Homes Under $500,000 in Garden City, Utah

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Finding an affordable home in Garden City offers a unique opportunity to own property in one of Utah's most scenic lakeside communities. With homes under $500K, you can enjoy the tranquil beauty of Bear Lake without breaking the bank. This charming town attracts families, retirees, and vacation home buyers who appreciate the area's famous turquoise waters, sandy beaches, and year-round recreational activities including boating, fishing, skiing, and snowmobiling.

Properties in this price range in Garden City typically include cozy single-family homes, townhomes, and condos that serve as perfect primary residences or weekend retreats. Many homes offer convenient access to Bear Lake State Park, local marinas, and the town's beloved restaurants and shops. The community maintains a welcoming, small-town atmosphere while providing essential amenities and services that make full-time living comfortable and enjoyable.

Browse our current listings below to discover available homes that match your budget and lifestyle needs. Whether you're searching for a year-round residence or a vacation getaway in Bear Lake country, Garden City's affordable housing market presents excellent value. Our experienced local agents understand the unique characteristics of this market and can help you find the perfect property that meets your goals. Contact us today to learn more about these opportunities or to schedule a showing.

View Homes Under $500K in Garden City, Utah


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189 Homes For Sale in HOMES UNDER 500K Utah

1320 S SCULPIN LOOP, Garden City UT 84028

1320 S SCULPIN LOOP
Garden City UT 84028

Gorgeous views of mountain and Bear Lake from this beautifully wooded lot located in the gated community of Swan Creek Village. Lot slopes gently away from roa...

  • 0.33 Acres

$79,000

1234  LAKEVIEW DR, Garden City UT 84028

1234 LAKEVIEW DR
Garden City UT 84028

GORGEOUS BEAR LAKE VIEW LOT! Build your Bear Lake dream cabin or home on this beautiful view lot on Lakeview Drive in Garden City! Enjoy sweeping views of majes...

  • 0.60 Acres

$80,000

926 W CISCO RUN, Garden City UT 84028

926 W CISCO RUN
Garden City UT 84028

Ready to Build in gated community! Don't miss this rare opportunity to own a beautiful lot in the heart of Garden City, complete with optional stamped & approve...

  • 1.04 Acres

$169,000

929 N HARBOR VILLAGE DR #117, Garden City UT 84028

929 N HARBOR VILLAGE DR #117
Garden City UT 84028

This unit is a GEM! Remodeled in 2020, fully furnished and ready to go from day 1. Amazing lake views of the marina and the surrounding mountains. You are only ...

  • 1220 Sq Ft

  • 2

  • 2

$352,900

11.0k

2780 S PANORAMA DR, Garden City UT 84028

2780 S PANORAMA DR
Garden City UT 84028

Enjoy breathtaking views of beautiful Bear Lake from this spacious 1-acre lot! Perfect for your dream home or vacation retreat, this property offers sweeping la...

  • 1.00 Acres

$80,000

421 N LAKEVIEW RIDGE RD, Garden City UT 84028

421 N LAKEVIEW RIDGE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.65 Acres

$275,000

345 N ELKRIDGE RD, Garden City UT 84028

345 N ELKRIDGE RD
Garden City UT 84028

his mountain property offers a canvas of possibilities amidst a backdrop of surrounding mountains and beautiful Bear Lake. Fantastic location with year round ac...

  • 0.90 Acres

$250,000

1340 N TRAPPER LOOP, Garden City UT 84028

1340 N TRAPPER LOOP
Garden City UT 84028

This fractionally shared, well-maintained cabin offers the perfect Bear Lake retreat with 5 bedrooms and 3.5 bathrooms. The vaulted great room features expansiv...

  • 3124 Sq Ft

  • 5

  • 4

  • 1

$249,000

466 N ELK RIDGE RD, Garden City UT 84028

466 N ELK RIDGE RD
Garden City UT 84028

Wake up to the kind of Bear Lake views you normally only see on postcards. This stunning lot is perfectly positioned to capture sweeping panoramas of the lake, ...

  • 0.85 Acres

$300,000

3071 S COUNTRY CLUB WAY, Garden City UT 84028

3071 S COUNTRY CLUB WAY
Garden City UT 84028

This beautiful 0.28 acre lot is ready for your dream home! It is located in the Sweet Water Golf Course Subdivision 5. Close to the golf course, Bear Lake, UTV/...

