Homes Under $500,000 in Garden City, Utah

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Finding an affordable home in Garden City offers a unique opportunity to own property in one of Utah's most scenic lakeside communities. With homes under $500K, you can enjoy the tranquil beauty of Bear Lake without breaking the bank. This charming town attracts families, retirees, and vacation home buyers who appreciate the area's famous turquoise waters, sandy beaches, and year-round recreational activities including boating, fishing, skiing, and snowmobiling.

Properties in this price range in Garden City typically include cozy single-family homes, townhomes, and condos that serve as perfect primary residences or weekend retreats. Many homes offer convenient access to Bear Lake State Park, local marinas, and the town's beloved restaurants and shops. The community maintains a welcoming, small-town atmosphere while providing essential amenities and services that make full-time living comfortable and enjoyable.

Browse our current listings below to discover available homes that match your budget and lifestyle needs. Whether you're searching for a year-round residence or a vacation getaway in Bear Lake country, Garden City's affordable housing market presents excellent value. Our experienced local agents understand the unique characteristics of this market and can help you find the perfect property that meets your goals. Contact us today to learn more about these opportunities or to schedule a showing.

View Homes Under $500K in Garden City, Utah


To buy in Garden City, Utah call us directly at 435-359-4332


220 Homes For Sale in GARDEN CITY Utah

569 N CRESTVIEW RD, Garden City UT 84028

569 N CRESTVIEW RD
Garden City UT 84028

Enjoy breathtaking views of Bear Lake's turquoise-blue water from your own .76 acre property! This location is perfect for creating lasting family memories or ...

  • 0.76 Acres

$300,000

1320 S SCULPIN LOOP, Garden City UT 84028

1320 S SCULPIN LOOP
Garden City UT 84028

Gorgeous views of mountain and Bear Lake from this beautifully wooded lot located in the gated community of Swan Creek Village. Lot slopes gently away from roa...

  • 0.33 Acres

$79,000

NEW - 13 HOUR AGO
2958 S CHUKAR DR, Garden City UT 84028

2958 S CHUKAR DR
Garden City UT 84028

Looking for a lot with fantastic views of Bear Lake, here it is. Mountain views, lake views, In an area where short term rental is ok, build your dream cabin, r...

  • 0.81 Acres

$165,000

1234  LAKEVIEW DR, Garden City UT 84028

1234 LAKEVIEW DR
Garden City UT 84028

GORGEOUS BEAR LAKE VIEW LOT! Build your Bear Lake dream cabin or home on this beautiful view lot on Lakeview Drive in Garden City! Enjoy sweeping views of majes...

  • 0.60 Acres

$80,000

929 N HARBOR VILLAGE DR #117, Garden City UT 84028

929 N HARBOR VILLAGE DR #117
Garden City UT 84028

This unit is a GEM! Remodeled in 2020, fully furnished and ready to go from day 1. Amazing lake views of the marina and the surrounding mountains. You are only ...

  • 1220 Sq Ft

  • 2

  • 2

$343,500

926 W CISCO RUN, Garden City UT 84028

926 W CISCO RUN
Garden City UT 84028

Ready to Build in gated community! Don't miss this rare opportunity to own a beautiful lot in the heart of Garden City, complete with optional stamped & approve...

  • 1.04 Acres

$169,000

421 N LAKEVIEW RIDGE RD, Garden City UT 84028

421 N LAKEVIEW RIDGE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.65 Acres

$275,000

345 N ELKRIDGE RD, Garden City UT 84028

345 N ELKRIDGE RD
Garden City UT 84028

his mountain property offers a canvas of possibilities amidst a backdrop of surrounding mountains and beautiful Bear Lake. Fantastic location with year round ac...

  • 0.90 Acres

$250,000

1340 N TRAPPER LOOP, Garden City UT 84028

1340 N TRAPPER LOOP
Garden City UT 84028

This fractionally shared, well-maintained cabin offers the perfect Bear Lake retreat with 5 bedrooms and 3.5 bathrooms. The vaulted great room features expansiv...

  • 3124 Sq Ft

  • 5

  • 4

  • 1

$249,000

466 N ELK RIDGE RD, Garden City UT 84028

466 N ELK RIDGE RD
Garden City UT 84028

Wake up to the kind of Bear Lake views you normally only see on postcards. This stunning lot is perfectly positioned to capture sweeping panoramas of the lake, ...

