Homes Under $500,000 in Garden City, Utah

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Finding an affordable home in Garden City offers a unique opportunity to own property in one of Utah's most scenic lakeside communities. With homes under $500K, you can enjoy the tranquil beauty of Bear Lake without breaking the bank. This charming town attracts families, retirees, and vacation home buyers who appreciate the area's famous turquoise waters, sandy beaches, and year-round recreational activities including boating, fishing, skiing, and snowmobiling.

Properties in this price range in Garden City typically include cozy single-family homes, townhomes, and condos that serve as perfect primary residences or weekend retreats. Many homes offer convenient access to Bear Lake State Park, local marinas, and the town's beloved restaurants and shops. The community maintains a welcoming, small-town atmosphere while providing essential amenities and services that make full-time living comfortable and enjoyable.

Browse our current listings below to discover available homes that match your budget and lifestyle needs. Whether you're searching for a year-round residence or a vacation getaway in Bear Lake country, Garden City's affordable housing market presents excellent value. Our experienced local agents understand the unique characteristics of this market and can help you find the perfect property that meets your goals. Contact us today to learn more about these opportunities or to schedule a showing.

View Homes Under $500K in Garden City, Utah


To buy in Homes Under 500k call us directly at 435-359-4332


188 Homes For Sale in HOMES UNDER 500K Utah

3070 S MONARCH DR #342, Garden City UT 84028

3070 S MONARCH DR #342
Garden City UT 84028

Newly built modular on private lot. Long away view of beautiful bear lake. Few steps to one level. Larger open floor plan. No dishwasher but plumbed. Island b...

  • 1026 Sq Ft

  • 2

  • 2

$250,000

25.0k

2756 S COUNTRY CLUB DR, Garden City UT 84028

2756 S COUNTRY CLUB DR
Garden City UT 84028

Unlock the best of Bear Lake living on this gently sloped 0.29-acre lot in Sweetwater Golf Course Sub 4. Enjoy year-round, paved access via Country Club Dr. Thi...

  • 0.31 Acres

$75,000

3127 S BUNCHGRASS, Garden City UT 84028

3127 S BUNCHGRASS
Garden City UT 84028

Nightly Rentals Allowed | Exclusive Beach Access | Panoramic Views Own one of Bear Lake's best-kept secrets, a premium 0.61-acre lot in the coveted Sweetwater G...

  • 0.61 Acres

$120,000

3061 EDGEMENT DR #250, Garden City UT 84028

3061 EDGEMENT DR #250
Garden City UT 84028

VERY MOTIVATED SELLER Very nice ,movin ready and start making great Bear Lake Memories. Minutes from the Beach and Boat ramps. Nice community to own your little...

  • 810 Sq Ft

  • 2

  • 2

$195,000

4.0k

2665 N ELK HOLLOW DR, Garden City UT 84028

2665 N ELK HOLLOW DR
Garden City UT 84028

Beautiful 3 acre building lot in Bear Lake! Located in a gated community close to the Idaho Border. This property is one of the few with animal rights! Power...

  • 3.00 Acres

$289,900

3321 S SNOWSHOE CIR, Garden City UT 84028

3321 S SNOWSHOE CIR
Garden City UT 84028

Sweetwater building lot, cul-de-sac, water and power available, septic tank needed for sewer. Excellent lake and mountain views!! Ideal Beach amenities (optiona...

  • 1.17 Acres

$119,000

951 N HARBOR VILLAGE DR #201, Garden City UT 84028

951 N HARBOR VILLAGE DR #201
Garden City UT 84028

Newly Built Units with Spectacular Views of Bear Lake Marina! 3 Bedrooms / 2 Bathrooms, Full Kitchen and Laundry Area, 2- Car Garage with Additional Parking Spa...

  • 987 Sq Ft

  • 3

  • 2

  • 2

$419,000

723 E VANESSA LN, Garden City UT 84028

723 E VANESSA LN
Garden City UT 84028

Single-wide trailer currently under renovation and not in livable condition-its a great opportunity for an investor or buyer looking to customize and add value....

  • 950 Sq Ft

  • 2

  • 2

$115,000

2669 S NINE IRON CIR, Garden City UT 84028

2669 S NINE IRON CIR
Garden City UT 84028

Beautiful view lot in lower Sweetwater Golf Course subdivision. Cut de sac lot with lake view across the golf course. Access to Hodges Canyon Trailhead. Ideal B...

  • 0.28 Acres

$95,000

2743 S COUNTRY CLUB DR, Garden City UT 84028

2743 S COUNTRY CLUB DR
Garden City UT 84028

Beautiful view lot in lower Sweetwater Golf Course subdivision. Located adjacent to the driving range, including views of the lake. Access to Hodges Canyon trai...

