Homes Under $300,000 in Fillmore, Utah
Fillmore sits along I-15 in Millard County, about halfway between Salt Lake City and St. George, which makes it a working town first and a bedroom community second. That geography keeps prices grounded. Homes under $300K here aren't a stretch niche the way they are in Utah County — they're a big share of what's actually on the MLS, from older brick ranches near Main Street to newer builds out toward the edges of town on bigger lots. Buyers priced out of the Wasatch Front find that the same $280,000 that gets a townhome in Lehi buys a 3-bedroom house with a yard and a shop in Fillmore.
Millard County's economy runs on agriculture, the IPP power plant, state and county government jobs, and Fillmore's role as the county seat, so a lot of buyers in this price range are locals moving up from renting or relocating for work at the plant or nearby correctional facility. Winters bring real snow and cold snaps, so furnace age and insulation matter more here than in southern Utah, and it's worth asking about well water versus city hookups since some outlying properties still rely on private systems. Lot sizes tend to run larger than subdivision lots in bigger cities, which appeals to buyers wanting space for animals, a garden, or a garage full of equipment. Browse the active listings below to see what's currently on the market under $300K.
July 2026 · Fillmore market
Live from the Utah MLS — what's actually happening in Fillmore right now.
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Common questions
About homes under $300k in Fillmore.
What kind of home can I actually get for under $300K in Fillmore? ▾
At this price point in Fillmore you're typically looking at older single-family homes from the 1940s-1980s on generous lots, manufactured homes on owned land, or smaller two- and three-bedroom starter houses near downtown. Square footage usually runs 900 to 1,800. Larger acreage parcels with a livable home occasionally land in this range when the structure needs updates.
Is $300K a realistic budget for Fillmore right now? ▾
Yes. Fillmore's median sale price has historically sat well below the Wasatch Front, and a meaningful share of the inventory still trades under $300K. It's one of the few Utah towns along I-15 where that budget still buys a detached house with a yard rather than a condo.
What should I inspect carefully on older Fillmore homes in this price range? ▾
Pay close attention to the roof, electrical panel, and any original single-pane windows, since many homes in this bracket haven't been fully updated. Check the heat source too — some older Fillmore properties still run on propane or wall furnaces rather than central forced-air. Septic systems are common outside the city core and need their own inspection.
Are there financing programs that help with homes at this price in Fillmore? ▾
USDA Rural Development loans work well here because Fillmore qualifies as a rural area, and they allow zero down for buyers under the income limits. FHA and VA both work on properties that meet condition standards. Utah Housing Corporation down payment assistance is also worth a look for first-time buyers.
How long do sub-$300K homes typically stay on the market in Fillmore? ▾
Move-in ready homes under $300K tend to go quickly — often within a few weeks — because the pool of buyers at this price is large and inventory is thin. Fixer-uppers and properties with septic, well, or zoning quirks usually sit longer, which can mean room to negotiate.
What's life in Fillmore like for someone relocating from a bigger Utah city? ▾
Fillmore is the Millard County seat, sits roughly halfway between Salt Lake and St. George on I-15, and has a population around 2,500. Expect a working agricultural town with a hospital, K-12 schools, basic shopping, and a 90-plus minute drive to a Costco or major airport. Winters are cold with light snow; summers are hot and dry.