  • 0.85 Acres

$300,000

3071 S COUNTRY CLUB WAY, Garden City UT 84028

3071 S COUNTRY CLUB WAY
Garden City UT 84028

This beautiful 0.28 acre lot is ready for your dream home! It is located in the Sweet Water Golf Course Subdivision 5. Close to the golf course, Bear Lake, UTV/...

  • 0.28 Acres

$99,900

1356 N SCULPIN LOOP, Garden City UT 84028

1356 N SCULPIN LOOP
Garden City UT 84028

Gorgeous lot in the Gated Swan Creek Village. Nestled in the trees, but still has a great view of Bear Lake. Don't miss out on this prime land. Adjoining lot av...

  • 0.33 Acres

$84,900

984 S GAMMILL LN, Garden City UT 84028

984 S GAMMILL LN
Garden City UT 84028

This .34 acre lot has all utilities available. This site is located on the east side of Gammill Lane. Has amazing views of lake!...

  • 0.34 Acres

$237,000

2715 S DRIVER CIR, Garden City UT 84028

2715 S DRIVER CIR
Garden City UT 84028

Exceptional Lakeview Lot Ideal for Your Dream Home or Investment Property This prime lakefront lot offers breathtaking views, providing the perfect canvas to b...

  • 0.30 Acres

$95,000

338 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

338 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 3.54 Acres

$450,000

284 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

284 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 2.44 Acres

$350,000

565 BLUE LAKE, Garden City UT 84028

565 BLUE LAKE
Garden City UT 84028

Escape to the serene beauty of Garden City, Utah, with the purchase of this charming 3-bedroom, 3-bathroom townhouse just minutes from Bear Lake. Seller is sell...

  • 2075 Sq Ft

  • 3

  • 3

  • 2

$415,000

531 W RASPBERRY PATCH RD, Garden City UT 84028

531 W RASPBERRY PATCH RD
Garden City UT 84028

Fantastic Lot in Harbor Village Sub. Short term Rentals are allowed. Pool, Tennis, Basketball, and play area are part of the HOA. Just above the marina for grea...

  • 0.28 Acres

$129,900

1085 N BROAD HOLLOW RD, Garden City UT 84028

1085 N BROAD HOLLOW RD
Garden City UT 84028

Seller is offering up the current project for a lower price in as-is condition. They will be working towards completing the project and as they make progress w...

  • 2437 Sq Ft

  • 3

  • 2

  • 1

$459,000

3416 S SWEETWATER PKWY, Garden City UT 84028

3416 S SWEETWATER PKWY
Garden City UT 84028

Discover the perfect blend of privacy, natural beauty, and breathtaking views with this 1.06-acre lot in Sweetwater Hillside. Positioned to capture stunning pan...

  • 1.06 Acres

$110,000

3335 S MULES EAR CIR, Garden City UT 84028

3335 S MULES EAR CIR
Garden City UT 84028

Escape to your own private retreat with this 1.55-acre property in Sweetwater Park. Tucked away at the end of a quiet cul-de-sac, this lot offers exceptional se...

  • 1.55 Acres

$84,000

3068 S GOLF COURSE DR, Garden City UT 84028

3068 S GOLF COURSE DR
Garden City UT 84028

5.54 Acre building lot adjacent to the Bear Lake Golf Course. Build your dream home here! You have endless opportunities with this large lot. You have a great ...

  • 5.54 Acres

$199,000

426 N ELK RIDGE RD, Garden City UT 84028

426 N ELK RIDGE RD
Garden City UT 84028

Wake up to the kind of Bear Lake views you normally only see on postcards. This stunning lot is perfectly positioned to capture sweeping panoramas of the lake, ...

  • 0.74 Acres

$275,000

1434 N BROADHOLLOW, Garden City UT 84028

1434 N BROADHOLLOW
Garden City UT 84028

Build your dream home near beautiful Bear Lake! This gently sloped lot offers easy construction access and could save you up to $20,000 in site prep. The sewer ...

  • 0.27 Acres

$85,000

3113 S BUNCH GRASS DR, Garden City UT 84028

3113 S BUNCH GRASS DR
Garden City UT 84028

This is a beautiful corner building lot. There is no sign on the property at present. In belonging to the Sweetwater Golf Course HOA, you have the opportunity...

  • 0.58 Acres

$130,000

255 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

255 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 3.31 Acres

$400,000

2005 S LAKE COTTAGE DR, Garden City UT 84028

2005 S LAKE COTTAGE DR
Garden City UT 84028

BEAR LAKE BUILDING LOT--- FLAT, Located in private and quiet community of The Cottages with paved roads Borders huge common area and overflow parking, paved wal...