  • 0.28 Acres

$99,900

1356 N SCULPIN LOOP, Garden City UT 84028

1356 N SCULPIN LOOP
Garden City UT 84028

Gorgeous lot in the Gated Swan Creek Village. Nestled in the trees, but still has a great view of Bear Lake. Don't miss out on this prime land. Adjoining lot av...

  • 0.33 Acres

$84,900

2715 S DRIVER CIR, Garden City UT 84028

2715 S DRIVER CIR
Garden City UT 84028

Exceptional Lakeview Lot Ideal for Your Dream Home or Investment Property This prime lakefront lot offers breathtaking views, providing the perfect canvas to b...

  • 0.30 Acres

$95,000

338 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

338 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 3.54 Acres

$450,000

284 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

284 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 2.44 Acres

$350,000

531 W RASPBERRY PATCH RD, Garden City UT 84028

531 W RASPBERRY PATCH RD
Garden City UT 84028

Fantastic Lot in Harbor Village Sub. Short term Rentals are allowed. Pool, Tennis, Basketball, and play area are part of the HOA. Just above the marina for grea...

  • 0.28 Acres

$129,900

1085 N BROAD RD, Garden City UT 84028

1085 N BROAD RD
Garden City UT 84028

Seller is offering up the current project for a lower price in as-is condition. They will be working towards completing the project and as they make progress w...

  • 2437 Sq Ft

  • 3

  • 2

  • 1

$459,000

196 W SEASONS LN #50, Garden City UT 84028

196 W SEASONS LN #50
Garden City UT 84028

Located in the heart of Garden City in beautiful Bear Lake! Walking distance to shops and restaurants, bike path, city pickleball courts and Bear Lake State Pa...

  • 1797 Sq Ft

  • 4

  • 3

  • 1

$365,000

881 N TRAPPER CIR, Garden City UT 84028

881 N TRAPPER CIR
Garden City UT 84028

Great Lot in Swan Creek Village Community in Bear Lake. This lot is .14 acres and sits in a quite cul-de-sac. Lot is flat and has amazing views of the lake....

  • 0.14 Acres

$65,000

3068 S GOLF COURSE DR, Garden City UT 84028

3068 S GOLF COURSE DR
Garden City UT 84028

5.54 Acre building lot adjacent to the Bear Lake Golf Course. Build your dream home here! You have endless opportunities with this large lot. You have a great ...

  • 5.54 Acres

$199,000

314 W SUNBURST DR, Garden City UT 84028

314 W SUNBURST DR
Garden City UT 84028

This lot is perfect for a year round residence or a second home. The roads are paved and there is no HOA. Come and take in the pristine views and see yourself...

  • 0.60 Acres

$190,000

426 N ELK RIDGE RD, Garden City UT 84028

426 N ELK RIDGE RD
Garden City UT 84028

Wake up to the kind of Bear Lake views you normally only see on postcards. This stunning lot is perfectly positioned to capture sweeping panoramas of the lake, ...

  • 0.74 Acres

$275,000

1434 N BROADHOLLOW, Garden City UT 84028

1434 N BROADHOLLOW
Garden City UT 84028

Build your dream home near beautiful Bear Lake! This gently sloped lot offers easy construction access and could save you up to $20,000 in site prep. The sewer ...

  • 0.27 Acres

$85,000

255 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

255 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 3.31 Acres

$400,000

2005 S LAKE COTTAGE DR, Garden City UT 84028

2005 S LAKE COTTAGE DR
Garden City UT 84028

BEAR LAKE BUILDING LOT--- FLAT, Located in private and quiet community of The Cottages with paved roads Borders huge common area and overflow parking, paved wal...

  • 0.08 Acres

$68,000

851 S EUTAW RD, Garden City UT 84028

851 S EUTAW RD
Garden City UT 84028

Breathtaking 1- acre lot overlooking beautiful Bear Lake! This is your chance to build the dream home, vacation retreat, or income property you've always wanted...

  • 1.00 Acres

$149,000

972 E RIDGEWAY LOOP #228, Garden City UT 84028

972 E RIDGEWAY LOOP #228
Garden City UT 84028

Completely remodeled with new kitchen cabinets, countertops, appliances, new vinyl flooring throughout, new bathroom tubs and toilets. Efficient/attractive prop...

  • 924 Sq Ft

  • 2

  • 2

$223,900

1.0k

947 N HARBOR VILLAGE DR #202, Garden City UT 84028

947 N HARBOR VILLAGE DR #202
Garden City UT 84028

Newly Built Units with Spectacular Views of Bear Lake Marina! 3 Bedrooms / 2 Bathrooms, Full Kitchen and Laundry Area, 2- Car Garage with Additional Parking Spa...

