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Homes Under $300,000 in Salt Lake City, Utah
Under $300K in Salt Lake City proper is a tight window these days. The median home price in the city has pushed well past $500K, so listings in this range are mostly condos and townhomes in Rose Park, Glendale, Poplar Grove, and the west side near the airport, plus the occasional fixer or older mobile/manufactured home on its own land. You'll also see small studio and one-bedroom condos downtown or near Sugar House pop up when a bank-owned property or estate sale hits the MLS. Anything detached with three bedrooms under $300K inside city limits is rare and tends to need work or sits on a smaller lot.
This price band moves fast because it's the entry point for first-time buyers priced out of the rest of the valley, plus investors looking at rental potential near TRAX lines or the University of Utah. HOA fees matter a lot at this price — a $300 monthly fee on a $250K condo changes the real monthly payment more than people expect, so it's worth checking that number on every listing, not just the price tag. Loan type also matters here since some condo complexes aren't FHA-approved, which knocks out a chunk of buyers using low-down-payment financing. Browse the active listings below to see what's currently on the market — new ones in this range often go under contract within a week or two.
August 2026 · Salt Lake City market
Live from the Utah MLS — what's actually happening in Salt Lake City right now.
Median sale
$520,000
106 closed in August 2026
Median DOM
20 days
listing → contract
Sale-to-list
97.9%
of final list price
Unsold inventory
809
active + pending
116 matching · page 2 of 5
Active listings
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Common questions
About homes under $300k in Salt Lake City.
What kind of home can I actually get in Salt Lake City under $300K? ▾
Realistically, most options at this price are condos and townhomes — one and two-bedroom units in older brick fourplexes, mid-rise buildings downtown, or townhome communities in Glendale, Rose Park, and parts of West Valley adjacent to SLC. Detached single-family homes under $300K are rare inside city limits and usually need significant work or sit on small lots in older west-side neighborhoods.
Which Salt Lake neighborhoods still have homes in this price range? ▾
Glendale, Poplar Grove, Rose Park, and pockets of Fairpark see the most activity under $300K. Downtown and Central City have condo inventory at this price, especially in older buildings along 200 South and near the U of U. The east bench and Avenues almost never have anything under $300K anymore.
Are HOA fees a big factor at this price point? ▾
Yes — most listings under $300K in SLC are attached housing, and HOA dues typically run $200 to $450 a month. Always check what the dues cover (water, sewer, exterior maintenance, reserves) and ask for the HOA's reserve study before writing an offer. A cheap unit with an underfunded HOA can hit you with special assessments later.
Can first-time buyers use down payment assistance here? ▾
Yes. Utah Housing Corporation, the Salt Lake City HOME program, and Community Development Corporation of Utah all offer down payment and closing cost help for buyers under certain income limits. Many condos and townhomes under $300K qualify, but check FHA condo approval status before counting on FHA financing for a specific building.
Is it worth buying a fixer-upper in this range? ▾
It can be, especially in Rose Park or Poplar Grove where older bungalows occasionally list in the $280K–$300K range needing cosmetic or systems work. An FHA 203(k) or Fannie Mae HomeStyle renovation loan rolls repair costs into the mortgage. Just budget honestly — older SLC homes often need electrical, sewer line, or foundation attention.
How fast do homes under $300K sell in Salt Lake City? ▾
Entry-level inventory moves faster than the broader market because demand from first-time buyers and investors stays steady. Well-priced condos in walkable areas often go under contract within a week or two. Be pre-approved and ready to write quickly if something in good condition hits the MLS.