Homes Under $300,000 in Fielding, Utah
Fielding sits in northern Box Elder County, a farm-and-ranch community of a few hundred people between Tremonton and the Bear River bird refuge. It's the kind of place where lot sizes run big, neighbors wave from tractors, and the commute to Logan or the Cache Valley job market is about 25 minutes, with Brigham City closer to 15. Under $300K here still buys real acreage in most cases — older ranch homes, manufactured homes on owned land, and the occasional fixer that hasn't hit the open market treatment other Wasatch Front towns get. This isn't Ogden or Logan pricing; Fielding's rural zoning and distance from a freeway interchange keep values lower, which is exactly why budget-conscious buyers and first-time owners keep an eye on it.
Inventory at this price point moves in bursts rather than a steady stream — Fielding is small enough that a handful of listings can represent the entire under-$300K market at any given time. Homes here tend to need some updating: expect older furnaces, well or shared water systems, and septic rather than city sewer in many spots, all things Box Elder County buyers factor into their offers. Families drawn to Bear River School District, folks wanting horse or hay ground without Park City prices, and retirees looking to stretch a fixed income all shop this range. Browse the active listings below to see what's currently on the market in Fielding.
September 2026 · Fielding market
Live from the Utah MLS — what's actually happening in Fielding right now.
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Common questions
About homes under $300k in Fielding.
How many homes under $300K typically come up for sale in Fielding? ▾
Fielding is tiny — usually fewer than a dozen homes change hands in town in an entire year, and the sub-$300K segment might see only a handful of active listings at any given time. If nothing shows below, it's worth setting up a saved search and also looking at neighboring Riverside, Plymouth, and Garland where inventory is slightly deeper.
What kind of home can I realistically get for under $300,000 in Fielding? ▾
Most often it's an older site-built home in the 1,000-1,800 sq ft range needing updates, or a manufactured home on a half-acre to full acre. Occasionally a smaller farmhouse with a shop or barn lands in this bracket. New construction in Fielding generally prices above $300K once land and build costs are added in.
Will lenders finance manufactured homes in this price range? ▾
Yes, but with conditions. Conventional, FHA, USDA, and VA loans can all work on manufactured homes if the unit is on a permanent foundation, titled as real property, and built after June 1976. Older mobile homes or units still on a chassis title usually require cash or specialty lending.
Does Fielding qualify for USDA rural development loans? ▾
Fielding sits well within USDA's eligible rural areas, so 0% down USDA financing is on the table for buyers who meet the income limits for Box Elder County. That's a meaningful tool in this price range because it eliminates the down payment hurdle on homes that already pencil out affordably.
What are property taxes like on a sub-$300K home in Fielding? ▾
Box Elder County's effective property tax rate runs roughly 0.55-0.65% of market value on a primary residence after the 45% residential exemption. On a $275,000 home that works out to somewhere around $1,500-$1,800 per year, which is on the lower end for Utah.
Is water and sewer handled by the town or by wells and septic? ▾
Fielding has a culinary water system for in-town properties, but many homes on the outskirts run on private wells and septic systems. If you're looking at acreage, budget for a septic inspection and ask about water rights — secondary irrigation shares can add real value on a rural parcel.