Homes with Seller Financing in Garden City, Utah

These Garden City listings mention seller or owner financing. Matching listings today: 24.

Terms are negotiated; have a title company or attorney review the note. Browse all Garden City homes for sale.

See all Garden City listings 📊 Garden City market report → Call 801-410-7917

24 matching · page 1 of 1

Active listings

🗺 View on map

New seller financing homes in Garden City, straight to your inbox

We'll email you the moment a new one hits the MLS. Free, and you can stop anytime.

Prefer the map?

See all 24 seller financing homes on a map

Pan around Garden City and refine by drawing your own boundary.

🗺 Open map view →

Utah MLS data · updated Nov 8, 2026

Garden City seller financing homes by the numbers

Today's listings plus closed sales recorded in the MLS, each home counted once. Medians, not averages, so one outlier can't skew them.

For sale now: 24; median ask $300,000
Asking-price range: $79,900; to $1,150,000 today
Price per sq ft: $301; median of active listings · typical 2,488 sq ft
HOA dues: $33/mo; median · 83% of listings have dues

What's for sale

Today's 24 listings by type.

Lots & land 19 (79%)
Single-family homes 4 (17%)
Condos 1 (4%)

By budget

How today's asking prices spread out.

Under $400K 20
$400K–$600K 0
$600K–$800K 2
$800K–$1.2M 2
$1.2M and up 0

Seller financing homes by neighborhood

Closed sales over the last 24 months, plus what's listed today. Click a name for that neighborhood's page.

Golf Course Subdivision

Sold (24 mo)
1

Median sale
—

Typical size
—

Built
—

HOA / mo
$33

For sale now

2 · $115,000
Swan Creek Village

Sold (24 mo)
1

Median sale
—

Typical size
—

Built
—

HOA / mo
$58

For sale now

1 · $79,900
Bear Lake Escapes

Sold (24 mo)
—

Median sale
—

Typical size
—

Built
—

HOA / mo
$33

For sale now

7 · $195,000–$315,000
Lake View At Bear Lake

Sold (24 mo)
—

Median sale
—

Typical size
—

Built
—

HOA / mo
$33

For sale now

6 · $250,000–$300,000
Sweetwater Ridge

Sold (24 mo)
—

Median sale
—

Typical size
1,484 sq ft

Built
2010

HOA / mo
$50

For sale now

1 · $399,900
Long Ridge @ Bear Lake Llc

Sold (24 mo)
—

Median sale
—

Typical size
—

Built
—

HOA / mo
—

For sale now

1 · $260,000
Lochwood Pud Phase 2

Sold (24 mo)
—

Median sale
—

Typical size
2,488 sq ft

Built
2009

HOA / mo
$175

For sale now

1 · $1,150,000
Lighthouse Pointe

Sold (24 mo)
—

Median sale
—

Typical size
3,405 sq ft

Built
2023

HOA / mo
$200

For sale now

1 · $739,000
Harborview Townhomes

Sold (24 mo)
—

Median sale
—

Typical size
857 sq ft

Built
2025

HOA / mo
$350

For sale now

1 · $359,000
Omega Sub 6

Sold (24 mo)
—

Median sale
—

Typical size
—

Built
—

HOA / mo
$33

For sale now

1 · $95,000

Neighborhood	Sold (24 mo)	Median sale	Typical size	Built	HOA / mo	For sale now
Golf Course Subdivision	1	—	—	—	$33	2 $115,000
Swan Creek Village	1	—	—	—	$58	1 $79,900
Bear Lake Escapes	—	—	—	—	$33	7 $195,000–$315,000
Lake View At Bear Lake	—	—	—	—	$33	6 $250,000–$300,000
Sweetwater Ridge	—	—	1,484 sq ft	2010	$50	1 $399,900
Long Ridge @ Bear Lake Llc	—	—	—	—	—	1 $260,000
Lochwood Pud Phase 2	—	—	2,488 sq ft	2009	$175	1 $1,150,000
Lighthouse Pointe	—	—	3,405 sq ft	2023	$200	1 $739,000
Harborview Townhomes	—	—	857 sq ft	2025	$350	1 $359,000
Omega Sub 6	—	—	—	—	$33	1 $95,000

Median sale is shown only where at least 5 homes sold. HOA dues are the median monthly fee (yearly dues divided by 12) and can change, so confirm the amount and what it covers with the association. "Built" is the median year built.

Seller Financing Homes nearby

Common questions

About seller financing homes in Garden City.

Are there owner-financed homes in Garden City? ▾

A few. Matching listings today: 24.

Find your next home faster