105 N BROAD RD, Garden City UT 84028

1105 N BROAD RD
Garden City UT 84028

Bear Lake building lot in Swan Creek Village. Located only minutes to the Utah State Marina for lake access and near Garden City for shops, restaurants, and m...

  • 0.33 Acres

$79,900

447 W SUNBURST DR, Garden City UT 84028

447 W SUNBURST DR
Garden City UT 84028

Beautiful views of the lake and the mountains. Ride your UTV, bike or snowmobile right from your door and experience all that Bear Lake offer. There is no HOA ...

  • 0.73 Acres

$199,000

265 N ELKSRIDGE RD, Garden City UT 84028

265 N ELKSRIDGE RD
Garden City UT 84028

This mountain property offers a canvas of possibilities amidst a backdrop of surrounding mountains and beautiful Bear Lake. Fantastic location with year round a...

  • 4.12 Acres

$425,000

2176 S BEAR LAKE BLVD #450, Garden City UT 84028

2176 S BEAR LAKE BLVD #450
Garden City UT 84028

Ideal Beach condo! Dont miss out on owning your own Beach Front Property. These units rent out well every summer. This updated 2 bedroom, 1 bath with a murphy b...

  • 615 Sq Ft

  • 2

  • 1

$399,000

833 S EUTAW RD #46, Garden City UT 84028

833 S EUTAW RD #46
Garden City UT 84028

Welcome to an incredible investment opportunity or the perfect spot for your dream retreat! This beautiful lot sits at the entrance of the highly sought-after S...

  • 0.86 Acres

$155,000

531 W BELLE DR, Garden City UT 84028

531 W BELLE DR
Garden City UT 84028

Premier Hillside Lot with Panoramic Bear Lake Views Build your dream home on this exceptional vacant lot located at 531 W Belle Dr. in Garden City. Perched on ...

  • 0.43 Acres

$250,000

997 W CISCO RUN, Garden City UT 84028

997 W CISCO RUN
Garden City UT 84028

Just imagine sitting on your deck taking in the fresh air just watching the blue water and the wildlife that surrounds you. This gorgeous view lot is on the top...

  • 0.54 Acres

$124,900

925 N BLACKBERRY DR, Garden City UT 84028

925 N BLACKBERRY DR
Garden City UT 84028





  • 0.32 Acres

$117,000

2520 S ASPEN LOOP, Garden City UT 84028

2520 S ASPEN LOOP
Garden City UT 84028

Rare opportunity to own a 1.91-acre view lot in Sweetwater overlooking beautiful Bear Lake in Garden City. This premier homesite offers sweeping panoramic views...

  • 1.91 Acres

$179,000

723 E VANESSA LN, Garden City UT 84028

723 E VANESSA LN
Garden City UT 84028

Single-wide trailer currently under renovation and not in livable condition-its a great opportunity for an investor or buyer looking to customize and add value....

  • 950 Sq Ft

  • 2

  • 2

$115,000

1745 W CEDAR RIDGE DR, Garden City UT 84028

1745 W CEDAR RIDGE DR
Garden City UT 84028

Don't miss out on this 1.69 Acre lot in Bridgerland. Amazing views of Bear Lake, with a slight slope, perfect to build a cabin with a walk out basement. No ba...

  • 1.69 Acres

$149,000

360 W MASHIE CIR, Garden City UT 84028

360 W MASHIE CIR
Garden City UT 84028

Building lot in beautiful Bear Lake!! This lot has a nice gently slope with views of the Bear Lake Golf Course, lake and mountains! Short-term rentals not rest...

  • 0.28 Acres

$99,000

1263 N BROAD RD, Garden City UT 84028

1263 N BROAD RD
Garden City UT 84028

Discover the perfect canvas for your dream home with this stunning lot nestled in the charming Swan Creek Village HOA. This beautiful parcel, slightly elevated ...

  • 0.33 Acres

$89,900

2822  BUNCH GRASS DR, Garden City UT 84028

2822 BUNCH GRASS DR
Garden City UT 84028

Here is your opportunity! Amazing lot is available. Awesome lake and mountain view lot, perfect for a walkout basement. Gradual sloping lot,Short-term rentals a...

