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Assumable Homes for Sale in Cedar City, Utah
These Cedar City listings mention an assumable loan, usually an FHA, VA or USDA mortgage you can take over at the seller's rate. Matching listings right now: 4.
You'll need to qualify with the servicer and pay the seller the difference between the price and the loan balance. See owner-financed listings in Cedar City.
4 matching · page 1 of 1
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Utah MLS data · updated Oct 30, 2026
Cedar City assumable homes by the numbers
Today's listings plus closed sales recorded in the MLS, each home counted once. Medians, not averages, so one outlier can't skew them.
- For sale now
- 4
- listed $250,000–$569,900
- Asking-price range
- $250,000
- to $569,900 today
- Price per sq ft
- $245
- median of active listings · typical 1,799 sq ft
- HOA dues
- $77/mo
- median · 25% of listings have dues
What's for sale
Today's 4 listings by type.
- Single-family homes 3 (75%)
- Townhomes 1 (25%)
Common questions
About assumable homes in Cedar City.
What is an assumable mortgage? ▾
A loan the buyer takes over from the seller, keeping its rate and term. FHA, VA and USDA loans are usually assumable with lender approval.