Homes Under $500,000 in Garden City, Utah

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Finding an affordable home in Garden City offers a unique opportunity to own property in one of Utah's most scenic lakeside communities. With homes under $500K, you can enjoy the tranquil beauty of Bear Lake without breaking the bank. This charming town attracts families, retirees, and vacation home buyers who appreciate the area's famous turquoise waters, sandy beaches, and year-round recreational activities including boating, fishing, skiing, and snowmobiling.

Properties in this price range in Garden City typically include cozy single-family homes, townhomes, and condos that serve as perfect primary residences or weekend retreats. Many homes offer convenient access to Bear Lake State Park, local marinas, and the town's beloved restaurants and shops. The community maintains a welcoming, small-town atmosphere while providing essential amenities and services that make full-time living comfortable and enjoyable.

Browse our current listings below to discover available homes that match your budget and lifestyle needs. Whether you're searching for a year-round residence or a vacation getaway in Bear Lake country, Garden City's affordable housing market presents excellent value. Our experienced local agents understand the unique characteristics of this market and can help you find the perfect property that meets your goals. Contact us today to learn more about these opportunities or to schedule a showing.

View Homes Under $500K in Garden City, Utah


To buy in Garden City, Utah call us directly at 435-359-4332


220 Homes For Sale in GARDEN CITY Utah

3524 E PANORAMA DR, Garden City UT 84028

3524 E PANORAMA DR
Garden City UT 84028

Positioned on a desirable corner lot in the upper Sweetwater Subdivision of Garden City, this property offers the ideal setting for a year-round residence or we...

  • 1.33 Acres

$122,000

389 N ELKSRIDGE RD, Garden City UT 84028

389 N ELKSRIDGE RD
Garden City UT 84028

Come see this fantastic new community in Garden City!! Breathtaking views of Bear Lake and surrounding mountains. If looking to build an investment property or ...

  • 0.74 Acres

$250,000

3457 S PANORAMA DR, Garden City UT 84028

3457 S PANORAMA DR
Garden City UT 84028

Unlock the potential of your future with this stunning 1.82 acre tract of land overlooking Bear Lake! This piece of paradise is ideal for anyone looking to buil...

  • 1.82 Acres

$189,900

192 W SEASONS LN #52, Garden City UT 84028

192 W SEASONS LN #52
Garden City UT 84028

Ready to play in Bear Lake?!! This townhome is located in the heart of Garden City close to shopping, restaurants, bike path, city parks, pickleball and the Bea...

  • 1797 Sq Ft

  • 4

  • 3

  • 1

$375,000

10.0k

2759 S SERVICEBERRY DR, Garden City UT 84028

2759 S SERVICEBERRY DR
Garden City UT 84028

One acre building lot with excellent views of Bear Lake and surrounding mountains. Wildlife corridor adjacent to property for moose and deer. Bear Lake Golf Cou...

  • 1.00 Acres

$99,000

819 W SNOWBERRY CIR, Garden City UT 84028

819 W SNOWBERRY CIR
Garden City UT 84028

Beautiful 1.17 acre building lot at the end of a cul-de-sak. Year round access and panoramic views of beautiful Bear Lake. Optional amenities into Ideal beach w...

  • 1.17 Acres

$110,000

964 S CROSSED ARROWS CIR, Garden City UT 84028

964 S CROSSED ARROWS CIR
Garden City UT 84028

Wow! This coveted 1 acre homesite is southwest facing in a quiet cul-de-sac with a desirable gentle downhill slope perfect for a walkout, daylight basement belo...

  • 1.00 Acres

$245,000

537 N BLUE LAKE ST ST, Garden City UT 84028

537 N BLUE LAKE ST ST
Garden City UT 84028

A Fractional Ownership Vacation Home Experience the benefits of 1/8 ownership at Blue Bear Lake Townhome, giving you 45+ nights per year in this stunning 3-bedr...

  • 2075 Sq Ft

  • 3

  • 3

  • 2

$72,250

1355 W CEDAR RIDGE DR, Garden City UT 84028

1355 W CEDAR RIDGE DR
Garden City UT 84028

Build your dream home in Bear Lake! Prime lot with stunning mountain views and you cant forget the lake! Minutes from Garden City and Beaver Mountain. Vacation ...

  • 1.35 Acres

$199,000

971 W CISCO RUN, Garden City UT 84028

971 W CISCO RUN
Garden City UT 84028

Have you been waiting for the perfect place to build your mountain get a way in Bear Lake? This just might be it. This lot is located in the prestigious Swan...