  • 0.29 Acres

$110,000

2630 S EAGLE DR, Garden City UT 84028

2630 S EAGLE DR
Garden City UT 84028

Build your Bear Lake getaway on this .31-acre lot in the Golf Course Subdivision in Garden City. Enjoy beautiful views of Bear Lake, the surrounding mountains, ...

  • 0.31 Acres

$90,000

2910 S COUNTRY CLUB WAY, Garden City UT 84028

2910 S COUNTRY CLUB WAY
Garden City UT 84028

Amazing views. Build a cabin that evokes your adventurous side. Bear Lake is the best place to make memories that last a lifetime....

  • 0.28 Acres

$99,999

929 N HARBOR VILLAGE EAST DR #216B, Garden City UT 84028

929 N HARBOR VILLAGE EAST DR #216B
Garden City UT 84028

Lakeside Retreat in Harbor Village! Escape to your own slice of paradise with this charming condominium in the desirable Harbor Village at Bear Lake! Perfectly ...

  • 1220 Sq Ft

  • 2

  • 2

$365,900

10.0k

888 N NEWBURG DR #UNIT 1, Garden City UT 84028

888 N NEWBURG DR #UNIT 1
Garden City UT 84028

Beautiful VIEWS from the south end-unit at Harbor Village with views to south field, hillside and views overlooking Marina and valley. Minutes away to Marina, g...

  • 1200 Sq Ft

  • 2

  • 2

$372,000

529 W RASPBERRY PATCH RD, Garden City UT 84028

529 W RASPBERRY PATCH RD
Garden City UT 84028

Fantastic Lot in Harbor Village Sub. Short term Rentals are allowed. Pool, Tennis, Basketball, and play area are part of the HOA. Just above the marina for grea...

  • 0.28 Acres

$129,900

377 N LAKEVIEW RIDGE RD, Garden City UT 84028

377 N LAKEVIEW RIDGE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.62 Acres

$275,000

537 N BLUE LAKE ST #38, Garden City UT 84028

537 N BLUE LAKE ST #38
Garden City UT 84028

Escape the 9-to-5 grind without ditching your day job: Snag 1/8th of Blue Bear Lake Townhome and unlock 45+ nights of turquoise-tinted paradise yearly. Were tal...

  • 2075 Sq Ft

  • 3

  • 3

  • 2

$72,250

899 S LAKEVIEW DR, Garden City UT 84028

899 S LAKEVIEW DR
Garden City UT 84028

Gorgeous views of Bear Lake from this .94 acre lot! Enjoy the beauty all around from this lot in the Bridgerland Subdivision. Ride from this lot to the miles of...

  • 0.94 Acres

$137,500

1334 N BROAD HOLLOW RD, Garden City UT 84028

1334 N BROAD HOLLOW RD
Garden City UT 84028

Build your Bear Lake dream cabin in Swan Creek Village. Located just north of the Utah State marina and close to Garden City for shopping, shops, and food. Th...

  • 0.33 Acres

$64,900

2176 S BEAR BLVD #421, Garden City UT 84028

2176 S BEAR BLVD #421
Garden City UT 84028

This turnkey 1-bedroom, 1-bath condo at Ideal Beach Resort is fully furnished and ready to enjoy yourself or offer as a nightly rental. The updated kitchen feat...

  • 600 Sq Ft

  • 1

  • 1

$340,000

10.0k

3212 S SNOWSHOE CIR, Garden City UT 84028

3212 S SNOWSHOE CIR
Garden City UT 84028

Excellent 1.68-acre building lot in Upper Sweetwater Subdivision with beautiful views of Bear Lake and the surrounding mountains. End-of-cul-de-sac location wit...

  • 1.28 Acres

$84,900

564 W ELDERBERRY CIR, Garden City UT 84028

564 W ELDERBERRY CIR
Garden City UT 84028

Discover this beautiful one-acre lot tucked away on a quiet cul-de-sac, offering peace and privacy, and stunning views of Bear Lake. This relatively lot provide...

  • 1.00 Acres

$120,000

861  LAKEVIEW DR, Garden City UT 84028

861 LAKEVIEW DR
Garden City UT 84028

Great opportunity to own your own piece of the mountain with views of Bear Lake. Building is easy on this piece of land with its gentle slope. Build your dream ...

