Homes Under $300,000 in Salt Lake City, Utah
Finding a single-family home under $300K inside Salt Lake City proper has gotten tough — the county median sits well above $500K, so this price band mostly turns up condos, townhomes, older bungalows in need of work, and the occasional small rambler on the west side. Expect to see active listings concentrated in areas like Glendale, Poplar Grove, Rose Park, parts of West Valley that share a 84104 or 84116 zip, and downtown condo buildings near 200 South and the Central Ninth district. Studios and one-bedroom units in high-rises like the Broadway Park Lofts or American Towers regularly land in this range, and FHA-eligible townhomes pop up in the Sugar House fringe when sellers price aggressively.
What you trade for the lower price is usually square footage, parking, or year built — a lot of inventory here predates 1960 and may need updated electrical, sewer line work, or seismic considerations. The upside is location: most properties at this price point still put you within 15 minutes of downtown employers, the U of U medical campus, and TRAX light rail, which matters when gas and commute time are part of the real cost of a home. HOA dues on condos typically run $200–$450 a month and often cover water, sewer, and exterior maintenance, which changes the math against a fixer-upper house. Browse the active listings below to see what's currently on the market under $300K in Salt Lake City.
May 2026 · Salt Lake City market
Live from the Utah MLS — what's actually happening in Salt Lake City right now.
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Common questions
About homes under $300k in Salt Lake City.
What kind of home can I actually get in Salt Lake City under $300K? ▾
Realistically, most options at this price are condos and townhomes — one and two-bedroom units in older brick fourplexes, mid-rise buildings downtown, or townhome communities in Glendale, Rose Park, and parts of West Valley adjacent to SLC. Detached single-family homes under $300K are rare inside city limits and usually need significant work or sit on small lots in older west-side neighborhoods.
Which Salt Lake neighborhoods still have homes in this price range? ▾
Glendale, Poplar Grove, Rose Park, and pockets of Fairpark see the most activity under $300K. Downtown and Central City have condo inventory at this price, especially in older buildings along 200 South and near the U of U. The east bench and Avenues almost never have anything under $300K anymore.
Are HOA fees a big factor at this price point? ▾
Yes — most listings under $300K in SLC are attached housing, and HOA dues typically run $200 to $450 a month. Always check what the dues cover (water, sewer, exterior maintenance, reserves) and ask for the HOA's reserve study before writing an offer. A cheap unit with an underfunded HOA can hit you with special assessments later.
Can first-time buyers use down payment assistance here? ▾
Yes. Utah Housing Corporation, the Salt Lake City HOME program, and Community Development Corporation of Utah all offer down payment and closing cost help for buyers under certain income limits. Many condos and townhomes under $300K qualify, but check FHA condo approval status before counting on FHA financing for a specific building.
Is it worth buying a fixer-upper in this range? ▾
It can be, especially in Rose Park or Poplar Grove where older bungalows occasionally list in the $280K–$300K range needing cosmetic or systems work. An FHA 203(k) or Fannie Mae HomeStyle renovation loan rolls repair costs into the mortgage. Just budget honestly — older SLC homes often need electrical, sewer line, or foundation attention.
How fast do homes under $300K sell in Salt Lake City? ▾
Entry-level inventory moves faster than the broader market because demand from first-time buyers and investors stays steady. Well-priced condos in walkable areas often go under contract within a week or two. Be pre-approved and ready to write quickly if something in good condition hits the MLS.