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Homes Under $500,000 in Fish Haven, Utah
Fish Haven sits on the Idaho border along the north shore of Bear Lake, and it's always been the quieter alternative to Garden City a few miles south. Inventory here is thin by nature — this is a small unincorporated community, not a subdivision-heavy market — so homes under $500K tend to be older cabins, modest single-level houses on side streets away from the water, or manufactured and modular homes on their own lots. Anything with a direct lake view or lake access usually pushes well past that number, especially since Bear Lake's turquoise water and the area's short, intense summer season keep demand steady from Utah and Idaho buyers alike.
Buyers at this price point are typically looking at a second home or rental property rather than a primary residence, since year-round jobs near Fish Haven are limited and most locals commute toward Montpelier or work seasonally in tourism. Expect smaller square footage, some deferred maintenance on older cabins, and lot sizes that vary a lot block to block — some backing to farmland, others tucked closer to Highway 89. Winters bring real snow load and long stretches with fewer services open, which matters if you're planning to use the place in January as much as July. Browse the active listings below to see what's currently on the market in this range.
June 2026 · Fish Haven market
Live from the Utah MLS — what's actually happening in Fish Haven right now.
Median sale
$630,000
3 closed in June 2026
Median DOM
67 days
listing → contract
Sale-to-list
98.8%
of final list price
Unsold inventory
25
active + pending
59 matching · page 3 of 3
Active listings
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Common questions
About homes under $500k in Fish Haven.
What kind of home can I actually get under $500K in Fish Haven? ▾
Most sub-$500K listings here are smaller cabins, older lakefront-adjacent homes, or newer townhome-style builds set back from the water. Square footage typically runs 1,000-1,800, and lots vary from compact subdivision parcels to half-acre spots with mountain views. True lakefront almost always trades above this price point.
Is Fish Haven a full-time community or mostly second homes? ▾
It leans heavily toward second homes and short-term rentals tied to Bear Lake tourism, but there is a small year-round population. Winters are cold and snowy at roughly 5,900 feet elevation, so buyers planning to live full-time should check road maintenance, well/septic systems, and heating costs before committing.
Can I short-term rent a Fish Haven home under $500K? ▾
Rich County is generally friendlier to STRs than most Wasatch Front cities, and many Fish Haven owners rent on summer weekends when Bear Lake fills up. Always confirm current county rules and any HOA restrictions, since some subdivisions cap rentals or require minimum stays.
What's the property tax situation on a second home here? ▾
Utah taxes primary residences at a 55% assessment rate and non-primary (second homes, rentals) at 100%, so a $450K cabin used as a getaway is taxed roughly twice the rate of an owner-occupied home of the same value. Budget for that gap when running numbers.
How far is Fish Haven from Salt Lake City and the nearest airport? ▾
It's about 130 miles from SLC International, usually a 2.5-hour drive up through Logan and Logan Canyon. Logan itself is roughly 50 minutes away and is the closest spot for a Costco, hospital, and full-service shopping.
Do under-$500K homes here usually have lake access? ▾
Lake access typically comes through community beaches, HOA-owned waterfront lots, or nearby public access points like Cisco Beach and Rendezvous Beach rather than private frontage at this price. Ask the listing agent specifically about deeded access, boat slip availability, and any associated dues.