  • 1.04 Acres

$99,000

975 W CISCO RUN, Garden City UT 84028

975 W CISCO RUN
Garden City UT 84028

Have you been waiting for the perfect place to build your mountain get a way in Bear Lake? This just might be it. This lot is located in the prestigious Swan...

  • 1.00 Acres

$130,000

980 S CROSSED ARROWS CIR, Garden City UT 84028

980 S CROSSED ARROWS CIR
Garden City UT 84028

Wow! This coveted 1 acre homesite is southeast facing in a quiet cul-de-sac with a desirable gentle downhill slope perfect for a walkout, daylight basement belo...

  • 1.00 Acres

$245,000

446 N ELK RIDGE RD, Garden City UT 84028

446 N ELK RIDGE RD
Garden City UT 84028

Wake up to the kind of Bear Lake views you normally only see on postcards. This stunning lot is perfectly positioned to capture sweeping panoramas of the lake, ...

  • 0.74 Acres

$275,000

902 N NEWBURG #4, Garden City UT 84028

902 N NEWBURG #4
Garden City UT 84028

MOTIVATED SELLER! Now offering an exclusive end unit Newberg condo at Harbor Village with the best views in all of Bear Lake. Brand new exterior deck. Overlooki...

  • 1200 Sq Ft

  • 2

  • 2

$369,000

10.0k

1343 N TRAPPER LOOP, Garden City UT 84028

1343 N TRAPPER LOOP
Garden City UT 84028

Swan Creek Village A Fractional Ownership Lakeside Retreat. Experience the Benefits of 1/8 Fractional Ownership at Swan Creek, Where 45 Nights a Year are Yours...

  • 4296 Sq Ft

  • 6

  • 4

  • 2

$135,000

1470 N TRAPPER LOOP, Garden City UT 84028

1470 N TRAPPER LOOP
Garden City UT 84028

Excellent view lot in the gated community of Swan Creek. Great location... just minutes to Bear Lake State Park Marina and downtown Garden City for "famous" an...

  • 0.13 Acres

$65,000

3041 S SNOWBERRY DR, Garden City UT 84028

3041 S SNOWBERRY DR
Garden City UT 84028





  • 0.84 Acres

$125,000

3331 S SNOWSHOE CIR, Garden City UT 84028

3331 S SNOWSHOE CIR
Garden City UT 84028

Excellent 1.68 ac building lot in upper Sweetwater Sub. Great views of Bear Lake, mountains and valley. End of a cul-de-sac with power and water available. Sep...

  • 1.68 Acres

$119,000

559 N BLUE LAKE ST, Garden City UT 84028

559 N BLUE LAKE ST
Garden City UT 84028

Just moments from the shoreline and offered FULLY FURNISHED with approximately $25,000 in furniture included-making this a true turn-key opportunity. This well-...

  • 2075 Sq Ft

  • 3

  • 3

  • 2

$430,000

3332 S MULES EAR CIR, Garden City UT 84028

3332 S MULES EAR CIR
Garden City UT 84028

Priced to sell! Create your own piece of heaven in the beautiful Sweetwater Park community of Garden City. Perfectly positioned at the end of a cul-de-sac, this...

  • 1.14 Acres

$95,000

3203 S NINA LOOP, Garden City UT 84028

3203 S NINA LOOP
Garden City UT 84028

GET A JUMP ON THE ACTION WITH THE NEW MARINA BEING BUILT! Enjoy the moody blues and hues of Bear Lake seasonally or ALL year round from this cozy and pristine 2...

  • 1020 Sq Ft

  • 2

  • 2

$299,500

399 N LAKEVIEWRIDGE RD, Garden City UT 84028

399 N LAKEVIEWRIDGE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.63 Acres

$275,000

1072 S MOUNTAIN MDW, Garden City UT 84028

1072 S MOUNTAIN MDW
Garden City UT 84028

Looking to escape and have your own piece of property in Bear Lake?! This great piece of land offers you a scenic view overlooking Bear Lake. Keeping the main h...

  • 0.68 Acres

$120,000

3333  SERVICEBERRY DR, Garden City UT 84028

3333 SERVICEBERRY DR
Garden City UT 84028

Don't miss out on this stunning mostly flat lot in Sweetwater on over a acre! This lot has great views of Bear Lake and the surrounding mountains. Ride your ATV...

