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Clearfield, Utah

Homes Under $300,000 in Clearfield, Utah

Clearfield sits right off I-15 in Davis County, about 30 minutes north of Salt Lake City and a short commute to Hill Air Force Base, which drives a big chunk of the local buyer pool. Under $300K in this market generally means townhomes, older condos, and the occasional small single-family rambler from the 1950s-70s near the original downtown grid around State Street and Center. It's one of the more attainable Davis County cities for first-time buyers, military families using VA loans, and Hill AFB civilian employees who want to stay close to base without stretching into Layton or Kaysville pricing.

What you get at this price point depends heavily on property type. Two-bed, two-bath townhomes in communities off 700 South or near the FrontRunner station tend to dominate the sub-$300K inventory, often with HOA dues covering exterior maintenance. Older detached homes in this range usually need cosmetic updates — original kitchens, single-pane windows, aging HVAC — but sit on larger lots than anything new construction offers. Clearfield Station, the redeveloped area around the FrontRunner stop, has added newer attached product that occasionally dips below $300K on smaller floor plans. Schools fall under Davis School District, and you're 10 minutes from Antelope Island, 40 minutes from SLC International, and an hour from Snowbasin. Inventory at this price moves quickly when interest rates dip, so it pays to have financing lined up before touring. Browse the active listings below to see what's currently on the market under $300K in Clearfield.

May 2026 · Clearfield market

Live from the Utah MLS — what's actually happening in Clearfield right now.

Full Clearfield market report
Median sale
$430,000
19 closed in May 2026
Median DOM
19 days
listing → contract
Sale-to-list
96.9%
of final list price
Unsold inventory
85
active + pending

29 matching · page 2 of 2

Active listings

Common questions

About homes under $300k in Clearfield.

What kind of home can I actually get in Clearfield for under $300K?

At this price point you're mostly looking at townhomes, condos, and smaller single-family homes built in the 1970s and 80s, typically 2-3 bedrooms and 1,000-1,400 square feet. Detached homes under $300K are getting rare and usually need cosmetic work. Newer construction in this range is almost always attached product near the FrontRunner corridor.

Is Clearfield a good area for first-time buyers?

It's one of the more realistic entry points in Davis County. Hill Air Force Base drives steady demand from military and DoD families, FrontRunner gives you a rail commute to Salt Lake or Ogden, and prices run noticeably below Layton, Kaysville, and Farmington just down I-15. The trade-off is older housing stock and a mix of neighborhoods that vary block by block.

Will I run into HOA fees at this price?

Often yes. A large share of sub-$300K listings in Clearfield are townhomes or condos with HOAs running roughly $150-$300 a month covering exterior maintenance, landscaping, and sometimes water. Factor that into your DTI when your lender runs numbers, because it can shift what you actually qualify for.

Are FHA and VA loans accepted on most of these listings?

Yes, and they're heavily used here given the Hill AFB population. VA loans are especially common. Just be aware that older condos sometimes aren't on the approved FHA/VA condo list, so have your agent verify project approval before you write an offer.

How fast do homes under $300K move in Clearfield?

The under-$300K segment is the most competitive price band in the city because inventory is thin and demand from first-time buyers and investors is steady. Well-priced, move-in ready listings often go under contract in under two weeks. Properties that sit are usually flagged for condition issues or deferred maintenance.

What neighborhoods in Clearfield typically fall in this price range?

Look around the older grid west of Main Street, pockets near Steed Park, and the townhome developments off 700 South and 1000 East. Anything closer to the Clearfield FrontRunner station tends to hold value well. Areas bordering Sunset and West Point also show up in this range.