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Homes Under $300,000 in Cedar City, Utah
Cedar City remains one of the few college towns in the Intermountain West where a buyer can still land a detached, single-family home for under $300,000. Much of that inventory sits in the older grid neighborhoods near Southern Utah University and downtown Main Street, along with manufactured and modular homes scattered through Enoch and the west side of town. Expect smaller square footage, typically 900 to 1,600 square feet, built anytime from the 1960s through the early 2000s, with some needing cosmetic updates and others move-in ready. Condos and townhomes in this range also show up occasionally near the university, popular with SUU staff, traveling nurses at Cedar City Hospital, and investors chasing student rental income.
This price point draws a specific mix of buyers: first-time purchasers priced out of St. George an hour south, retirees downsizing from bigger Wasatch Front homes, and remote workers drawn by Cedar City's 5,800-foot elevation, four real seasons, and quick access to Brian Head skiing 30 minutes away. Property taxes here run lower than much of Utah, and Iron County's overall cost of living helps stretch a smaller mortgage further. Competition for well-priced homes under $300K has picked up in recent years as regional migration continues, so homes that show well and are priced right don't sit long. Browse the active listings below to see what's currently on the market.
July 2026 · Cedar City market
Live from the Utah MLS — what's actually happening in Cedar City right now.
Median sale
$405,000
55 closed in July 2026
Median DOM
51 days
listing → contract
Sale-to-list
99.2%
of final list price
Unsold inventory
401
active + pending
219 matching · page 9 of 10
Active listings
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Common questions
About homes under $300k in Cedar City.
What kind of home can I actually get under $300K in Cedar City? ▾
Most sub-$300K listings are older 2-3 bedroom homes on the west and north sides of town, smaller patio homes, manufactured homes on owned land, or townhomes and condos closer to Southern Utah University. Single-family detached homes under $300K typically run 900-1,400 square feet and were built between the 1950s and early 2000s. Move-in-ready new construction at this price point is rare since lot costs alone often push builders past $350K.
Are there many homes under $300K on the Cedar City MLS right now? ▾
Inventory in this price band fluctuates with interest rates, but it's the most competitive segment in town. When rates spike, the under-$300K pool shrinks because sellers hold off, and when investor activity picks up around SUU, condos and small homes move within days. Checking the active count on this page gives you the real-time number.
Can I buy a rental property under $300K near Southern Utah University? ▾
Yes — older homes and condos within a few blocks of the SUU campus (roughly between 200 North and 600 South, west of Main) are the classic Cedar City rental play. Two-bedroom condos in complexes like Stadium Park or near the Aquatic Center often list in the $200Ks. Verify the HOA's rental cap before writing an offer; several complexes limit the percentage of non-owner-occupied units.
What loan programs work well at this price point in Cedar City? ▾
USDA Rural Development loans are a big deal here — most of Iron County outside Cedar City's core qualifies for zero-down USDA financing, and even some edges of town are eligible. FHA and VA both work cleanly under $300K, and Utah Housing Corporation down-payment assistance is commonly stacked with FHA for first-time buyers in this range.
What are property taxes and utilities like on a sub-$300K Cedar City home? ▾
Iron County property taxes run roughly 0.6% of assessed value on a primary residence, so a $275K home lands around $1,650/year. Winter heating bills are the bigger budget item — Cedar City sits at 5,800 feet and sees real winters, so expect $150-$250/month in gas heat from December through February on an older, less-insulated home.
Should I expect deferred maintenance on homes in this price range? ▾
Plan on it. Many sub-$300K Cedar City homes still have original roofs, single-pane windows, or 30+ year-old furnaces. A thorough inspection plus a sewer scope on anything built before 1980 is money well spent, and lenders on FHA/VA loans will flag peeling paint, missing handrails, and roof life under three years.