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Homes Under $300,000 in Fish Haven, Utah
Fish Haven sits on the western shore of Bear Lake just south of the Idaho line, and it's one of the few Utah addresses where waterfront recreation, a cabin-country feel, and entry-level pricing still overlap. Under $300K in this market generally means a small cabin, a manufactured home on a permanent foundation, a vacant lot with utilities ready to build, or an older single-wide in one of the lakeside subdivisions off US-89. Most of the inventory at this price point is seasonal-use property — buyers from the Wasatch Front, Cache Valley, and southeast Idaho picking up a weekend place within walking or short-drive distance of the lake's turquoise water and the Bear Lake Marina.
Expect real tradeoffs at this number. Square footage is tight, lots can be small, and some properties sit in HOA communities like Sweetwater or Bear Lake West with amenity fees that add to the monthly cost. Winters here are cold and snowy — Fish Haven sits around 5,900 feet — so insulation, heat source, and water-line protection matter more than they would in St. George. Garden City is a five-minute drive for groceries, raspberry shakes, and restaurants, and Logan is about 40 minutes over Logan Canyon. Browse the active listings below to see what's currently on the market under $300K.
May 2026 · Fish Haven market
Live from the Utah MLS — what's actually happening in Fish Haven right now.
Median sale
$747,000
2 closed in May 2026
Median DOM
26 days
listing → contract
Sale-to-list
94.5%
of final list price
Unsold inventory
24
active + pending
52 matching · page 2 of 3
Active listings
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Common questions
About homes under $300k in Fish Haven.
What kind of property can I actually get in Fish Haven under $300K? ▾
Expect smaller A-frame or cabin-style structures, older manufactured homes, or condo units in developments like Bear Lake West or Ideal Beach area properties. True lakefront is essentially never in this range — most under-$300K listings are a short drive or walk to the water rather than on it. Square footage typically runs 600-1,200 sq ft.
Are these homes livable year-round or summer-only? ▾
Many cabins in this price tier were built as seasonal getaways and have limited insulation, small septic systems, or water lines that need to be drained in winter. Some have been upgraded for year-round use, but verify the heating system, insulation, and whether the road is plowed in winter before assuming you can live there full-time.
How does financing work on cheaper Bear Lake properties? ▾
Conventional loans work fine on stick-built homes on owned land with permanent foundations. Manufactured homes, cabins on leased lots, or properties without year-round access can require specialized lenders or cash. Second-home financing usually needs 10-20% down and rates run slightly higher than primary residence loans.
What are HOA fees like in Fish Haven's condo and cabin communities? ▾
Dues range roughly $200-$500 per month depending on the development. Higher-fee communities typically include private beach access, boat slips or storage, a clubhouse, and snow removal. Lower-fee HOAs cover basics like road maintenance and water. Always pull the most recent HOA financials before writing an offer.
Can I rent the property out short-term to offset costs? ▾
Short-term rentals are allowed in much of the Fish Haven and Garden City area, and Bear Lake's summer demand is strong from late May through Labor Day. Rich County and individual HOAs have their own rules, though — some condo associations restrict nightly rentals or cap how many units can be in the rental pool, so confirm before counting on income.
How many homes under $300K typically sell in Fish Haven each year? ▾
Inventory in this price band is thin — usually a handful of qualifying listings at any given time, and turnover is slow outside the spring and early summer buying season. If a property checks your boxes and is priced reasonably, it tends to move quickly once warm weather arrives.