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Cedar City, Utah

Homes with Seller Financing in Cedar City, Utah

These Cedar City listings mention seller or owner financing; most are land. Matching listings right now: 17, with a median asking price of $399,000.

Owner-financed land is common in rural Iron County. Before you buy, confirm water rights and access, have a title company review the note, and check whether the parcel is inside city limits. See Cedar City homes with acreage.

17 matching · page 1 of 1

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Utah MLS data · updated Nov 6, 2026

Cedar City seller financing homes by the numbers

Today's listings plus closed sales recorded in the MLS, each home counted once. Medians, not averages, so one outlier can't skew them.

For sale now
17
median ask $399,000
Median sale, last 12 mo
$450,000
7 sold
Price per sq ft
$264
median of closed sales · typical 5,803 sq ft
HOA dues
$62/mo
median · 18% of listings have dues

Over the last 12 months, 7 seller financing homes sold in Cedar City, taking a median of 74 days to go under contract and closing at 100% of the final list price.

What's for sale

Today's 17 listings by type.

  • Lots & land 14 (82%)
  • Single-family homes 2 (12%)
  • Townhomes 1 (6%)

By budget

How today's asking prices spread out.

  • Under $400K 9
  • $400K–$600K 6
  • $600K–$800K 0
  • $800K–$1.2M 0
  • $1.2M and up 2

Seller financing homes by neighborhood

Closed sales over the last 24 months, plus what's listed today. Click a name for that neighborhood's page.

  • Cedar Highlands Subdivision

    Sold (24 mo)
    —
    Median sale
    —
    Typical size
    —
    Built
    —
    HOA / mo
    $62
    For sale now
    2 · $249,000–$299,000
  • Cedar View Estates

    Sold (24 mo)
    —
    Median sale
    —
    Typical size
    —
    Built
    —
    HOA / mo
    —
    For sale now
    1 · $499,900

Median sale is shown only where at least 5 homes sold. HOA dues are the median monthly fee (yearly dues divided by 12) and can change, so confirm the amount and what it covers with the association. "Built" is the median year built.

Common questions

About seller financing homes in Cedar City.

Is there owner-financed land near Cedar City? ▾

Yes. Most Cedar City listings that mention seller financing are land. There are 17 today.

What should I check on owner-financed land? ▾

Water rights (Cedar Valley has been closed to new groundwater rights since 1966), legal access, utilities, and whether the seller's own loan allows the sale.