  • 1.39 Acres

$96,300

283 N ELKSRIDGE DR, Garden City UT 84028

283 N ELKSRIDGE DR
Garden City UT 84028

New community in Bear lake! Fantastic views of Bear Lake and surrounding mountains, short term rentals are permitted in this subdivision. Utilities stubbed to t...

  • 1.81 Acres

$300,000

574 N BOURDONS RIVER ST #52, Garden City UT 84028

574 N BOURDONS RIVER ST #52
Garden City UT 84028

Under Construction- Short term rental approved townhome ready in April/May 2026! Pictures are of a finished unit and will have similar finishes. This unit inclu...

  • 2457 Sq Ft

  • 3

  • 3

  • 2

$429,900

NEW - 10 HOUR AGO
665 N LOCHWOOD DR, Garden City UT 84028

665 N LOCHWOOD DR
Garden City UT 84028

Located in the Lochwood Subdivision in Garden City, this Bear Lake building lot offers an excellent opportunity to build in one of the area's most desirable com...

  • 0.12 Acres

$120,999

697 N LOCHWOOD DR, Garden City UT 84028

697 N LOCHWOOD DR
Garden City UT 84028

Exceptional view lot ideally located only minutes from the Bear Lake Utah State Marina, offering sweeping lake and mountain views and unbeatable access to boati...

  • 0.17 Acres

$145,000

657 N LOCHWOOD VW, Garden City UT 84028

657 N LOCHWOOD VW
Garden City UT 84028

Beautiful Bear Lake building lot in the Lochwood subdivision, in the heart of Garden City. SHORT TERM RENTALS ALLOWED! Popular rental area! Top row of the commu...

  • 0.12 Acres

$125,000

950 S BOOSWAY CIR, Garden City UT 84028

950 S BOOSWAY CIR
Garden City UT 84028

Located just off the the scenic Byway, Logan Canyon as you drop into beautiful Bear Lake! The beautiful lot can be accessed from an upper or lower road. Breat...

  • 1.09 Acres

$215,000

941 N NEWBERG PL #2, Garden City UT 84028

941 N NEWBERG PL #2
Garden City UT 84028

Incredible lake and marina views from this updated tri-level townhome located across from Bear Lake State Park Marina. 2 bedrooms, 3 baths with a lower entertai...

  • 1800 Sq Ft

  • 2

  • 3

$429,900

314 W SUNBURST DR, Garden City UT 84028

314 W SUNBURST DR
Garden City UT 84028

This lot is perfect for a year round residence or a second home. The roads are paved and there is no HOA. Come and take in the pristine views and see yourself...

  • 0.60 Acres

$190,000

739 W SNOWBERRY CT, Garden City UT 84028

739 W SNOWBERRY CT
Garden City UT 84028

Unobstructed views that will never be blocked set this Swan Creek Village lot apart from the rest. Build with confidence knowing your sightlines are protected a...

  • 0.13 Acres

$60,000

2999  SERVICEBERRY DR, Garden City UT 84028

2999 SERVICEBERRY DR
Garden City UT 84028

Sweet lot for a great homesite. Amazing views of lake, valley, and mountians. Close to open snowmobileing and ATV fun. A great location for many years of fun!...

  • 1.16 Acres

$118,000

2176 S BEAR LAKE BLVD #451, Garden City UT 84028

2176 S BEAR LAKE BLVD #451
Garden City UT 84028

Ideal Beach condo! Dont miss out on owning your own Beach Front Property. These units rent out well every summer. This updated 1 bedroom, 1 bath with a murphy b...

  • 615 Sq Ft

  • 1

  • 1

$350,000

194 W SEASNONS LN #51, Garden City UT 84028

194 W SEASNONS LN #51
Garden City UT 84028

Located in the heart of Garden City in beautiful Bear Lake! Walking distance to shops and restaurants. Nightly rentals allowed. City Pickleball courts across...

  • 1782 Sq Ft

  • 4

  • 3

  • 1

$365,000

427 W SUNBURST DR, Garden City UT 84028

427 W SUNBURST DR
Garden City UT 84028

Discover the perfect place to build your dream home on this spacious building lot offering stunning lake views and easy access to miles of scenic trails. Nestle...

  • 0.73 Acres

$260,000

Homes Under $500K in Garden City

Looking for homes under $500k in Garden City, Utah? We currently have 219 listings matching your criteria. New properties are added daily, so check back often or create a custom search to get notified of new listings.

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