Homes with Seller Financing in Cedar City, Utah
These Cedar City listings mention seller or owner financing; most are land. Matching listings right now: 17, with a median asking price of $399,000.
Owner-financed land is common in rural Iron County. Before you buy, confirm water rights and access, have a title company review the note, and check whether the parcel is inside city limits. See Cedar City homes with acreage.
17 matching · page 1 of 1
Active listings
New seller financing homes in Cedar City, straight to your inbox
We'll email you the moment a new one hits the MLS. Free, and you can stop anytime.
Prefer the map?
See all 17 seller financing homes on a map
Pan around Cedar City and refine by drawing your own boundary.
Utah MLS data · updated Nov 6, 2026
Cedar City seller financing homes by the numbers
Today's listings plus closed sales recorded in the MLS, each home counted once. Medians, not averages, so one outlier can't skew them.
- For sale now
- 17
- median ask $399,000
- Median sale, last 12 mo
- $450,000
- 7 sold
- Price per sq ft
- $264
- median of closed sales · typical 5,803 sq ft
- HOA dues
- $62/mo
- median · 18% of listings have dues
Over the last 12 months, 7 seller financing homes sold in Cedar City, taking a median of 74 days to go under contract and closing at 100% of the final list price.
What's for sale
Today's 17 listings by type.
- Lots & land 14 (82%)
- Single-family homes 2 (12%)
- Townhomes 1 (6%)
By budget
How today's asking prices spread out.
- Under $400K 9
- $400K–$600K 6
- $600K–$800K 0
- $800K–$1.2M 0
- $1.2M and up 2
Seller financing homes by neighborhood
Closed sales over the last 24 months, plus what's listed today. Click a name for that neighborhood's page.
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- —
- Built
- —
- HOA / mo
- $62
- For sale now
- 2 · $249,000–$299,000
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- —
- Built
- —
- HOA / mo
- —
- For sale now
- 1 · $499,900
Median sale is shown only where at least 5 homes sold. HOA dues are the median monthly fee (yearly dues divided by 12) and can change, so confirm the amount and what it covers with the association. "Built" is the median year built.
Seller Financing Homes nearby
Common questions
About seller financing homes in Cedar City.
Is there owner-financed land near Cedar City? ▾
Yes. Most Cedar City listings that mention seller financing are land. There are 17 today.
What should I check on owner-financed land? ▾
Water rights (Cedar Valley has been closed to new groundwater rights since 1966), legal access, utilities, and whether the seller's own loan allows the sale.