  • 917 Sq Ft

  • 3

  • 2

  • 2

$389,000

443 N LAKEVIEW RIDGE RD, Garden City UT 84028

443 N LAKEVIEW RIDGE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.66 Acres

$275,000

2711 S DRIVER CIR, Garden City UT 84028

2711 S DRIVER CIR
Garden City UT 84028

Gently sloped building lot in cul-de-sac of lower Sweetwater. Next to Bear Lake Golf Course with protected views of Bear Lake and mountains. Great for a walkout...

  • 0.30 Acres

$109,000

427 W BLUEGRASS WAY, Garden City UT 84028

427 W BLUEGRASS WAY
Garden City UT 84028

Build your dream retreat or investment property on this prime Bear Lake lot! Located in a sought-after subdivision that allows nightly rentals, stunning mountai...

  • 0.31 Acres

$130,000

1481 N BROAD RD, Garden City UT 84028

1481 N BROAD RD
Garden City UT 84028

The most amazing view of Bear Lake and the mountains from this lot! Gated community! Not far from Bear Lake State Park Marina! Enjoy the view of the beautiful ...

  • 0.28 Acres

$129,900

389 N ELKSRIDGE RD, Garden City UT 84028

389 N ELKSRIDGE RD
Garden City UT 84028

Come see this fantastic new community in Garden City!! Breathtaking views of Bear Lake and surrounding mountains. If looking to build an investment property or ...

  • 0.74 Acres

$250,000

192 W SEASONS LN #52, Garden City UT 84028

192 W SEASONS LN #52
Garden City UT 84028

Ready to play in Bear Lake?!! This townhome is located in the heart of Garden City close to shopping, restaurants, bike path, city parks, pickleball and the Bea...

  • 1797 Sq Ft

  • 4

  • 3

  • 1

$375,000

10.0k

888 N NEWBERG DR #2, Garden City UT 84028

888 N NEWBERG DR #2
Garden City UT 84028

MOVE IN READY! Sold Turn-key! Overlooking the Bear Lake State Park Marina with beautiful views of the Bear Lake and the Bear Lake State Park Marina! Enjoy 4 se...

  • 1200 Sq Ft

  • 2

  • 2

$379,900

2759 S SERVICEBERRY DR, Garden City UT 84028

2759 S SERVICEBERRY DR
Garden City UT 84028

One acre building lot with excellent views of Bear Lake and surrounding mountains. Wildlife corridor adjacent to property for moose and deer. Bear Lake Golf Cou...

  • 1.00 Acres

$99,000

819 W SNOWBERRY CIR, Garden City UT 84028

819 W SNOWBERRY CIR
Garden City UT 84028

Beautiful 1.17 acre building lot at the end of a cul-de-sak. Year round access and panoramic views of beautiful Bear Lake. Optional amenities into Ideal beach w...

  • 1.17 Acres

$110,000

964 S CROSSED ARROWS CIR, Garden City UT 84028

964 S CROSSED ARROWS CIR
Garden City UT 84028

Wow! This coveted 1 acre homesite is southwest facing in a quiet cul-de-sac with a desirable gentle downhill slope perfect for a walkout, daylight basement belo...

  • 1.00 Acres

$245,000

537 N BLUE LAKE ST ST, Garden City UT 84028

537 N BLUE LAKE ST ST
Garden City UT 84028

A Fractional Ownership Vacation Home Experience the benefits of 1/8 ownership at Blue Bear Lake Townhome, giving you 45+ nights per year in this stunning 3-bedr...

  • 2075 Sq Ft

  • 3

  • 3

  • 2

$72,250

1355 W CEDAR RIDGE DR, Garden City UT 84028

1355 W CEDAR RIDGE DR
Garden City UT 84028

Build your dream home in Bear Lake! Prime lot with stunning mountain views and you cant forget the lake! Minutes from Garden City and Beaver Mountain. Vacation ...

  • 1.35 Acres

$199,000

971 W CISCO RUN, Garden City UT 84028

971 W CISCO RUN
Garden City UT 84028

Have you been waiting for the perfect place to build your mountain get a way in Bear Lake? This just might be it. This lot is located in the prestigious Swan...

  • 1.04 Acres

$99,000

Homes Under $500K in Garden City

Looking for homes under $500k in Garden City, Utah? We currently have 189 listings matching your criteria. New properties are added daily, so check back often or create a custom search to get notified of new listings.

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