Homes with Seller Financing in Salt Lake City, Utah

These Salt Lake City listings mention seller or owner financing, where the seller acts as the lender. Matching listings today: 32.

Terms are negotiated: interest rate, down payment, length and any balloon payment. Have a title company or real estate attorney review the promissory note and trust deed, and confirm the seller's own mortgage allows the sale. Owner financing also shows up on condos and small multi-family buildings here. See assumable-loan listings and Salt Lake City multi-family homes.

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Utah MLS data · updated Nov 7, 2026

Salt Lake City seller financing homes by the numbers

Today's listings plus closed sales recorded in the MLS, each home counted once. Medians, not averages, so one outlier can't skew them.

For sale now: 32; median ask $537,000
Median sale, last 12 mo: $480,000; 36 sold · -24.4% vs prior year
Price per sq ft: $304; median of closed sales · typical 1,886 sq ft
HOA dues: $338/mo; median · 47% of listings have dues

Over the last 12 months, 36 seller financing homes sold in Salt Lake City, taking a median of 47 days to go under contract and closing at 98.8% of the final list price.

What's for sale

Today's 32 listings by type.

Condos 11 (34%)
Multi-family 9 (28%)
Single-family homes 7 (22%)
Townhomes 4 (13%)
Other 1 (3%)

By budget

How today's asking prices spread out.

Under $400K 9
$400K–$600K 9
$600K–$800K 7
$800K–$1.2M 5
$1.2M and up 2

Seller financing homes by neighborhood

Closed sales over the last 24 months, plus what's listed today. Click a name for that neighborhood's page.

Incline Terrace

Sold (24 mo)
1

Median sale
—

Typical size
925 sq ft

Built
1972

HOA / mo
$258

For sale now

2 · $299,999–$345,000
Albert Place

Sold (24 mo)
—

Median sale
—

Typical size
1,533 sq ft

Built
2026

HOA / mo
$110

For sale now

2 · $499,999–$525,000
Plymouth Avenue Town

Sold (24 mo)
—

Median sale
—

Typical size
1,970 sq ft

Built
2010

HOA / mo
$313

For sale now

1 · $439,999
Old Farm

Sold (24 mo)
—

Median sale
—

Typical size
1,320 sq ft

Built
1976

HOA / mo
$397

For sale now

1 · $399,000
Country Club Heights

Sold (24 mo)
—

Median sale
—

Typical size
1,944 sq ft

Built
1947

HOA / mo
—

For sale now

1 · $799,900
South Salt Lake Sub

Sold (24 mo)
—

Median sale
—

Typical size
1,200 sq ft

Built
1931

HOA / mo
—

For sale now

1 · $399,240
South 67 Condos

Sold (24 mo)
—

Median sale
—

Typical size
950 sq ft

Built
1974

HOA / mo
$250

For sale now

1 · $260,000
The Parc At Gateway

Sold (24 mo)
—

Median sale
—

Typical size
1,163 sq ft

Built
2004

HOA / mo
$392

For sale now

1 · $459,900
Three Fountains

Sold (24 mo)
—

Median sale
—

Typical size
2,880 sq ft

Built
1969

HOA / mo
$480

For sale now

1 · $442,490
Rose

Sold (24 mo)
—

Median sale
—

Typical size
2,323 sq ft

Built
2019

HOA / mo
$519

For sale now

1 · $989,000
The Club Condos

Sold (24 mo)
—

Median sale
—

Typical size
1,109 sq ft

Built
1998

HOA / mo
$387

For sale now

1 · $460,000
St Marys Hills

Sold (24 mo)
—

Median sale
—

Typical size
14,233 sq ft

Built
1963

HOA / mo
—

For sale now

1 · $3,499,000
Shaughnessy Condos

Sold (24 mo)
—

Median sale
—

Typical size
708 sq ft

Built
1968

HOA / mo
$375

For sale now

1 · $289,000
J H Whalons

Sold (24 mo)
—

Median sale
—

Typical size
2,230 sq ft

Built
1962

HOA / mo
—

For sale now

1 · $555,000
Mt. Vernon Estates

Sold (24 mo)
—

Median sale
—

Typical size
898 sq ft

Built
1976

HOA / mo
$338

For sale now

1 · $275,000

Neighborhood	Sold (24 mo)	Median sale	Typical size	Built	HOA / mo	For sale now
Incline Terrace	1	—	925 sq ft	1972	$258	2 $299,999–$345,000
Albert Place	—	—	1,533 sq ft	2026	$110	2 $499,999–$525,000
Plymouth Avenue Town	—	—	1,970 sq ft	2010	$313	1 $439,999
Old Farm	—	—	1,320 sq ft	1976	$397	1 $399,000
Country Club Heights	—	—	1,944 sq ft	1947	—	1 $799,900
South Salt Lake Sub	—	—	1,200 sq ft	1931	—	1 $399,240
South 67 Condos	—	—	950 sq ft	1974	$250	1 $260,000
The Parc At Gateway	—	—	1,163 sq ft	2004	$392	1 $459,900
Three Fountains	—	—	2,880 sq ft	1969	$480	1 $442,490
Rose	—	—	2,323 sq ft	2019	$519	1 $989,000
The Club Condos	—	—	1,109 sq ft	1998	$387	1 $460,000
St Marys Hills	—	—	14,233 sq ft	1963	—	1 $3,499,000
Shaughnessy Condos	—	—	708 sq ft	1968	$375	1 $289,000
J H Whalons	—	—	2,230 sq ft	1962	—	1 $555,000
Mt. Vernon Estates	—	—	898 sq ft	1976	$338	1 $275,000

Median sale is shown only where at least 5 homes sold. HOA dues are the median monthly fee (yearly dues divided by 12) and can change, so confirm the amount and what it covers with the association. "Built" is the median year built.

Seller Financing Homes nearby

Common questions

About seller financing homes in Salt Lake City.

Are there owner-financed homes in Salt Lake City? ▾

A few at any time. Matching listings today: 32. Save this search to be emailed when a new one lists.

How does seller financing work in Utah? ▾

The seller lends you part or all of the price, and you pay them monthly under a promissory note secured by a trust deed on the home. A title company records the deed and can service the payments.

Is seller financing a good deal? ▾

It can be flexible on credit and closing speed, but sellers often ask a higher rate or a short term with a balloon payment. Compare the total cost to a bank loan.

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