Homes Under $500,000 in Fish Haven, Utah
Fish Haven sits on the west shore of Bear Lake just south of the Idaho line, and the sub-$500K market here is mostly a mix of older A-frames, modest cabins built in the 70s and 80s, manufactured homes on permanent foundations, and the occasional smaller new build tucked back from the water. You won't find lakefront at this price — those trade well into seven figures — but you can absolutely land a weekend cabin or full-time residence within a five-minute drive of the marina at Bear Lake State Park, the Cisco Beach access, or the short hop into Garden City for groceries and the famous raspberry shakes. Elevation is just over 5,900 feet, so winters bring real snow and summers stay cool at night, which is part of the appeal for buyers escaping St. George or Salt Lake heat.
Most homes under $500K in Fish Haven sit on quarter-acre to one-acre lots with well and septic rather than municipal utilities, and many are zoned to allow short-term rentals through Rich County — a meaningful factor if you're partially financing the purchase with summer rental income. Drive times matter too: Logan is about 45 minutes over Logan Canyon (closed occasionally in heavy storms), Salt Lake is roughly two and a half hours, and Jackson Hole sits about three hours north. Inventory in this price band moves fastest between March and June as buyers gear up for boating season. Browse the active listings below to see what's currently available.
May 2026 · Fish Haven market
Live from the Utah MLS — what's actually happening in Fish Haven right now.
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Common questions
About homes under $500k in Fish Haven.
What kind of home can I actually get under $500K in Fish Haven? ▾
Most sub-$500K listings here are smaller cabins, older lakefront-adjacent homes, or newer townhome-style builds set back from the water. Square footage typically runs 1,000-1,800, and lots vary from compact subdivision parcels to half-acre spots with mountain views. True lakefront almost always trades above this price point.
Is Fish Haven a full-time community or mostly second homes? ▾
It leans heavily toward second homes and short-term rentals tied to Bear Lake tourism, but there is a small year-round population. Winters are cold and snowy at roughly 5,900 feet elevation, so buyers planning to live full-time should check road maintenance, well/septic systems, and heating costs before committing.
Can I short-term rent a Fish Haven home under $500K? ▾
Rich County is generally friendlier to STRs than most Wasatch Front cities, and many Fish Haven owners rent on summer weekends when Bear Lake fills up. Always confirm current county rules and any HOA restrictions, since some subdivisions cap rentals or require minimum stays.
What's the property tax situation on a second home here? ▾
Utah taxes primary residences at a 55% assessment rate and non-primary (second homes, rentals) at 100%, so a $450K cabin used as a getaway is taxed roughly twice the rate of an owner-occupied home of the same value. Budget for that gap when running numbers.
How far is Fish Haven from Salt Lake City and the nearest airport? ▾
It's about 130 miles from SLC International, usually a 2.5-hour drive up through Logan and Logan Canyon. Logan itself is roughly 50 minutes away and is the closest spot for a Costco, hospital, and full-service shopping.
Do under-$500K homes here usually have lake access? ▾
Lake access typically comes through community beaches, HOA-owned waterfront lots, or nearby public access points like Cisco Beach and Rendezvous Beach rather than private frontage at this price. Ask the listing agent specifically about deeded access, boat slip availability, and any associated dues.