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No HOA Homes for Sale in Clearfield, Utah
Clearfield sits right in the middle of the north Davis County corridor, wedged between Hill Air Force Base to the east and the Great Salt Lake wetlands to the west, about 25 minutes north of Salt Lake City via I-15 or FrontRunner. Because so much of the city was platted in the postwar decades to house Hill personnel and Freeport Center workers, the bulk of single-family inventory predates the HOA era entirely. Neighborhoods like Steed Park, the streets around Wasatch Elementary, and the older grid south of 700 South are full of brick ramblers, split-entries, and 1990s two-stories on quarter-acre lots with zero monthly dues, no architectural committee, and room for an RV pad along the side of the house.
That matters more in Clearfield than in a lot of Wasatch Front cities. Buyers here are often Hill AFB military families, tradespeople, and Freeport Center employees who own boats for Pineview and Bear Lake, work trucks, campers, or side-business equipment that HOA covenants typically restrict. No-HOA ownership also means no surprise special assessments, which is a real consideration given how many newer Davis County townhome communities have raised dues sharply in the last few years. Property taxes run roughly 0.55-0.65% of market value, and secondary irrigation water through Weber Basin keeps lawn costs manageable through the dry July-September stretch. Browse the active listings below to see which no-HOA Clearfield homes are currently on the market.
May 2026 · Clearfield market
Live from the Utah MLS — what's actually happening in Clearfield right now.
Median sale
$430,000
19 closed in May 2026
Median DOM
19 days
listing → contract
Sale-to-list
96.9%
of final list price
Unsold inventory
85
active + pending
46 matching · page 2 of 2
Active listings
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Common questions
About no hoa homes in Clearfield.
How common are no-HOA homes in Clearfield? ▾
Very common. Most of Clearfield's housing stock was built between the 1950s and 1990s as workforce housing for Hill Air Force Base, long before HOAs became standard. Older neighborhoods south of Antelope Drive and around the original downtown grid are almost entirely HOA-free, while newer townhome and PUD developments on the west side near Legacy Parkway are where you'll run into fees.
What does no HOA actually mean for what I can do with the property? ▾
It means no monthly or annual dues, no architectural review board approving your paint color or fence, and no covenants restricting RVs, boats, or work trucks in the driveway. Davis County and Clearfield City zoning still apply, so setbacks, accessory dwelling rules, and short-term rental ordinances are enforced at the city level.
Will I still have to deal with any shared-cost obligations? ▾
Sometimes. A handful of older Clearfield streets have private lane agreements or shared irrigation ditch maintenance, particularly on the west side toward Sunset and the old farm parcels. Always read the title commitment for easements and check whether secondary water from Weber Basin is billed separately.
Are no-HOA homes in Clearfield cheaper than HOA properties? ▾
Generally yes on a sticker-price basis, partly because they're older and partly because no dues are baked in. Single-family homes without an HOA typically run in the $375K-$525K range depending on size and condition, while newer HOA townhomes start lower but add $100-$250 a month in fees.
Can I park an RV or boat at a no-HOA home here? ▾
In most cases yes, which is a big reason buyers seek these out near Hill AFB and the Great Salt Lake marinas. Clearfield's city code does regulate where RVs can be stored on residential lots (generally behind the front setback on an improved surface), but there's no HOA layer adding stricter rules on top.
How do I filter the MLS specifically for no-HOA listings in Clearfield? ▾
The MLS has an HOA fee field, and the listings below are already filtered to properties with no association dues reported. If a listing looks borderline, ask your agent to confirm with the listing agent, because some sellers leave the field blank when a small voluntary neighborhood association exists.