  • 1.23 Acres

$115,000

359 N LAKE VISTA DR, Garden City UT 84028

359 N LAKE VISTA DR
Garden City UT 84028

Beautiful prime lot with breathtaking mountain and lake views! This property offers the perfect blend of tranquility and convenience, just 5 minutes from town a...

  • 1.01 Acres

$195,000

, Garden City UT 84028


Garden City UT 84028

Make offer subject upon final plat approval with Garden City. Square footage subject to change upon recording of final plat. All utilities will be available by ...

  • 1.87 Acres

$215,000

, Garden City UT 84028


Garden City UT 84028

Make offer subject upon final plat approval with Garden City. Square footage subject to change upon recording of final plat. All utilities will be available by ...

  • 0.77 Acres

$170,000

, Garden City UT 84028


Garden City UT 84028

Make offer subject upon final plat approval with Garden City. Square footage subject to change upon recording of final plat. All utilities will be available by ...

  • 0.46 Acres

$150,000

, Garden City UT 84028


Garden City UT 84028

Make offer subject upon final plat approval with Garden City. Square footage subject to change upon recording of final plat. All utilities will be available by ...

  • 0.81 Acres

$170,000

, Garden City UT 84028


Garden City UT 84028

Make offer subject upon final plat approval with Garden City. Square footage subject to change upon recording of final plat. All utilities will be availabl...

  • 0.65 Acres

$150,000

325 N ELKSRIDGE RD, Garden City UT 84028

325 N ELKSRIDGE RD
Garden City UT 84028

Lake View at Bear Lake is a new fantastic subdivision in Garden City! Panoramic views of Bear Lake and surrounding mountains, easy access to ATV and hiking trai...

  • 1.02 Acres

$250,000

1476 N TRAPPER LOOP, Garden City UT 84028

1476 N TRAPPER LOOP
Garden City UT 84028

Charming Bear Lake cabin filled with rustic accents and warm mountain character. This inviting retreat features 3 bedrooms and 2 bathrooms, along with an open k...

  • 1898 Sq Ft

  • 3

  • 2

$495,000

2902 S COUNTRY CLUB WAY, Garden City UT 84028

2902 S COUNTRY CLUB WAY
Garden City UT 84028

Look no further! These two adjacent building lots, sold together, are what Bear Lake dreams are made of. Featuring paved roads and just minutes from Garden City...

  • 0.56 Acres

$199,000

3492 S BLACKHAWK, Garden City UT 84028

3492 S BLACKHAWK
Garden City UT 84028

Want to own your own piece of paradise?? Great lot with Lake and mountain views. .58 acres in a quiet cul-de-sac. Propane needed for gas....

  • 0.58 Acres

$115,000

140 W 150 S #D11, Garden City UT 84028

140 W 150 S #D11
Garden City UT 84028

Walking distance to the shore of Bear Lake. This beautiful FULLY FURNISHED townhome features 3 bedrooms, 4 bathrooms and plenty of space to entertain and spend...

  • 1655 Sq Ft

  • 3

  • 4

$495,900

27 W 150 S, Garden City UT 84028

27 W 150 S
Garden City UT 84028

Adorable 2 bed 1.5 bath home in the heart of Garden City Utah. This could easily be converted into a 3 bedroom if desired the current space is being used as a s...

  • 1994 Sq Ft

  • 2

  • 2

$499,000

262 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

262 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 2.50 Acres

$375,000

568 BLUE LAKE ST #28, Garden City UT 84028

568 BLUE LAKE ST #28
Garden City UT 84028

Unit #28. Welcome to your BRAND NEW short term rental approved lakeside sanctuary in the heart of Garden City! This beautifully appointed End Unit townhome offe...

  • 1807 Sq Ft

  • 3

  • 3

  • 2

$364,900

976  CISCO RUN, Garden City UT 84028

976 CISCO RUN
Garden City UT 84028

Do you love sunsets? Would you like to have a home in a gated community? Swan Creek has some of the most amazing views of Bear Lake, this lot also has beautifu...

  • 0.50 Acres

$129,000

732 S SPRUCE DR, Garden City UT 84028

732 S SPRUCE DR
Garden City UT 84028

Welcome to Bear Lake Bluffs, a cozy, lakeside retreat in Garden City. Situated atop a scenic bluff, this charming beach-themed house offers unparalleled views o...

  • 3500 Sq Ft

  • 4

  • 4

$175,000

Homes Under $500K in Garden City

Looking for homes under $500k in Garden City, Utah? We currently have 220 listings matching your criteria. New properties are added daily, so check back often or create a custom search to get notified of new listings.

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