  • 0.28 Acres

$105,000

563 S ASPEN DR, Garden City UT 84028

563 S ASPEN DR
Garden City UT 84028

Dont miss the chance to own this affordable, move-in-ready home in with a hot tub in heart of Bear Lake. With no HOA fees and located in a nightly rental zone, ...

  • 1350 Sq Ft

  • 3

  • 2

$395,000

575 W DEE DR, Garden City UT 84028

575 W DEE DR
Garden City UT 84028

.55-acre building lot with views of Bear Lake. Plenty of space whether you're envisioning a cozy getaway cabin or a stunning vacation home, this lot allows for ...

  • 0.55 Acres

$160,000

1664 N CISCO LOOP, Garden City UT 84028

1664 N CISCO LOOP
Garden City UT 84028

Amazing beautiful Bear Lake VIEW on one-acre building lot with trees in Swan Creek Village, a gated community about a mile to Bear Lake Marina and beach access....

  • 1.00 Acres

$180,000

1668 N CISCO LOOP, Garden City UT 84028

1668 N CISCO LOOP
Garden City UT 84028

Amazing beautiful Bear Lake VIEW on one-acre building lot with trees in Swan Creek Village, a gated community about a mile to Bear Lake Marina and beach access....

  • 1.00 Acres

$160,000

725 S JUNIPER DR, Garden City UT 84028

725 S JUNIPER DR
Garden City UT 84028

1.02 acre building lot with driveway & cabin site cleared on a gentle slope allowing for minimal site prep. Site features unobstructed views of Bear Lake with ...

  • 1.02 Acres

$109,900

330 W MORNING STAR CIR, Garden City UT 84028

330 W MORNING STAR CIR
Garden City UT 84028

Own a 1/8 share of Raspberry Retreat and enjoy 45+ nights a year. Raspberry Retreat is a perfect escape for larger groups. Easily sleeps 34. This beautiful home...

  • 4764 Sq Ft

  • 6

  • 5

  • 4

$225,000

2970 S SWEETWATER PKWY, Garden City UT 84028

2970 S SWEETWATER PKWY
Garden City UT 84028

Discover a tranquil sanctuary on this 1.41-acre lot near Bear Lake. Adjacent to a common area and offering easy access to Hodges Canyon, this property promises ...

  • 1.41 Acres

$134,900

3148 S MEADOWLARK CIR, Garden City UT 84028

3148 S MEADOWLARK CIR
Garden City UT 84028

Build the BearLake retreat you've been dreaming of on this spatiouse 0.72acre homesite in Omega Sub4. Nestled at the end of a quiet culdesac, the reversepie lot...

  • 0.72 Acres

$100,000

3095 S COUNTRY WAY, Garden City UT 84028

3095 S COUNTRY WAY
Garden City UT 84028

Enjoy elevated views of Bear Lake and the surrounding mountains from this 0.28-acre lot located in the Sweetwater Golf Course Subdivision. The gently sloped ter...

  • 0.28 Acres

$114,000

559 N BLUE LAKE ST, Garden City UT 84028

559 N BLUE LAKE ST
Garden City UT 84028

Experience modern living in the heart of Garden City, just moments from Bear Lake. This well-maintained home showcases true pride of ownership and thoughtful at...

  • 2075 Sq Ft

  • 3

  • 3

  • 2

$430,000

446 W MOONLIGHT DR, Garden City UT 84028

446 W MOONLIGHT DR
Garden City UT 84028





  • 0.78 Acres

$210,000

1350 N BROAD HOLLOW RD, Garden City UT 84028

1350 N BROAD HOLLOW RD
Garden City UT 84028

Mountain lot in Swan Creek - and Adjacent Lot for sale! Buy both and build your dream cabin here. Gorgeous views of Bear Lake! Swan Creek has low HOA fees. Year...

  • 0.34 Acres

$74,000

1293 W CEDAR DR, Garden City UT 84028

1293 W CEDAR DR
Garden City UT 84028

This 1-acre vacant lot in the Bridgerland Village HOA is the perfect setting for your dream custom home or vacation retreat. Surrounded by beautiful mountain ra...

  • 1.00 Acres

$110,000

2887 S BUNCH GRASS DR, Garden City UT 84028

2887 S BUNCH GRASS DR
Garden City UT 84028

SHORT TERM RENTALS ALLOWED! Come enjoy beautiful views of Bear Lake. All on a fairly flat lot with a gently slope out the back. Electrical and water are close b...

  • 0.29 Acres

$115,000

122 S BEAR BLVD, Garden City UT 84028

122 S BEAR BLVD
Garden City UT 84028

Commercial building lot in the heart of Garden City. Close to everything, short walk to the beach. Lot size is approximate, fenced area represents the lot bou...

