bds
|
ba
|
sqft
ac lot
|
car garage
|
|
Homes Under $500,000 in Duck Creek, Utah
Duck Creek Village sits at about 8,400 feet on Cedar Mountain, roughly 45 minutes east of Cedar City on Highway 14. It's a small mountain community surrounded by Dixie National Forest, with cool summers in the 70s, real winters that bring 200+ inches of snow, and a lifestyle built around cabins, ATVs, snowmobiles, and weekends away from the heat of St. George and Las Vegas. Under $500K in Duck Creek typically gets you an A-frame, log cabin, or modest mountain home — often 1,000 to 1,800 square feet on a wooded lot in subdivisions like Movie Ranch, Aspen Cove, Duck Creek Meadows, or Strawberry Point. Many homes at this price point are second homes used seasonally or as short-term rentals.
Buyers should pay attention to a few mountain-specific details before writing an offer: water source (most properties run on cisterns hauled in or shared community wells), septic systems, year-round versus seasonal road access, and whether the cabin is winterized for full-time use. Power is generally on-grid through Garkane Energy, but propane handles heat and cooking on most properties. Kane County allows short-term rentals in much of Duck Creek, which is a major draw for buyers wanting both a getaway and rental income. Listings move quickly in spring and early summer when the roads open up and buyers tour in person. Browse the active listings below to see what's currently available under $500K.
May 2026 · Duck Creek market
Live from the Utah MLS — what's actually happening in Duck Creek right now.
Median sale
$311,500
2 closed in May 2026
Median DOM
11 days
listing → contract
Sale-to-list
97.7%
of final list price
Unsold inventory
31
active + pending
53 matching · page 3 of 3
Active listings
Prefer the map?
See all 53 homes under $500k on a map
Pan around Duck Creek and refine by drawing your own boundary.
Common questions
About homes under $500k in Duck Creek.
What kind of home can I actually get in Duck Creek under $500K? ▾
Most sub-$500K listings here are cabins between 800 and 1,600 square feet on a quarter to half acre of treed lot. Expect 2-3 bedrooms, a loft, wood or pellet stove, and either a well or shared water system. Newer builds at this price point exist but tend to be smaller; older A-frames and log cabins from the 1970s-90s make up the bulk of inventory.
Is Duck Creek a year-round community or mostly seasonal? ▾
It's predominantly seasonal. Duck Creek Village sits at roughly 8,400 feet, and SR-14 sees heavy snow from November through April. Many sub-$500K cabins are not built or plumbed for winter occupancy, so check insulation, heat tape on pipes, and whether the road to the property is county-plowed before assuming year-round use.
What should I know about water and septic at this price point? ▾
Almost no properties here are on municipal water or sewer. Cabins typically run on a private well or a small shared water company (like Movie Ranch or Aspen Mountain), with septic tanks or vault systems. Under $500K, ask specifically about water share ownership, septic age, and whether the system is permitted with Kane County.
How far is Duck Creek from Cedar City and St. George? ▾
Cedar City is about 32 miles down SR-14, roughly 45 minutes in good weather and the closest place for groceries, hospital care, and the regional airport. St. George is around 90 minutes southwest. Las Vegas sits about 3 hours away, which is why a lot of the cabin market here is driven by Nevada second-home buyers.
Can I finance a Duck Creek cabin with a conventional loan? ▾
Sometimes, but it depends on the property. Lenders often flag cabins without year-round road access, no permanent heat source, or seasonal water as non-warrantable. Many buyers under $500K end up using portfolio lenders, local credit unions like State Bank of Southern Utah, or cash. Get a lender comfortable with rural Utah properties involved early.
Are short-term rentals allowed on cabins in this price range? ▾
Nightly rentals are permitted in much of unincorporated Kane County around Duck Creek, but specific subdivisions have their own CC&Rs that can prohibit them. Movie Ranch, for example, has restrictions some owners aren't aware of. Always pull the recorded CC&Rs and confirm with Kane County before counting on rental income to justify the purchase.