  • 0.08 Acres

$68,000

1041 S LAKEVIEW DR, Garden City UT 84028

1041 S LAKEVIEW DR
Garden City UT 84028

Breathtaking lot in Bridgerland Subdivision. This lot has mature trees, and amazing views of Bear Lake. Nice Gradual Slope to make for a prime building lot. Ove...

  • 0.64 Acres

$89,000

2654 S PAINT BRUSH DR, Garden City UT 84028

2654 S PAINT BRUSH DR
Garden City UT 84028

Don't miss out on this lot that has amazing views of Bear Lake! Nice and mostly flat acre of land. Land has already been surveyed and is ready to build on! Get ...

  • 1.11 Acres

$120,000

533 BLUE LAKE ST, Garden City UT 84028

533 BLUE LAKE ST
Garden City UT 84028

This may be the nicest townhome in all of Paradise Parkway! End unit with southern exposure and additional windows, providing an open feel and much more natural...

  • 2075 Sq Ft

  • 3

  • 3

  • 2

$425,000

2664  PANORAMA DR, Garden City UT 84028

2664 PANORAMA DR
Garden City UT 84028

Welcome to 1.19 acres of elevated opportunity on Panorama Drive in Garden City, nestled in the sought-after Sweetwater Subdivision 3. True to its name, this hom...

  • 1.19 Acres

$99,999

851 S EUTAW RD, Garden City UT 84028

851 S EUTAW RD
Garden City UT 84028

Breathtaking 1- acre lot overlooking beautiful Bear Lake! This is your chance to build the dream home, vacation retreat, or income property you've always wanted...

  • 1.00 Acres

$149,000

673 N LOCHWOOD VW, Garden City UT 84028

673 N LOCHWOOD VW
Garden City UT 84028

Beautiful Bear Lake building lot in the Lochwood subdivision, in the heart of Garden City. SHORT TERM RENTALS ALLOWED! Popular rental area! Top row of the commu...

  • 0.12 Acres

$125,000

947 N HARBOR VILLAGE DR #202, Garden City UT 84028

947 N HARBOR VILLAGE DR #202
Garden City UT 84028

Newly Built Units with Spectacular Views of Bear Lake Marina! 3 Bedrooms / 2 Bathrooms, Full Kitchen and Laundry Area, 2- Car Garage with Additional Parking Spa...

  • 917 Sq Ft

  • 3

  • 2

  • 2

$389,000

942 N NEWBERG DR #2, Garden City UT 84028

942 N NEWBERG DR #2
Garden City UT 84028

PRICED $25k BELOW RECENTLY SOLD UNITS IN COMPLEX. Already Booked with Nightly Rentals For 2026 - New Buyer to Enjoy Substantial Rental Income. NEWLY REMODELED T...

  • 1200 Sq Ft

  • 2

  • 2

$349,000

443 N LAKEVIEW RIDGE RD, Garden City UT 84028

443 N LAKEVIEW RIDGE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.66 Acres

$275,000

2711 S DRIVER CIR, Garden City UT 84028

2711 S DRIVER CIR
Garden City UT 84028

Gently sloped building lot in cul-de-sac of lower Sweetwater. Next to Bear Lake Golf Course with protected views of Bear Lake and mountains. Great for a walkout...

  • 0.30 Acres

$109,000

140 W 150 S #F19, Garden City UT 84028

140 W 150 S #F19
Garden City UT 84028

Welcome to your perfect getaway at Bear Lake! This fully furnished, turnkey townhome offers the ideal blend of personal retreat and income-producing opportunity...

  • 1776 Sq Ft

  • 3

  • 4

$498,900

427 W BLUEGRASS WAY, Garden City UT 84028

427 W BLUEGRASS WAY
Garden City UT 84028

Build your dream retreat or investment property on this prime Bear Lake lot! Located in a sought-after subdivision that allows nightly rentals, stunning mountai...

  • 0.31 Acres

$130,000

1481 N BROAD RD, Garden City UT 84028

1481 N BROAD RD
Garden City UT 84028

The most amazing view of Bear Lake and the mountains from this lot! Gated community! Not far from Bear Lake State Park Marina! Enjoy the view of the beautiful ...

  • 0.28 Acres

$129,900

Homes Under $500K in Garden City

Looking for homes under $500k in Garden City, Utah? We currently have 220 listings matching your criteria. New properties are added daily, so check back often or create a custom search to get notified of new listings.

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