  • 0.25 Acres

$350,000

377 N LAKEVIEW RIDGE RD, Garden City UT 84028

377 N LAKEVIEW RIDGE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.65 Acres

$275,000

1360 N SCULPIN LOOP, Garden City UT 84028

1360 N SCULPIN LOOP
Garden City UT 84028

Gorgeous lot in the Gated Swan Creek Village. Nestled in the trees, but still has a great view of Bear Lake. Don't miss out on this prime land. Adjoining lot av...

  • 0.33 Acres

$84,900

2415 S VALLEY VIEW DR, Garden City UT 84028

2415 S VALLEY VIEW DR
Garden City UT 84028

PRICE DROP!! BEAR LAKE VIEWS from this building lot in Sweetwater with year round access plus access to Hodges Canyon trailhead for UTV/ATV, snowmobiling trai...

  • 1.28 Acres

$75,000

, Garden City UT 84028


Garden City UT 84028

Make offer subject upon final plat approval with Garden City. Square footage subject to change upon recording of final plat. All utilities will be available by ...

  • 1.84 Acres

$115,000

732 W RASPBERRY PATCH RD, Garden City UT 84028

732 W RASPBERRY PATCH RD
Garden City UT 84028

Wake up to the kind of Bear Lake views you normally only see on postcards. This stunning lot is perfectly positioned to capture sweeping panoramas of the lake, ...

  • 0.85 Acres

$300,000

1158 S SUNRISE CIR, Garden City UT 84028

1158 S SUNRISE CIR
Garden City UT 84028

This beautiful lot has more than just mountain and lake views - it also has year-round access! Spend the warm months on the water and the snowy ones on the moun...

  • 0.64 Acres

$125,000

3078 S MALABLUE DR, Garden City UT 84028

3078 S MALABLUE DR
Garden City UT 84028

If you are looking for that perfect getaway spot for peace and quiet, you wont want to miss this beautiful mobile home.This area has something for everyone-whet...

  • 540 Sq Ft

  • 2

  • 1

$179,000

156.0k

1682 N CISCO LOOP, Garden City UT 84028

1682 N CISCO LOOP
Garden City UT 84028

Unobstructed views of the gorgeous turquoise waters of Bear Lake, surrounded by sandy beaches and majestic mountains! Enjoy year round with tons of water advent...

  • 1.00 Acres

$120,000

661 W RASPBERRY PATCH RD, Garden City UT 84028

661 W RASPBERRY PATCH RD
Garden City UT 84028

Enjoy breathtaking views of Bear Lake's turquoise-blue water from your own .86 acre property! This location is perfect for creating lasting family memories or t...

  • 0.86 Acres

$300,000

3510 S PANORAMA DR, Garden City UT 84028

3510 S PANORAMA DR
Garden City UT 84028

Enjoy protected PANORAMIC views of BEAR LAKE from this incredible 1.32 acre lot located in upper Sweetwater Sub, Garden City UT!! Year round access; access to H...

  • 1.32 Acres

$114,000

396 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

396 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Looking for a perfect building lot? Lake View at Bear Lake has it all: Panoramic views of Bear Lake and surrounding mountains Paved roads Utilities stubbed to...

  • 0.89 Acres

$300,000

591 N CRESTVIEW DR, Garden City UT 84028

591 N CRESTVIEW DR
Garden City UT 84028

Enjoy breathtaking views of Bear Lake's turquoise-blue water from your own .86 acre property! This location is perfect for creating lasting family memories or t...

  • 0.86 Acres

$300,000

574 N CRESTVIEW DR, Garden City UT 84028

574 N CRESTVIEW DR
Garden City UT 84028

Enjoy breathtaking views of Bear Lake's turquoise-blue water from your own 1.01 acre property! This location is perfect for creating lasting family memories or ...

  • 1.01 Acres

$325,000

569 N CRESTVIEW RD, Garden City UT 84028

569 N CRESTVIEW RD
Garden City UT 84028

Enjoy breathtaking views of Bear Lake's turquoise-blue water from your own .76 acre property! This location is perfect for creating lasting family memories or ...

  • 0.76 Acres

$300,000

1320 S SCULPIN LOOP, Garden City UT 84028

1320 S SCULPIN LOOP
Garden City UT 84028

Gorgeous views of mountain and Bear Lake from this beautifully wooded lot located in the gated community of Swan Creek Village. Lot slopes gently away from roa...

  • 0.33 Acres

$79,000

Homes Under $500K in Garden City

Looking for homes under $500k in Garden City, Utah? We currently have 188 listings matching your criteria. New properties are added daily, so check back often or create a custom search to get notified of new listings.

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