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Homes Under $500,000 in Georgetown, Utah
Georgetown is a small, rural market, and that shapes how a $500,000 budget behaves here. In larger Utah markets like Lehi or Park City, that figure often buys a townhome or an older starter house. In a low-density community with limited inventory, it can stretch to a detached home on a larger lot, a manufactured or older farmhouse-style property with acreage, or a newer build on a parcel with room for a shop or animals. The tradeoff is selection. Only a handful of homes may be active at any time, so the mix changes quickly and good ones can go under contract fast.
Buyers in this range should look closely at what comes with a rural property. Many homes outside city limits run on private wells and septic systems, and some rely on propane or have limited utility service, so inspections matter more than they do in a subdivision. Check lot size, water rights or shares, road maintenance, and winter access, since snow and cold are real considerations in Utah's higher, more open country. Commute distance to jobs and services also affects daily cost, so map the drive to groceries, schools, and work before you fall for a property. Browse the active listings below to see which homes under $500K are on the market right now, and reach out to a local agent if you want help comparing them.
August 2026 · Georgetown market
Live from the Utah MLS — what's actually happening in Georgetown right now.
Median sale
—
2 closed in August 2026
Median DOM
286 days
listing → contract
Sale-to-list
—
of final list price
Unsold inventory
3
active + pending
5 matching · page 1 of 1
Active listings
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Common questions
About homes under $500k in Georgetown.
What kind of home does $500K actually buy in Georgetown? ▾
Most listings in this range are older single-family homes on larger lots, manufactured homes with shops or barns, or smaller newer cabins. Acreage is common — it's not unusual to see a half-acre to five-plus acres included at this price. Turn-key newer construction is rare; expect to budget for some updates.
Is Georgetown a good spot for a Bear Lake second home? ▾
It can be. You're 10-15 minutes from Garden City and the south shore beaches, which is close enough for boat days but well outside the summer tourist crush. Prices in Georgetown generally run lower than equivalent homes in Garden City or Laketown, so the under-$500K range goes further here than along the lakefront.
How is the winter access and road maintenance? ▾
US-30 through Georgetown is a state highway and gets plowed reliably. Logan Canyon (SR-89) to the southwest can close during heavy storms, and side roads in town are county-maintained. Winters are long and cold — plan for a well-insulated home, snow tires, and a heat source that works when the power blinks.
Are there water rights or wells to worry about at this price? ▾
Many Georgetown properties are on private wells and septic rather than municipal systems, and irrigation water rights can be attached to acreage. Always ask the listing agent for well logs, septic records, and any deeded water shares — these affect both value and what you can do with the land.
How many homes under $500K are usually active in Georgetown? ▾
Rich County is one of Utah's smallest markets by volume, and Georgetown specifically may only have a handful of active listings at any given time — sometimes zero. Setting up a saved search with instant alerts is the practical way to catch new inventory before it moves.
What's the closest town for schools, groceries, and medical care? ▾
Randolph and Laketown handle Rich County School District, and Montpelier (Idaho) is about 15 minutes north for a grocery store and basic services. Garden City has restaurants and seasonal shopping. For hospitals and specialists, most residents drive to Logan or Montpelier.