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Homes Under $500,000 in Fish Haven, Utah
Fish Haven sits on the western shore of Bear Lake in Rich County, a few miles from the Idaho line, at roughly 5,900 feet. It's a small unincorporated community, and most of what's for sale is a cabin, a vacation home, a lot with a build-ready plan, or a modest year-round house on US-89 or the lakeside roads. Buyers looking at homes under $500K are often after a second home with lake access, since Bear Lake cabins closer to the water in Garden City and on the Idaho side have climbed well past that figure in recent years.
At this price, expect older cabins, manufactured or park-model setups, smaller townhome-style units, and some newer builds on the hillside away from the shoreline. Lake-view and lakefront homes usually exceed $500K, so many sub-$500K options trade water frontage for a short drive to the beach or marina. Summers bring boating, paddleboarding, and raspberry shakes in nearby Garden City, while winters are cold and snowy with snowmobiling in the surrounding hills. Salt Lake City is about 2 hours and 15 minutes away, Logan roughly 50 minutes over Logan Canyon, so check road access, well and septic details, and whether the property is winterized. Browse the active listings below to see what's currently on the market under $500K.
September 2026 · Fish Haven market
Live from the Utah MLS — what's actually happening in Fish Haven right now.
Median sale
—
3 closed in September 2026
Median DOM
175 days
listing → contract
Sale-to-list
—
of final list price
Unsold inventory
34
active + pending
59 matching · page 1 of 3
Active listings
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Common questions
About homes under $500k in Fish Haven.
What kind of home can I actually get under $500K in Fish Haven? ▾
Most sub-$500K listings here are smaller cabins, older lakefront-adjacent homes, or newer townhome-style builds set back from the water. Square footage typically runs 1,000-1,800, and lots vary from compact subdivision parcels to half-acre spots with mountain views. True lakefront almost always trades above this price point.
Is Fish Haven a full-time community or mostly second homes? ▾
It leans heavily toward second homes and short-term rentals tied to Bear Lake tourism, but there is a small year-round population. Winters are cold and snowy at roughly 5,900 feet elevation, so buyers planning to live full-time should check road maintenance, well/septic systems, and heating costs before committing.
Can I short-term rent a Fish Haven home under $500K? ▾
Rich County is generally friendlier to STRs than most Wasatch Front cities, and many Fish Haven owners rent on summer weekends when Bear Lake fills up. Always confirm current county rules and any HOA restrictions, since some subdivisions cap rentals or require minimum stays.
What's the property tax situation on a second home here? ▾
Utah taxes primary residences at a 55% assessment rate and non-primary (second homes, rentals) at 100%, so a $450K cabin used as a getaway is taxed roughly twice the rate of an owner-occupied home of the same value. Budget for that gap when running numbers.
How far is Fish Haven from Salt Lake City and the nearest airport? ▾
It's about 130 miles from SLC International, usually a 2.5-hour drive up through Logan and Logan Canyon. Logan itself is roughly 50 minutes away and is the closest spot for a Costco, hospital, and full-service shopping.
Do under-$500K homes here usually have lake access? ▾
Lake access typically comes through community beaches, HOA-owned waterfront lots, or nearby public access points like Cisco Beach and Rendezvous Beach rather than private frontage at this price. Ask the listing agent specifically about deeded access, boat slip availability, and any associated dues.