Homes Under $500,000 in Garden City, Utah

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Finding an affordable home in Garden City offers a unique opportunity to own property in one of Utah's most scenic lakeside communities. With homes under $500K, you can enjoy the tranquil beauty of Bear Lake without breaking the bank. This charming town attracts families, retirees, and vacation home buyers who appreciate the area's famous turquoise waters, sandy beaches, and year-round recreational activities including boating, fishing, skiing, and snowmobiling.

Properties in this price range in Garden City typically include cozy single-family homes, townhomes, and condos that serve as perfect primary residences or weekend retreats. Many homes offer convenient access to Bear Lake State Park, local marinas, and the town's beloved restaurants and shops. The community maintains a welcoming, small-town atmosphere while providing essential amenities and services that make full-time living comfortable and enjoyable.

Browse our current listings below to discover available homes that match your budget and lifestyle needs. Whether you're searching for a year-round residence or a vacation getaway in Bear Lake country, Garden City's affordable housing market presents excellent value. Our experienced local agents understand the unique characteristics of this market and can help you find the perfect property that meets your goals. Contact us today to learn more about these opportunities or to schedule a showing.

View Homes Under $500K in Garden City, Utah


To buy in Garden City, Utah call us directly at 435-359-4332


220 Homes For Sale in GARDEN CITY Utah

526 N RICHLAND VALLEY ST #10, Garden City UT 84028

526 N RICHLAND VALLEY ST #10
Garden City UT 84028

Be the first to use the never been lived in model home! Fully approved for short term rentals. This unit will include all furniture and appliances. Located next...

  • 1962 Sq Ft

  • 3

  • 3

  • 2

$420,000

1107 W CEDAR RIDGE DR, Garden City UT 84028

1107 W CEDAR RIDGE DR
Garden City UT 84028

Bear Lake is the place to be. Build your dream cabin on this lot and you'll be close to the lake, Beaver Mountain ski resort, Garden City and all the fun Bear...

  • 1.23 Acres

$120,000

150 W SEASONS LN #4, Garden City UT 84028

150 W SEASONS LN #4
Garden City UT 84028

Welcome to Bloomington Peak! Dont miss this opportunity to own a turnkey property just blocks from Bear Lake and Garden Citys most popular restaurants and shops...

  • 1371 Sq Ft

  • 3

  • 3

  • 2

$370,000

196 W SEASONS LN #50, Garden City UT 84028

196 W SEASONS LN #50
Garden City UT 84028

Located in the heart of Garden City in beautiful Bear Lake! Walking distance to shops and restaurants, bike path, city pickleball courts and Bear Lake State Pa...

  • 1797 Sq Ft

  • 4

  • 3

  • 1

$365,000

641 N LOCHWOOD DR, Garden City UT 84028

641 N LOCHWOOD DR
Garden City UT 84028





  • 0.12 Acres

$109,900

373 N ELKSRIDGE RD, Garden City UT 84028

373 N ELKSRIDGE RD
Garden City UT 84028

New community in Bear lake! Fantastic views of Bear Lake and surrounding mountains, short term rentals are permitted in this subdivision. Utilities stubbed to t...

  • 0.74 Acres

$250,000

205 E FROGHAIR CIR, Garden City UT 84028

205 E FROGHAIR CIR
Garden City UT 84028

BEAUTIFUL BUILDING LOT NEAR BEAR LAKE! Numerous possibilities and year-round outdoor activities. WALKING DISTANCE to the GOLF COURSE. Optional owner access to...

  • 0.31 Acres

$89,000

374 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

374 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 1.05 Acres

$325,000

305 N ELKSRIDGE RD, Garden City UT 84028

305 N ELKSRIDGE RD
Garden City UT 84028

This new community in Bear Lake has it all ! Property highlights: Short term rentals are permitted Paved roads Utilities stubbed to the lot Panoramic views of...

  • 1.15 Acres

$250,000

3500 S SADDLE UP CIR, Garden City UT 84028

3500 S SADDLE UP CIR
Garden City UT 84028

Perched above Garden City on a quiet culdesac, this gently sloped 0.30acre lot in SweetwaterOmega Sub5 delivers sweeping, beautiful views of Bear Lake's turquoi...

  • 0.30 Acres

$110,000

254 W SEASONS LN, Garden City UT 84028

254 W SEASONS LN
Garden City UT 84028

Experience comfort, style, and adventure with this modern townhouse in scenic Garden City, Utah. Just steps from Bear Lake and downtown, and minutes from Beaver...

  • 1854 Sq Ft

  • 4

  • 3

  • 1

$389,500

27.5k

1080 N BROAD HOLLOW RD, Garden City UT 84028

1080 N BROAD HOLLOW RD
Garden City UT 84028

**Seller Financing available** Improved building lot in Swan Creek Village. Rare lot with actual lake view from ground level, not drone like others. Located ju...

  • 0.34 Acres

$70,000

3078 S MALABLUE DR, Garden City UT 84028

3078 S MALABLUE DR
Garden City UT 84028

If you are looking for that perfect getaway spot for peace and quiet, you wont want to miss this beautiful mobile home.This area has something for everyone-whet...

  • 540 Sq Ft

  • 2

  • 1

$175,000

4.0k

2689 S WEDGE CIR, Garden City UT 84028

2689 S WEDGE CIR
Garden City UT 84028

This .28-acre lot in the desirable Sweetwater Subdivision offers the perfect opportunity to build your dream vacation home or a strong investment property. Loca...

  • 0.28 Acres

$94,000

537 N BLUE ST, Garden City UT 84028

537 N BLUE ST
Garden City UT 84028

PET FRIENDLY UNIT! 12 weeks of vacation time! Great opportunity to 1/4th of a fully furnished townhome that is turnkey for short term rentals in Bear Lake!! . R...

  • 2065 Sq Ft

  • 3

  • 3

$140,000

265 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

265 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.72 Acres

$275,000

305 W BUTTERCUP LN, Garden City UT 84028

305 W BUTTERCUP LN
Garden City UT 84028

Beautiful lot in Garden City, ready to build! NO HOA. Year round accessible, short term renting allowed subject to Garden City approval. Power, sewer and water ...

  • 0.75 Acres

$270,000

339 N LAKEVIEW RIDGE RD, Garden City UT 84028

339 N LAKEVIEW RIDGE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.66 Acres

$275,000

285 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

285 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.61 Acres

$275,000

311 N LAKEVIEW TRAVERSE RD, Garden City UT 84028

311 N LAKEVIEW TRAVERSE RD
Garden City UT 84028

Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Bea...

  • 0.71 Acres

$275,000

Homes Under $500K in Garden City

Looking for homes under $500k in Garden City, Utah? We currently have 220 listings matching your criteria. New properties are added daily, so check back often or create a custom search to get notified of new listings.

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